Lane County, Oregon: commercial real estate data.
Lane County, Oregon has a population of 384,207 across 4,553 square miles, down 0.1 percent since the 2020 census base. County output reached $23.57 bn in 2024, 10,151 establishments operate here, and the SBA record carries 497 7(a) approvals worth $198.8 m.
123 sourced county values · tier FULL · 11 sections
Lane County
How many people live in Lane County
- Population384,207
- Households160,445
- Average household size2.39
- Median household income$71,544
- Median age40.3
- Median gross rent$1,355 per month
- Median owner-occupied home value$430,600
- Home value to household income6.0 times
- Annual rent as a share of median income22.7 percent
- Adults 25 and over with a bachelor degree or higher34.0 percent
- Adults 25 and over with a graduate degree14.0 percent
- Adults 25 and over267,847
- Population under 1867,084
- Share under 1817.5 percent
- Population 65 and over80,093
- Share 65 and over20.8 percent
- Working age population, 18 to 64237,030
- Civilian labor force195,670
- Unemployment rate6.4 percent
- Labor force participation, adults 18 and over61.7 percent
- Rank by population among Oregon counties4th of 36
- Rank by population among US county-equivalents194th
Lane County is the 4th largest of 36 Oregon counties by population. A median home costs 6.0 times median household income, which is a stretched ownership market and usually shows up as rental demand. Residents 65 and over outnumber those under 18, at 20.8 percent against 17.5 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Lane County
Is Lane County growing
- Population change since the 2020 census base-0.15 percent
- Census 2020 base population382,974
- Births, 20243,009
- Deaths, 20244,331
- Natural change, 2024-1,322
- Net domestic migration, 2024484
- Net international migration, 20241,084
- Total net migration, 20241,568
- Cumulative net domestic migration, 2021 to 20241,154
- Rank by growth among US county-equivalents1897th
The county has lost 0.15 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Lane County
Where people moving to Lane County come from
- Tax returns filed by households arriving8,991
- People arriving, from those returns13,793
- Adjusted gross income arriving$617.9 m
- Net adjusted gross income movement$0
- Average income of an arriving household$68,725
- Largest single originLane County Non-migrants (144,628 households)
- Largest single destination (144,628 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Lane County Non-migrants | 144,628 | 266,186 | $12.54 bn |
| Other flows - Different State | 2,619 | 4,048 | $183.7 m |
| Other flows - West | 993 | 1,546 | $65.9 m |
| Other flows - South | 815 | 1,277 | $52.3 m |
| Other flows - Midwest | 534 | 833 | $45.4 m |
| Multnomah County | 490 | 670 | $32.9 m |
| Linn County | 356 | 635 | $20.6 m |
| Deschutes County | 297 | 442 | $17.3 m |
The largest single source of arrivals is Lane County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Lane County
What the Lane County economy runs on
- County GDP, 2024$23.57 bn
- County GDP, 2023$22.46 bn
- GDP change, 2023 to 20245.0 percent
- GDP change over five years34.8 percent
- Rank by GDP among Oregon counties5th
- Rank by GDP among US county-equivalents231st
- GDP per resident$61,358
Output grew 5.0 percent in the latest year and 34.8 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Lane County
Who employs people in Lane County
- Covered employment, annual average157,428
- Establishments reporting13,531
- Average annual pay$59,020
- Average weekly wage$1,135
- Sector 62, employment27,975
- Sector 62, average annual pay$65,035
- Sector 44-45, employment19,053
- Sector 44-45, average annual pay$39,259
- Sector 72, employment15,308
- Sector 72, average annual pay$25,878
- Sector 31-33, employment14,308
- Sector 31-33, average annual pay$65,550
- Sector 23, employment7,492
- Sector 56, employment6,871
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 27,975 | 2,112 | $65,035 |
| Sector 44-45 | 19,053 | 1,253 | $39,259 |
| Sector 72 | 15,308 | 1,096 | $25,878 |
| Sector 31-33 | 14,308 | 582 | $65,550 |
| Sector 23 | 7,492 | 1,281 | $69,606 |
| Sector 56 | 6,871 | 656 | $43,962 |
| Sector 54 | 6,199 | 1,488 | $77,501 |
| Sector 42 | 5,906 | 576 | $72,919 |
The largest sector is the biggest private employer group at 27,975 jobs, 17.8 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Lane County
What businesses operate in Lane County
- Establishments, all industries10,151
- Employment at those establishments129,060
- Annual payroll$6.85 bn
- Establishments per 1,000 residents26.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Lane County
What is being built in Lane County
- Housing units authorised by permit, 20241,814
- Declared construction value permitted$338.6 m
- Single family units authorised799
- Multifamily units authorised1,015
- Multifamily share of units56.0 percent
- Average declared value per unit$186,637
- Units authorised per 1,000 households11.3
Multifamily is 56.0 percent of units authorised, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Lane County
How much SBA lending happens in Lane County
- 7(a) approvals recorded497
- 7(a) gross approval dollars$198.8 m
- Average 7(a) approval$400,070
- Median 7(a) approval$80,000
- 10th percentile approval$24,200
- 90th percentile approval$1,044,400
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)4,696
- Jobs per approval9.4
- Distinct 7(a) lenders active64
- Distinct industries receiving approvals187
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer13.1 percent
- Loans on real estate terms65
- Loans on working capital terms, 120 months or shorter418
- Franchise loans43
- Franchise share of approvals8.7 percent
- Leading industry by approval countResidential Remodelers (16)
- Most active lenderColumbia Bank (137)
- 504 approvals recorded121
- 504 gross approval dollars$87.5 m
- Average 504 approval$722,884
- Median 504 approval$453,000
- Distinct CDCs active6
- 504 jobs per approval6.5
- 504 jobs per million dollars approved9.0
- Most active CDCEvergreen Business Capital (49)
- 7(a) share of SBA approvals80.4 percent
- Combined SBA approval dollars$286.3 m
The average approval of $400,070 sits well above the median of $80,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 13.1 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lane County
Do SBA loans in Lane County get paid back
- Loans with a final outcome recorded110
- Paid in full102
- Charged off8
- Charge off rate on resolved loans7.3 percent
- Status: Cancelled59
- Status: Paid in full102
- Status: Exempt from disclosure301
- Status: Charged off8
- Status: Committed, not yet disbursed27
Of the 110 loans that have reached a final outcome, 7.3 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lane County
Which parts of Lane County get the lending
- Places in the county with recorded lending21
- EUGENE, approvals271
- SPRINGFIELD, approvals107
- JUNCTION CITY, approvals32
- Florence, approvals27
- COTTAGE GROVE, approvals19
- CRESWELL, approvals11
| Place | Approvals | Gross approval dollars |
|---|---|---|
| EUGENE | 271 | $109,117,400 |
| SPRINGFIELD | 107 | $43,222,800 |
| JUNCTION CITY | 32 | $3,389,300 |
| Florence | 27 | $12,987,400 |
| COTTAGE GROVE | 19 | $18,663,600 |
| CRESWELL | 11 | $2,639,000 |
| Veneta | 8 | $1,225,200 |
| OAKRIDGE | 7 | $3,382,300 |
EUGENE accounts for 271 approvals against 107 in SPRINGFIELD. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lane County
How big is Lane County
- Land area4,553 sq mi
- Rank by land area among Oregon counties6th of 36
- Width, east to west119 mi
- Height, north to south58.9 mi
- Geographies sharing a boundary6
- Residents per square mile of land84
- Establishments per square mile2.23
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Lane County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Lane County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population384,207
- Households160,445
- Average household size2.39
- Median household income$71,544
- Median age40.3
Common questions
Lane County questions, answered from the record.
How many people live in Lane County, Oregon?
384,207, in 160,445 households, ranking 4th of 36 Oregon counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Lane County growing?
The population has fallen 0.15 percent since the 2020 census base. In 2024 there were 3,009 births against 4,331 deaths, with net migration of 1,568. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Lane County?
$71,544. The median owner-occupied home is valued at $430,600, which is 6.0 times income, and median gross rent is $1,355 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Lane County?
10,151 establishments, employing 129,060 people with an annual payroll of $6.85 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Lane County?
Average annual pay is $59,020, or $1,135 a week, across 157,428 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Lane County?
497 7(a) approvals totalling $198.8 m since FY2020, across 64 lenders, with a median approval of $80,000, plus 121 504 approvals worth $87.5 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Lane County get paid back?
Of the 110 loans that have reached a final outcome, 102 were paid in full and 8 charged off, a charge off rate of 7.3 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Lane County?
1,814 housing units were authorised by permit in 2024, with a declared construction value of $338.6 m. Multifamily was 56.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Lane County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Lane County come from?
The largest single origin is Lane County Non-migrants, with 144,628 households. Arriving households report an average income of $68,725 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Lane County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Lane County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.