Malheur County, Oregon: commercial real estate data.
Malheur County, Oregon has a population of 31,954 across 9,888 square miles, up 2.4 percent since the 2020 census base. County output reached $1.55 bn in 2024, 718 establishments operate here, and the SBA record carries 37 7(a) approvals worth $15.6 m.
121 sourced county values · tier FULL · 11 sections
Malheur County
How many people live in Malheur County
- Population31,954
- Households10,292
- Average household size3.10
- Median household income$54,519
- Median age36.1
- Median gross rent$821 per month
- Median owner-occupied home value$248,900
- Home value to household income4.6 times
- Annual rent as a share of median income18.1 percent
- Adults 25 and over with a bachelor degree or higher15.2 percent
- Adults 25 and over with a graduate degree4.5 percent
- Adults 25 and over20,945
- Population under 188,091
- Share under 1825.3 percent
- Population 65 and over5,472
- Share 65 and over17.1 percent
- Working age population, 18 to 6418,391
- Civilian labor force12,505
- Unemployment rate5.2 percent
- Labor force participation, adults 18 and over52.4 percent
- Rank by population among Oregon counties20th of 36
- Rank by population among US county-equivalents1424th
Malheur County is the 20th largest of 36 Oregon counties by population. A median home costs 4.6 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 25.3 percent against 17.1 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Malheur County
Is Malheur County growing
- Population change since the 2020 census base2.36 percent
- Census 2020 base population31,569
- Births, 2024409
- Deaths, 2024373
- Natural change, 202436
- Net domestic migration, 2024-108
- Net international migration, 2024124
- Total net migration, 202416
- Cumulative net domestic migration, 2021 to 2024378
- Rank by growth among US county-equivalents1054th
The county has grown 2.36 percent since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Malheur County
Where people moving to Malheur County come from
- Tax returns filed by households arriving840
- People arriving, from those returns1,635
- Adjusted gross income arriving$36.8 m
- Net adjusted gross income movement$0
- Average income of an arriving household$43,824
- Largest single originMalheur County Non-migrants (9,184 households)
- Largest single destination (9,184 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Malheur County Non-migrants | 9,184 | 20,280 | $521.7 m |
| Other flows - Different State | 253 | 504 | $9.5 m |
| Other flows - West | 185 | 358 | $7.1 m |
| Payette County | 154 | 323 | $8.3 m |
| Canyon County | 145 | 311 | $5.8 m |
| Other flows - Same State | 125 | 219 | $6.2 m |
| Ada County | 102 | 184 | $5.9 m |
| Other flows - South | 48 | 99 | $1.8 m |
The largest single source of arrivals is Malheur County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Malheur County
What the Malheur County economy runs on
- County GDP, 2024$1.55 bn
- County GDP, 2023$1.53 bn
- GDP change, 2023 to 20241.6 percent
- GDP change over five years16.3 percent
- Rank by GDP among Oregon counties24th
- Rank by GDP among US county-equivalents1489th
- GDP per resident$48,599
Output grew 1.6 percent in the latest year and 16.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Malheur County
Who employs people in Malheur County
- Covered employment, annual average13,488
- Establishments reporting1,135
- Average annual pay$48,708
- Average weekly wage$937
- Sector 44-45, employment2,261
- Sector 44-45, average annual pay$37,138
- Sector 72, employment1,276
- Sector 72, average annual pay$21,391
- Sector 31-33, employment1,087
- Sector 31-33, average annual pay$49,674
- Sector 42, employment486
- Sector 42, average annual pay$56,450
- Sector 48-49, employment329
- Sector 23, employment303
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 2,261 | 126 | $37,138 |
| Sector 72 | 1,276 | 93 | $21,391 |
| Sector 31-33 | 1,087 | 38 | $49,674 |
| Sector 42 | 486 | 44 | $56,450 |
| Sector 48-49 | 329 | 33 | $59,332 |
| Sector 23 | 303 | 90 | $47,104 |
| Sector 81 | 252 | 98 | $37,131 |
| Sector 54 | 231 | 70 | $55,395 |
The largest sector is the biggest private employer group at 2,261 jobs, 16.8 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Malheur County
What businesses operate in Malheur County
- Establishments, all industries718
- Employment at those establishments8,527
- Annual payroll$356.2 m
- Establishments per 1,000 residents22.5
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Malheur County
What is being built in Malheur County
- Housing units authorised by permit, 202445
- Declared construction value permitted$14.9 m
- Single family units authorised45
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$330,446
- Units authorised per 1,000 households4.4
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Malheur County
How much SBA lending happens in Malheur County
- 7(a) approvals recorded37
- 7(a) gross approval dollars$15.6 m
- Average 7(a) approval$421,157
- Median 7(a) approval$55,300
- 10th percentile approval$20,000
- 90th percentile approval$1,178,000
- Largest single approval$3,775,000
- Jobs reported supported, 7(a)272
- Jobs per approval7.4
- Distinct 7(a) lenders active13
- Distinct industries receiving approvals27
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer16.2 percent
- Loans on real estate terms6
- Loans on working capital terms, 120 months or shorter29
- Franchise loans2
- Franchise share of approvals5.4 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (3)
- Most active lenderColumbia Bank (8)
- 504 approvals recorded12
- 504 gross approval dollars$9.0 m
- Average 504 approval$748,583
- Median 504 approval$659,000
- Distinct CDCs active6
- 504 jobs per approval15.8
- 504 jobs per million dollars approved21.0
- Most active CDCCapital Matrix, Inc. (5)
- 7(a) share of SBA approvals75.5 percent
- Combined SBA approval dollars$24.6 m
The average approval of $421,157 sits well above the median of $55,300, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 16.2 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Malheur County
Do SBA loans in Malheur County get paid back
- Loans with a final outcome recorded10
- Paid in full10
- Charged off0
- Charge off rate on resolved loans0.0 percent
- Status: Paid in full10
- Status: Exempt from disclosure23
- Status: Cancelled3
- Status: Committed, not yet disbursed1
Of the 10 loans that have reached a final outcome, 0.0 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Malheur County
Which parts of Malheur County get the lending
- Places in the county with recorded lending5
- ONTARIO, approvals24
- NYSSA, approvals7
- VALE, approvals3
- JORDAN VALLEY, approvals2
- BEND, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| ONTARIO | 24 | $13,476,700 |
| NYSSA | 7 | $1,438,300 |
| VALE | 3 | $115,800 |
| JORDAN VALLEY | 2 | $50,000 |
| BEND | 1 | $502,000 |
ONTARIO accounts for 24 approvals against 7 in NYSSA. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Malheur County
How big is Malheur County
- Land area9,888 sq mi
- Rank by land area among Oregon counties2nd of 36
- Width, east to west66.9 mi
- Height, north to south169 mi
- Geographies sharing a boundary3
- Residents per square mile of land3
- Establishments per square mile0.07
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Malheur County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Malheur County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population31,954
- Households10,292
- Average household size3.10
- Median household income$54,519
- Median age36.1
Common questions
Malheur County questions, answered from the record.
How many people live in Malheur County, Oregon?
31,954, in 10,292 households, ranking 20th of 36 Oregon counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Malheur County growing?
The population has grown 2.36 percent since the 2020 census base. In 2024 there were 409 births against 373 deaths, with net migration of 16. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Malheur County?
$54,519. The median owner-occupied home is valued at $248,900, which is 4.6 times income, and median gross rent is $821 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Malheur County?
718 establishments, employing 8,527 people with an annual payroll of $356.2 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Malheur County?
Average annual pay is $48,708, or $937 a week, across 13,488 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Malheur County?
37 7(a) approvals totalling $15.6 m since FY2020, across 13 lenders, with a median approval of $55,300, plus 12 504 approvals worth $9.0 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Malheur County get paid back?
Of the 10 loans that have reached a final outcome, 10 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Malheur County?
45 housing units were authorised by permit in 2024, with a declared construction value of $14.9 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Malheur County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Malheur County come from?
The largest single origin is Malheur County Non-migrants, with 9,184 households. Arriving households report an average income of $43,824 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Malheur County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Malheur County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.