Tillamook County, Oregon: commercial real estate data.
Tillamook County, Oregon has a population of 27,496 across 1,103 square miles, down 0.5 percent since the 2020 census base. County output reached $1.48 bn in 2024, 769 establishments operate here, and the SBA record carries 74 7(a) approvals worth $37.3 m.
123 sourced county values · tier FULL · 11 sections
Tillamook County
How many people live in Tillamook County
- Population27,496
- Households11,936
- Average household size2.30
- Median household income$69,105
- Median age49.0
- Median gross rent$1,246 per month
- Median owner-occupied home value$430,200
- Home value to household income6.2 times
- Annual rent as a share of median income21.6 percent
- Adults 25 and over with a bachelor degree or higher26.2 percent
- Adults 25 and over with a graduate degree8.7 percent
- Adults 25 and over20,984
- Population under 184,980
- Share under 1818.1 percent
- Population 65 and over7,693
- Share 65 and over28.0 percent
- Working age population, 18 to 6414,823
- Civilian labor force11,469
- Unemployment rate4.5 percent
- Labor force participation, adults 18 and over50.9 percent
- Rank by population among Oregon counties21st of 36
- Rank by population among US county-equivalents1565th
Tillamook County is the 21st largest of 36 Oregon counties by population. A median home costs 6.2 times median household income, which is a stretched ownership market and usually shows up as rental demand. Residents 65 and over outnumber those under 18, at 28.0 percent against 18.1 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Tillamook County
Is Tillamook County growing
- Population change since the 2020 census base-0.45 percent
- Census 2020 base population27,386
- Births, 2024210
- Deaths, 2024413
- Natural change, 2024-203
- Net domestic migration, 202429
- Net international migration, 202416
- Total net migration, 202445
- Cumulative net domestic migration, 2021 to 2024551
- Rank by growth among US county-equivalents2003rd
The county has lost 0.45 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Tillamook County
Where people moving to Tillamook County come from
- Tax returns filed by households arriving856
- People arriving, from those returns1,453
- Adjusted gross income arriving$109.4 m
- Net adjusted gross income movement$0
- Average income of an arriving household$127,841
- Largest single originTillamook County Non-migrants (10,273 households)
- Largest single destination (10,273 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Tillamook County Non-migrants | 10,273 | 19,722 | $800.8 m |
| Other flows - Different State | 352 | 592 | $50.4 m |
| Other flows - West | 272 | 443 | $21.9 m |
| Multnomah County | 135 | 222 | $29.7 m |
| Washington County | 97 | 164 | $10.2 m |
| Other flows - Same State | 97 | 183 | $6.4 m |
| Clackamas County | 50 | 81 | $4.8 m |
| Other flows - South | 41 | 85 | $26.5 m |
The largest single source of arrivals is Tillamook County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Tillamook County
What the Tillamook County economy runs on
- County GDP, 2024$1.48 bn
- County GDP, 2023$1.46 bn
- GDP change, 2023 to 20241.0 percent
- GDP change over five years10.0 percent
- Rank by GDP among Oregon counties25th
- Rank by GDP among US county-equivalents1530th
- GDP per resident$53,656
Output grew 1.0 percent in the latest year and 10.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Tillamook County
Who employs people in Tillamook County
- Covered employment, annual average9,886
- Establishments reporting1,090
- Average annual pay$52,379
- Average weekly wage$1,007
- Sector 31-33, employment1,641
- Sector 31-33, average annual pay$60,645
- Sector 72, employment1,437
- Sector 72, average annual pay$30,205
- Sector 44-45, employment1,106
- Sector 44-45, average annual pay$35,176
- Sector 62, employment1,037
- Sector 62, average annual pay$68,783
- Sector 11, employment632
- Sector 23, employment436
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 1,641 | 34 | $60,645 |
| Sector 72 | 1,437 | 145 | $30,205 |
| Sector 44-45 | 1,106 | 112 | $35,176 |
| Sector 62 | 1,037 | 114 | $68,783 |
| Sector 11 | 632 | 79 | $47,728 |
| Sector 23 | 436 | 118 | $60,788 |
| Sector 81 | 381 | 90 | $30,940 |
| Sector 48-49 | 231 | 28 | $59,996 |
The largest sector is the biggest private employer group at 1,641 jobs, 16.6 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Tillamook County
What businesses operate in Tillamook County
- Establishments, all industries769
- Employment at those establishments8,076
- Annual payroll$422.2 m
- Establishments per 1,000 residents28.0
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Tillamook County
What is being built in Tillamook County
- Housing units authorised by permit, 202486
- Declared construction value permitted$35.3 m
- Single family units authorised82
- Multifamily units authorised4
- Multifamily share of units4.7 percent
- Average declared value per unit$411,001
- Units authorised per 1,000 households7.2
Multifamily is 4.7 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Tillamook County
How much SBA lending happens in Tillamook County
- 7(a) approvals recorded74
- 7(a) gross approval dollars$37.3 m
- Average 7(a) approval$503,432
- Median 7(a) approval$39,200
- 10th percentile approval$20,000
- 90th percentile approval$1,677,500
- Largest single approval$4,420,000
- Jobs reported supported, 7(a)421
- Jobs per approval5.7
- Distinct 7(a) lenders active21
- Distinct industries receiving approvals49
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer24.3 percent
- Loans on real estate terms18
- Loans on working capital terms, 120 months or shorter56
- Franchise loans1
- Franchise share of approvals1.4 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (5)
- Most active lender1st Security Bank of Washington (24)
- 504 approvals recorded6
- 504 gross approval dollars$3.7 m
- Average 504 approval$612,333
- Median 504 approval$564,000
- Distinct CDCs active4
- 504 jobs per approval4.7
- 504 jobs per million dollars approved7.6
- Most active CDCEvergreen Business Capital (3)
- 7(a) share of SBA approvals92.5 percent
- Combined SBA approval dollars$40.9 m
The average approval of $503,432 sits well above the median of $39,200, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 24.3 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Tillamook County
Do SBA loans in Tillamook County get paid back
- Loans with a final outcome recorded14
- Paid in full13
- Charged off1
- Charge off rate on resolved loans7.1 percent
- Status: Exempt from disclosure43
- Status: Paid in full13
- Status: Cancelled15
- Status: Charged off1
- Status: Committed, not yet disbursed2
Of the 14 loans that have reached a final outcome, 7.1 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Tillamook County
Which parts of Tillamook County get the lending
- Places in the county with recorded lending11
- Tillamook, approvals22
- GARIBALDI, approvals12
- MANZANITA, approvals11
- NEHALEM, approvals9
- ROCKAWAY BEACH, approvals9
- BAY CITY, approvals4
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Tillamook | 22 | $4,433,500 |
| GARIBALDI | 12 | $9,547,500 |
| MANZANITA | 11 | $6,878,900 |
| NEHALEM | 9 | $1,069,400 |
| ROCKAWAY BEACH | 9 | $8,962,200 |
| BAY CITY | 4 | $2,128,000 |
| PACIFIC CITY | 3 | $3,922,500 |
| CLOVERDALE | 1 | $25,000 |
Tillamook accounts for 22 approvals against 12 in GARIBALDI. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Tillamook County
How big is Tillamook County
- Land area1,103 sq mi
- Rank by land area among Oregon counties26th of 36
- Width, east to west34.9 mi
- Height, north to south51 mi
- Geographies sharing a boundary5
- Residents per square mile of land25
- Establishments per square mile0.70
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Tillamook County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Tillamook County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population27,496
- Households11,936
- Average household size2.30
- Median household income$69,105
- Median age49.0
Common questions
Tillamook County questions, answered from the record.
How many people live in Tillamook County, Oregon?
27,496, in 11,936 households, ranking 21st of 36 Oregon counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Tillamook County growing?
The population has fallen 0.45 percent since the 2020 census base. In 2024 there were 210 births against 413 deaths, with net migration of 45. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Tillamook County?
$69,105. The median owner-occupied home is valued at $430,200, which is 6.2 times income, and median gross rent is $1,246 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Tillamook County?
769 establishments, employing 8,076 people with an annual payroll of $422.2 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Tillamook County?
Average annual pay is $52,379, or $1,007 a week, across 9,886 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Tillamook County?
74 7(a) approvals totalling $37.3 m since FY2020, across 21 lenders, with a median approval of $39,200, plus 6 504 approvals worth $3.7 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Tillamook County get paid back?
Of the 14 loans that have reached a final outcome, 13 were paid in full and 1 charged off, a charge off rate of 7.1 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Tillamook County?
86 housing units were authorised by permit in 2024, with a declared construction value of $35.3 m. Multifamily was 4.7 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Tillamook County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Tillamook County come from?
The largest single origin is Tillamook County Non-migrants, with 10,273 households. Arriving households report an average income of $127,841 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Tillamook County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Tillamook County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.