HomePennsylvaniaArmstrong County
Armstrong County, Pennsylvania: commercial real estate data.
Armstrong County, Pennsylvania has a population of 64,622 across 653 square miles, down 2.9 percent since the 2020 census base. County output reached $2.80 bn in 2024, 1,288 establishments operate here, and the SBA record carries 26 7(a) approvals worth $10.5 m.
126 sourced county values · tier FULL · 12 sections
Armstrong County
How many people live in Armstrong County
- Population64,622
- Households28,035
- Average household size2.31
- Median household income$65,008
- Median age47.2
- Median gross rent$785 per month
- Median owner-occupied home value$157,300
- Home value to household income2.4 times
- Annual rent as a share of median income14.5 percent
- Adults 25 and over with a bachelor degree or higher19.0 percent
- Adults 25 and over with a graduate degree6.6 percent
- Adults 25 and over48,205
- Population under 1812,227
- Share under 1818.9 percent
- Population 65 and over15,521
- Share 65 and over24.0 percent
- Working age population, 18 to 6436,874
- Civilian labor force30,802
- Unemployment rate4.3 percent
- Labor force participation, adults 18 and over58.8 percent
- Rank by population among Pennsylvania counties40th of 67
- Rank by population among US county-equivalents857th
Armstrong County is the 40th largest of 67 Pennsylvania counties by population. A median home costs 2.4 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 24.0 percent against 18.9 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Armstrong County
Is Armstrong County growing
- Population change since the 2020 census base-2.85 percent
- Census 2020 base population65,548
- Births, 2024517
- Deaths, 2024890
- Natural change, 2024-373
- Net domestic migration, 2024-70
- Net international migration, 202429
- Total net migration, 2024-41
- Cumulative net domestic migration, 2021 to 2024-121
- Rank by growth among US county-equivalents2716th
The county has lost 2.85 percent of its population since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Armstrong County
Where people moving to Armstrong County come from
- Tax returns filed by households arriving1,142
- People arriving, from those returns1,939
- Adjusted gross income arriving$63.9 m
- Net adjusted gross income movement$0
- Average income of an arriving household$55,924
- Largest single originArmstrong County Non-migrants (26,768 households)
- Largest single destination (26,768 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Armstrong County Non-migrants | 26,768 | 51,991 | $1.74 bn |
| Westmoreland County | 257 | 422 | $10.9 m |
| Allegheny County | 245 | 382 | $13.3 m |
| Other flows - Different State | 182 | 301 | $17.2 m |
| Butler County | 163 | 276 | $7.8 m |
| Other flows - Same State | 120 | 212 | $6.7 m |
| Other flows - South | 114 | 191 | $14.5 m |
| Indiana County | 83 | 163 | $3.7 m |
The largest single source of arrivals is Armstrong County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Armstrong County
What the Armstrong County economy runs on
- County GDP, 2024$2.80 bn
- County GDP, 2023$2.46 bn
- GDP change, 2023 to 202413.7 percent
- GDP change over five years31.0 percent
- Rank by GDP among Pennsylvania counties42nd
- Rank by GDP among US county-equivalents1025th
- GDP per resident$43,291
Output grew 13.7 percent in the latest year and 31.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Armstrong County
Who employs people in Armstrong County
- Covered employment, annual average15,650
- Establishments reporting1,450
- Average annual pay$51,796
- Average weekly wage$996
- Sector 62, employment3,119
- Sector 62, average annual pay$52,467
- Sector 44-45, employment1,861
- Sector 44-45, average annual pay$32,298
- Sector 31-33, employment1,530
- Sector 31-33, average annual pay$60,055
- Sector 72, employment1,338
- Sector 72, average annual pay$15,224
- Sector 23, employment1,072
- Sector 48-49, employment802
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 3,119 | 265 | $52,467 |
| Sector 44-45 | 1,861 | 166 | $32,298 |
| Sector 31-33 | 1,530 | 66 | $60,055 |
| Sector 72 | 1,338 | 119 | $15,224 |
| Sector 23 | 1,072 | 127 | $66,248 |
| Sector 48-49 | 802 | 54 | $41,632 |
| Sector 21 | 786 | 34 | $105,341 |
| Sector 81 | 707 | 133 | $37,821 |
The largest sector is the biggest private employer group at 3,119 jobs, 19.9 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Armstrong County
What businesses operate in Armstrong County
- Establishments, all industries1,288
- Employment at those establishments14,258
- Annual payroll$641.5 m
- Establishments per 1,000 residents19.9
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Armstrong County
What is being built in Armstrong County
- Housing units authorised by permit, 202457
- Declared construction value permitted$15.6 m
- Single family units authorised37
- Multifamily units authorised20
- Multifamily share of units35.1 percent
- Average declared value per unit$274,433
- Units authorised per 1,000 households2.0
Multifamily is 35.1 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Armstrong County
How much SBA lending happens in Armstrong County
- 7(a) approvals recorded26
- 7(a) gross approval dollars$10.5 m
- Average 7(a) approval$403,535
- Median 7(a) approval$238,500
- 10th percentile approval$46,000
- 90th percentile approval$1,100,000
- Largest single approval$1,902,000
- Jobs reported supported, 7(a)264
- Jobs per approval10.2
- Distinct 7(a) lenders active12
- Distinct industries receiving approvals16
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer38.5 percent
- Loans on real estate terms10
- Loans on working capital terms, 120 months or shorter14
- Franchise loans1
- Franchise share of approvals3.8 percent
- Leading industry by approval countFull-Service Restaurants (5)
- Most active lenderNorthwest Bank (4)
- 504 approvals recorded3
- 504 gross approval dollars$1.2 m
- Average 504 approval$414,333
- Median 504 approval$327,000
- Distinct CDCs active1
- 504 jobs per approval6.3
- 504 jobs per million dollars approved15.3
- Most active CDCRegional Development Funding Corporation (3)
- 7(a) share of SBA approvals89.7 percent
- Combined SBA approval dollars$11.7 m
The average approval of $403,535 sits well above the median of $238,500, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. 38.5 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Armstrong County
Do SBA loans in Armstrong County get paid back
- Loans with a final outcome recorded2
- Paid in full2
- Charged off0
- Status: Cancelled8
- Status: Exempt from disclosure15
- Status: Paid in full2
- Status: Committed, not yet disbursed1
Too few loans have reached a final outcome to publish a charge off rate. only 2 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Armstrong County
Which parts of Armstrong County get the lending
- Places in the county with recorded lending9
- Kittanning, approvals6
- Ford City, approvals5
- LEECHBURG, approvals3
- FREEPORT, approvals3
- NORTH APOLLO, approvals2
- RURAL VALLEY, approvals2
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Kittanning | 6 | $3,135,900 |
| Ford City | 5 | $921,000 |
| LEECHBURG | 3 | $2,052,500 |
| FREEPORT | 3 | $1,180,000 |
| NORTH APOLLO | 2 | $720,000 |
| RURAL VALLEY | 2 | $336,500 |
| Worthington | 2 | $346,000 |
| Adrian | 2 | $700,000 |
Kittanning accounts for 6 approvals against 5 in Ford City. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Armstrong County
How big is Armstrong County
- Land area653 sq mi
- Rank by land area among Pennsylvania counties34th of 67
- Width, east to west25 mi
- Height, north to south44.2 mi
- Geographies sharing a boundary6
- Residents per square mile of land99
- Establishments per square mile1.97
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Armstrong County
What hazards affect Armstrong County
- EPA radon zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
- Communities in the NFIP Community Status Book45
- Of those, participating in the NFIP41
- NFIP participation rate91.1 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Armstrong County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Armstrong County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population64,622
- Households28,035
- Average household size2.31
- Median household income$65,008
- Median age47.2
Common questions
Armstrong County questions, answered from the record.
How many people live in Armstrong County, Pennsylvania?
64,622, in 28,035 households, ranking 40th of 67 Pennsylvania counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Armstrong County growing?
The population has fallen 2.85 percent since the 2020 census base. In 2024 there were 517 births against 890 deaths, with net migration of -41. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Armstrong County?
$65,008. The median owner-occupied home is valued at $157,300, which is 2.4 times income, and median gross rent is $785 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Armstrong County?
1,288 establishments, employing 14,258 people with an annual payroll of $641.5 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Armstrong County?
Average annual pay is $51,796, or $996 a week, across 15,650 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Armstrong County?
26 7(a) approvals totalling $10.5 m since FY2020, across 12 lenders, with a median approval of $238,500, plus 3 504 approvals worth $1.2 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Armstrong County?
57 housing units were authorised by permit in 2024, with a declared construction value of $15.6 m. Multifamily was 35.1 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Armstrong County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Armstrong County come from?
The largest single origin is Armstrong County Non-migrants, with 26,768 households. Arriving households report an average income of $55,924 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Armstrong County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Armstrong County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.