HomePennsylvaniaBradford County
Bradford County, Pennsylvania: commercial real estate data.
Bradford County, Pennsylvania has a population of 59,858 across 1,147 square miles, down 0.4 percent since the 2020 census base. County output reached $6.80 bn in 2024, 1,334 establishments operate here, and the SBA record carries 51 7(a) approvals worth $12.7 m.
127 sourced county values · tier FULL · 12 sections
Bradford County
How many people live in Bradford County
- Population59,858
- Households24,610
- Average household size2.43
- Median household income$63,675
- Median age43.6
- Median gross rent$901 per month
- Median owner-occupied home value$187,500
- Home value to household income2.9 times
- Annual rent as a share of median income17.0 percent
- Adults 25 and over with a bachelor degree or higher20.6 percent
- Adults 25 and over with a graduate degree8.2 percent
- Adults 25 and over42,489
- Population under 1813,248
- Share under 1822.1 percent
- Population 65 and over13,413
- Share 65 and over22.4 percent
- Working age population, 18 to 6433,197
- Civilian labor force27,018
- Unemployment rate6.3 percent
- Labor force participation, adults 18 and over58.0 percent
- Rank by population among Pennsylvania counties42nd of 67
- Rank by population among US county-equivalents897th
Bradford County is the 42nd largest of 67 Pennsylvania counties by population. A median home costs 2.9 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 22.4 percent against 22.1 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Bradford County
Is Bradford County growing
- Population change since the 2020 census base-0.43 percent
- Census 2020 base population59,956
- Births, 2024611
- Deaths, 2024721
- Natural change, 2024-110
- Net domestic migration, 2024-80
- Net international migration, 2024189
- Total net migration, 2024109
- Cumulative net domestic migration, 2021 to 202471
- Rank by growth among US county-equivalents1996th
The county has lost 0.43 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Bradford County
Where people moving to Bradford County come from
- Tax returns filed by households arriving1,043
- People arriving, from those returns1,904
- Adjusted gross income arriving$59.5 m
- Net adjusted gross income movement$0
- Average income of an arriving household$57,088
- Largest single originBradford County Non-migrants (24,049 households)
- Largest single destination (24,049 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Bradford County Non-migrants | 24,049 | 48,075 | $1.67 bn |
| Other flows - Different State | 371 | 659 | $26.5 m |
| Other flows - Same State | 239 | 454 | $12.9 m |
| Other flows - South | 159 | 282 | $10.4 m |
| Other flows - Northeast | 133 | 238 | $9.9 m |
| Tioga County | 113 | 200 | $4.9 m |
| Chemung County | 83 | 154 | $3.7 m |
| Tioga County | 74 | 151 | $3.1 m |
The largest single source of arrivals is Bradford County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Bradford County
What the Bradford County economy runs on
- County GDP, 2024$6.80 bn
- County GDP, 2023$6.28 bn
- GDP change, 2023 to 20248.2 percent
- GDP change over five years106.8 percent
- Rank by GDP among Pennsylvania counties27th
- Rank by GDP among US county-equivalents597th
- GDP per resident$113,570
Output grew 8.2 percent in the latest year and 106.8 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Bradford County
Who employs people in Bradford County
- Covered employment, annual average22,333
- Establishments reporting1,525
- Average annual pay$60,112
- Average weekly wage$1,156
- Sector 62, employment5,488
- Sector 62, average annual pay$75,441
- Sector 31-33, employment3,651
- Sector 31-33, average annual pay$64,126
- Sector 44-45, employment2,497
- Sector 44-45, average annual pay$34,313
- Sector 72, employment1,390
- Sector 72, average annual pay$19,906
- Sector 48-49, employment1,253
- Sector 55, employment682
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 5,488 | 223 | $75,441 |
| Sector 31-33 | 3,651 | 55 | $64,126 |
| Sector 44-45 | 2,497 | 212 | $34,313 |
| Sector 72 | 1,390 | 118 | $19,906 |
| Sector 48-49 | 1,253 | 108 | $66,780 |
| Sector 55 | 682 | 10 | $93,961 |
| Sector 21 | 670 | 36 | $93,772 |
| Sector 23 | 653 | 112 | $62,175 |
The largest sector is the biggest private employer group at 5,488 jobs, 24.6 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Bradford County
What businesses operate in Bradford County
- Establishments, all industries1,334
- Employment at those establishments18,842
- Annual payroll$1.06 bn
- Establishments per 1,000 residents22.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Bradford County
What is being built in Bradford County
- Housing units authorised by permit, 202492
- Declared construction value permitted$25.5 m
- Single family units authorised77
- Multifamily units authorised15
- Multifamily share of units16.3 percent
- Average declared value per unit$276,965
- Units authorised per 1,000 households3.7
Multifamily is 16.3 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Bradford County
How much SBA lending happens in Bradford County
- 7(a) approvals recorded51
- 7(a) gross approval dollars$12.7 m
- Average 7(a) approval$249,761
- Median 7(a) approval$50,000
- 10th percentile approval$15,000
- 90th percentile approval$344,300
- Largest single approval$4,237,000
- Jobs reported supported, 7(a)262
- Jobs per approval5.1
- Distinct 7(a) lenders active13
- Distinct industries receiving approvals29
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer7.8 percent
- Loans on real estate terms4
- Loans on working capital terms, 120 months or shorter45
- Franchise loans4
- Franchise share of approvals7.8 percent
- Leading industry by approval countGeneral Freight Trucking, Local (11)
- Most active lenderManufacturers and Traders Trust Company (14)
- 504 approvals recorded9
- 504 gross approval dollars$8.5 m
- Average 504 approval$948,556
- Median 504 approval$533,000
- Distinct CDCs active4
- 504 jobs per approval11.4
- 504 jobs per million dollars approved12.1
- Most active CDCNEPA Alliance Business Finance Corporation (3)
- 7(a) share of SBA approvals85.0 percent
- Combined SBA approval dollars$21.3 m
The average approval of $249,761 sits well above the median of $50,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 7.8 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Bradford County
Do SBA loans in Bradford County get paid back
- Loans with a final outcome recorded8
- Paid in full6
- Charged off2
- Status: Paid in full6
- Status: Cancelled8
- Status: Exempt from disclosure31
- Status: Committed, not yet disbursed4
- Status: Charged off2
Too few loans have reached a final outcome to publish a charge off rate. only 8 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bradford County
Which parts of Bradford County get the lending
- Places in the county with recorded lending11
- TOWANDA, approvals12
- WYALUSING, approvals8
- Sayre, approvals7
- ATHENS, approvals6
- CANTON, approvals6
- TROY, approvals4
| Place | Approvals | Gross approval dollars |
|---|---|---|
| TOWANDA | 12 | $1,664,800 |
| WYALUSING | 8 | $405,200 |
| Sayre | 7 | $5,951,200 |
| ATHENS | 6 | $1,968,500 |
| CANTON | 6 | $352,500 |
| TROY | 4 | $188,300 |
| Gillett | 3 | $1,966,300 |
| Sugar Run | 2 | $95,000 |
TOWANDA accounts for 12 approvals against 8 in WYALUSING. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bradford County
How big is Bradford County
- Land area1,147 sq mi
- Rank by land area among Pennsylvania counties2nd of 67
- Width, east to west41.8 mi
- Height, north to south31.8 mi
- Geographies sharing a boundary5
- Residents per square mile of land52
- Establishments per square mile1.16
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Bradford County
What hazards affect Bradford County
- EPA radon zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
- Communities in the NFIP Community Status Book51
- Of those, participating in the NFIP50
- NFIP participation rate98.0 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Bradford County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Bradford County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population59,858
- Households24,610
- Average household size2.43
- Median household income$63,675
- Median age43.6
Common questions
Bradford County questions, answered from the record.
How many people live in Bradford County, Pennsylvania?
59,858, in 24,610 households, ranking 42nd of 67 Pennsylvania counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Bradford County growing?
The population has fallen 0.43 percent since the 2020 census base. In 2024 there were 611 births against 721 deaths, with net migration of 109. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Bradford County?
$63,675. The median owner-occupied home is valued at $187,500, which is 2.9 times income, and median gross rent is $901 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Bradford County?
1,334 establishments, employing 18,842 people with an annual payroll of $1.06 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Bradford County?
Average annual pay is $60,112, or $1,156 a week, across 22,333 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Bradford County?
51 7(a) approvals totalling $12.7 m since FY2020, across 13 lenders, with a median approval of $50,000, plus 9 504 approvals worth $8.5 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Bradford County?
92 housing units were authorised by permit in 2024, with a declared construction value of $25.5 m. Multifamily was 16.3 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Bradford County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Bradford County come from?
The largest single origin is Bradford County Non-migrants, with 24,049 households. Arriving households report an average income of $57,088 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Bradford County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Bradford County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.