HomePennsylvaniaFulton County
Fulton County, Pennsylvania: commercial real estate data.
Fulton County, Pennsylvania has a population of 14,531 across 438 square miles, down 0.8 percent since the 2020 census base. County output reached $831.1 m in 2024, 251 establishments operate here, and the SBA record carries 10 7(a) approvals worth $576,000.
115 sourced county values · tier FULL · 12 sections
Fulton County
How many people live in Fulton County
- Population14,531
- Households6,339
- Average household size2.29
- Median household income$65,836
- Median age46.1
- Median gross rent$809 per month
- Median owner-occupied home value$208,500
- Home value to household income3.2 times
- Annual rent as a share of median income14.7 percent
- Adults 25 and over with a bachelor degree or higher17.7 percent
- Adults 25 and over with a graduate degree6.6 percent
- Adults 25 and over10,656
- Population under 182,865
- Share under 1819.7 percent
- Population 65 and over3,315
- Share 65 and over22.8 percent
- Working age population, 18 to 648,351
- Civilian labor force7,081
- Unemployment rate2.9 percent
- Labor force participation, adults 18 and over60.7 percent
- Rank by population among Pennsylvania counties64th of 67
- Rank by population among US county-equivalents2185th
Fulton County is the 64th largest of 67 Pennsylvania counties by population. A median home costs 3.2 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 22.8 percent against 19.7 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Fulton County
Is Fulton County growing
- Population change since the 2020 census base-0.79 percent
- Census 2020 base population14,567
- Births, 2024144
- Deaths, 2024192
- Natural change, 2024-48
- Net domestic migration, 2024-14
- Net international migration, 20244
- Total net migration, 2024-10
- Cumulative net domestic migration, 2021 to 2024110
- Rank by growth among US county-equivalents2117th
The county has lost 0.79 percent of its population since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Fulton County
Where people moving to Fulton County come from
- Tax returns filed by households arriving290
- People arriving, from those returns545
- Adjusted gross income arriving$14.6 m
- Net adjusted gross income movement$0
- Average income of an arriving household$50,183
- Largest single originFulton County Non-migrants (5,991 households)
- Largest single destination (5,991 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Fulton County Non-migrants | 5,991 | 11,796 | $384.4 m |
| Franklin County | 79 | 142 | $4.6 m |
| Other flows - Same State | 58 | 104 | $3.2 m |
| Other flows - Different State | 58 | 119 | $2.4 m |
| Other flows - South | 58 | 119 | $2.4 m |
| Washington County | 39 | 85 | $1.8 m |
| Bedford County | 29 | 49 | $1.5 m |
| Huntingdon County | 27 | 46 | $1.1 m |
The largest single source of arrivals is Fulton County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Fulton County
What the Fulton County economy runs on
- County GDP, 2024$831.1 m
- County GDP, 2023$805.8 m
- GDP change, 2023 to 20243.1 percent
- GDP change over five years23.3 percent
- Rank by GDP among Pennsylvania counties64th
- Rank by GDP among US county-equivalents2003rd
- GDP per resident$57,195
Output grew 3.1 percent in the latest year and 23.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Fulton County
Who employs people in Fulton County
- Covered employment, annual average5,395
- Establishments reporting315
- Average annual pay$57,966
- Average weekly wage$1,115
- Sector 31-33, employment2,395
- Sector 31-33, average annual pay$73,603
- Sector 62, employment541
- Sector 62, average annual pay$60,522
- Sector 44-45, employment410
- Sector 44-45, average annual pay$27,868
- Sector 23, employment324
- Sector 23, average annual pay$76,073
- Sector 81, employment151
- Sector 42, employment63
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 2,395 | 19 | $73,603 |
| Sector 62 | 541 | 38 | $60,522 |
| Sector 44-45 | 410 | 42 | $27,868 |
| Sector 23 | 324 | 31 | $76,073 |
| Sector 81 | 151 | 25 | $31,686 |
| Sector 42 | 63 | 12 | $64,707 |
| Sector 52 | 63 | 10 | $59,772 |
| Sector 51 | 27 | 4 | $35,350 |
The largest sector is the biggest private employer group at 2,395 jobs, 44.4 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Fulton County
What businesses operate in Fulton County
- Establishments, all industries251
- Employment at those establishments5,902
- Annual payroll$361.7 m
- Establishments per 1,000 residents17.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Fulton County
What is being built in Fulton County
- Housing units authorised by permit, 202426
- Declared construction value permitted$7.4 m
- Single family units authorised26
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$285,697
- Units authorised per 1,000 households4.1
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Fulton County
How much SBA lending happens in Fulton County
- 7(a) approvals recorded10
- 7(a) gross approval dollars$576,000
- Average 7(a) approval$57,600
- Median 7(a) approval$60,000
- 10th percentile approval$25,000
- 90th percentile approval$125,000
- Largest single approval$125,000
- Jobs reported supported, 7(a)29
- Jobs per approval2.9
- Distinct 7(a) lenders active3
- Distinct industries receiving approvals8
- Median 7(a) term107 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter10
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countSpecialized Freight (except Used Goods) Trucking, Long-Distance (2)
- Most active lenderManufacturers and Traders Trust Company (8)
The average approval of $57,600 sits close to the median of $60,000, so lending here is fairly evenly sized rather than driven by a few large deals. Only 0.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fulton County
Do SBA loans in Fulton County get paid back
- Loans with a final outcome recorded4
- Paid in full2
- Charged off2
- Status: Charged off2
- Status: Paid in full2
- Status: Exempt from disclosure5
- Status: Committed, not yet disbursed1
Too few loans have reached a final outcome to publish a charge off rate. only 4 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fulton County
Which parts of Fulton County get the lending
- Places in the county with recorded lending5
- CRYSTAL SPRING, approvals4
- MERCERSBURG, approvals2
- WARFORDSBURG, approvals2
- NEEDMORE, approvals1
- MCCONNELLSBURG, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| CRYSTAL SPRING | 4 | $200,000 |
| MERCERSBURG | 2 | $150,000 |
| WARFORDSBURG | 2 | $125,000 |
| NEEDMORE | 1 | $25,000 |
| MCCONNELLSBURG | 1 | $76,000 |
CRYSTAL SPRING accounts for 4 approvals against 2 in MERCERSBURG. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fulton County
How big is Fulton County
- Land area438 sq mi
- Rank by land area among Pennsylvania counties51st of 67
- Width, east to west27.4 mi
- Height, north to south30.6 mi
- Geographies sharing a boundary3
- Residents per square mile of land33
- Establishments per square mile0.57
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Fulton County
What hazards affect Fulton County
- EPA radon zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
- Communities in the NFIP Community Status Book13
- Of those, participating in the NFIP12
- NFIP participation rate92.3 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Fulton County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Fulton County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population14,531
- Households6,339
- Average household size2.29
- Median household income$65,836
- Median age46.1
Common questions
Fulton County questions, answered from the record.
How many people live in Fulton County, Pennsylvania?
14,531, in 6,339 households, ranking 64th of 67 Pennsylvania counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Fulton County growing?
The population has fallen 0.79 percent since the 2020 census base. In 2024 there were 144 births against 192 deaths, with net migration of -10. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Fulton County?
$65,836. The median owner-occupied home is valued at $208,500, which is 3.2 times income, and median gross rent is $809 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Fulton County?
251 establishments, employing 5,902 people with an annual payroll of $361.7 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Fulton County?
Average annual pay is $57,966, or $1,115 a week, across 5,395 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Fulton County?
10 7(a) approvals totalling $576,000 since FY2020, across 3 lenders, with a median approval of $60,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Fulton County?
26 housing units were authorised by permit in 2024, with a declared construction value of $7.4 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Fulton County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Fulton County come from?
The largest single origin is Fulton County Non-migrants, with 5,991 households. Arriving households report an average income of $50,183 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Fulton County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Fulton County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.