HomePennsylvaniaIndiana County
Indiana County, Pennsylvania: commercial real estate data.
Indiana County, Pennsylvania has a population of 83,042 across 827 square miles, down 0.3 percent since the 2020 census base. County output reached $4.20 bn in 2024, 1,774 establishments operate here, and the SBA record carries 44 7(a) approvals worth $26.9 m.
126 sourced county values · tier FULL · 12 sections
Indiana County
How many people live in Indiana County
- Population83,042
- Households32,487
- Average household size2.56
- Median household income$60,208
- Median age40.0
- Median gross rent$800 per month
- Median owner-occupied home value$152,800
- Home value to household income2.5 times
- Annual rent as a share of median income15.9 percent
- Adults 25 and over with a bachelor degree or higher27.0 percent
- Adults 25 and over with a graduate degree11.3 percent
- Adults 25 and over54,359
- Population under 1814,946
- Share under 1818.0 percent
- Population 65 and over17,076
- Share 65 and over20.6 percent
- Working age population, 18 to 6451,020
- Civilian labor force39,339
- Unemployment rate6.7 percent
- Labor force participation, adults 18 and over57.8 percent
- Rank by population among Pennsylvania counties34th of 67
- Rank by population among US county-equivalents706th
Indiana County is the 34th largest of 67 Pennsylvania counties by population. A median home costs 2.5 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 20.6 percent against 18.0 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Indiana County
Is Indiana County growing
- Population change since the 2020 census base-0.34 percent
- Census 2020 base population83,232
- Births, 2024680
- Deaths, 2024996
- Natural change, 2024-316
- Net domestic migration, 2024-102
- Net international migration, 2024263
- Total net migration, 2024161
- Cumulative net domestic migration, 2021 to 2024574
- Rank by growth among US county-equivalents1968th
The county has lost 0.34 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Indiana County
Where people moving to Indiana County come from
- Tax returns filed by households arriving1,525
- People arriving, from those returns2,535
- Adjusted gross income arriving$79.5 m
- Net adjusted gross income movement$0
- Average income of an arriving household$52,129
- Largest single originIndiana County Non-migrants (29,830 households)
- Largest single destination (29,830 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Indiana County Non-migrants | 29,830 | 59,300 | $1.98 bn |
| Other flows - Different State | 401 | 712 | $30.9 m |
| Other flows - Same State | 275 | 444 | $12.0 m |
| Westmoreland County | 268 | 443 | $12.3 m |
| Other flows - South | 197 | 371 | $19.6 m |
| Cambria County | 155 | 259 | $6.3 m |
| Allegheny County | 136 | 175 | $6.9 m |
| Armstrong County | 134 | 238 | $5.5 m |
The largest single source of arrivals is Indiana County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Indiana County
What the Indiana County economy runs on
- County GDP, 2024$4.20 bn
- County GDP, 2023$4.16 bn
- GDP change, 2023 to 20240.9 percent
- GDP change over five years9.0 percent
- Rank by GDP among Pennsylvania counties35th
- Rank by GDP among US county-equivalents782nd
- GDP per resident$50,601
Output grew 0.9 percent in the latest year and 9.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Indiana County
Who employs people in Indiana County
- Covered employment, annual average27,793
- Establishments reporting1,921
- Average annual pay$55,756
- Average weekly wage$1,072
- Sector 62, employment4,734
- Sector 62, average annual pay$53,881
- Sector 44-45, employment3,667
- Sector 44-45, average annual pay$34,531
- Sector 72, employment2,531
- Sector 72, average annual pay$19,610
- Sector 31-33, employment1,985
- Sector 31-33, average annual pay$56,465
- Sector 42, employment1,500
- Sector 52, employment1,473
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 4,734 | 297 | $53,881 |
| Sector 44-45 | 3,667 | 249 | $34,531 |
| Sector 72 | 2,531 | 162 | $19,610 |
| Sector 31-33 | 1,985 | 79 | $56,465 |
| Sector 42 | 1,500 | 65 | $57,938 |
| Sector 52 | 1,473 | 98 | $84,928 |
| Sector 81 | 1,270 | 165 | $48,944 |
| Sector 48-49 | 1,003 | 63 | $49,992 |
The largest sector is the biggest private employer group at 4,734 jobs, 17.0 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Indiana County
What businesses operate in Indiana County
- Establishments, all industries1,774
- Employment at those establishments23,938
- Annual payroll$1.20 bn
- Establishments per 1,000 residents21.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Indiana County
What is being built in Indiana County
- Housing units authorised by permit, 202441
- Declared construction value permitted$14.2 m
- Single family units authorised41
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$347,274
- Units authorised per 1,000 households1.3
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Indiana County
How much SBA lending happens in Indiana County
- 7(a) approvals recorded44
- 7(a) gross approval dollars$26.9 m
- Average 7(a) approval$610,600
- Median 7(a) approval$236,000
- 10th percentile approval$34,000
- 90th percentile approval$1,581,700
- Largest single approval$4,838,300
- Jobs reported supported, 7(a)490
- Jobs per approval11.1
- Distinct 7(a) lenders active17
- Distinct industries receiving approvals32
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer22.7 percent
- Loans on real estate terms10
- Loans on working capital terms, 120 months or shorter30
- Franchise loans1
- Franchise share of approvals2.3 percent
- Leading industry by approval countRecyclable Material Merchant Wholesalers (4)
- Most active lenderFirst Commonwealth Bank (9)
- 504 approvals recorded3
- 504 gross approval dollars$1.3 m
- Average 504 approval$435,333
- Median 504 approval$444,000
- Distinct CDCs active2
- 504 jobs per approval12.0
- 504 jobs per million dollars approved27.6
- Most active CDCRegional Development Funding Corporation (2)
- 7(a) share of SBA approvals93.6 percent
- Combined SBA approval dollars$28.2 m
The average approval of $610,600 sits well above the median of $236,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 22.7 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Indiana County
Do SBA loans in Indiana County get paid back
- Loans with a final outcome recorded12
- Paid in full12
- Charged off0
- Charge off rate on resolved loans0.0 percent
- Status: Paid in full12
- Status: Exempt from disclosure25
- Status: Cancelled7
Of the 12 loans that have reached a final outcome, 0.0 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Indiana County
Which parts of Indiana County get the lending
- Places in the county with recorded lending9
- INDIANA, approvals22
- BLAIRSVILLE, approvals10
- CHERRY TREE, approvals3
- CLYMER, approvals2
- SHELOCTA, approvals2
- SMICKSBURG, approvals2
| Place | Approvals | Gross approval dollars |
|---|---|---|
| INDIANA | 22 | $16,095,500 |
| BLAIRSVILLE | 10 | $7,666,500 |
| CHERRY TREE | 3 | $1,961,700 |
| CLYMER | 2 | $49,700 |
| SHELOCTA | 2 | $718,000 |
| SMICKSBURG | 2 | $90,000 |
| GIPSY | 1 | $55,000 |
| MARION CENTER | 1 | $80,000 |
INDIANA accounts for 22 approvals against 10 in BLAIRSVILLE. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Indiana County
How big is Indiana County
- Land area827 sq mi
- Rank by land area among Pennsylvania counties21st of 67
- Width, east to west34.3 mi
- Height, north to south36.6 mi
- Geographies sharing a boundary5
- Residents per square mile of land100
- Establishments per square mile2.15
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Indiana County
What hazards affect Indiana County
- EPA radon zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
- Communities in the NFIP Community Status Book37
- Of those, participating in the NFIP36
- NFIP participation rate97.3 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Indiana County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Indiana County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population83,042
- Households32,487
- Average household size2.56
- Median household income$60,208
- Median age40.0
Common questions
Indiana County questions, answered from the record.
How many people live in Indiana County, Pennsylvania?
83,042, in 32,487 households, ranking 34th of 67 Pennsylvania counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Indiana County growing?
The population has fallen 0.34 percent since the 2020 census base. In 2024 there were 680 births against 996 deaths, with net migration of 161. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Indiana County?
$60,208. The median owner-occupied home is valued at $152,800, which is 2.5 times income, and median gross rent is $800 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Indiana County?
1,774 establishments, employing 23,938 people with an annual payroll of $1.20 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Indiana County?
Average annual pay is $55,756, or $1,072 a week, across 27,793 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Indiana County?
44 7(a) approvals totalling $26.9 m since FY2020, across 17 lenders, with a median approval of $236,000, plus 3 504 approvals worth $1.3 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Indiana County get paid back?
Of the 12 loans that have reached a final outcome, 12 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Indiana County?
41 housing units were authorised by permit in 2024, with a declared construction value of $14.2 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Indiana County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Indiana County come from?
The largest single origin is Indiana County Non-migrants, with 29,830 households. Arriving households report an average income of $52,129 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Indiana County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Indiana County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.