HomePennsylvaniaLawrence County
Lawrence County, Pennsylvania: commercial real estate data.
Lawrence County, Pennsylvania has a population of 85,024 across 358 square miles, down 2.1 percent since the 2020 census base. County output reached $4.20 bn in 2024, 1,865 establishments operate here, and the SBA record carries 152 7(a) approvals worth $28.0 m.
127 sourced county values · tier FULL · 12 sections
Lawrence County
How many people live in Lawrence County
- Population85,024
- Households36,121
- Average household size2.35
- Median household income$61,931
- Median age44.9
- Median gross rent$831 per month
- Median owner-occupied home value$147,200
- Home value to household income2.4 times
- Annual rent as a share of median income16.1 percent
- Adults 25 and over with a bachelor degree or higher23.4 percent
- Adults 25 and over with a graduate degree6.7 percent
- Adults 25 and over61,342
- Population under 1817,000
- Share under 1820.0 percent
- Population 65 and over19,902
- Share 65 and over23.4 percent
- Working age population, 18 to 6448,122
- Civilian labor force40,619
- Unemployment rate5.7 percent
- Labor force participation, adults 18 and over59.7 percent
- Rank by population among Pennsylvania counties33rd of 67
- Rank by population among US county-equivalents689th
Lawrence County is the 33rd largest of 67 Pennsylvania counties by population. A median home costs 2.4 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 23.4 percent against 20.0 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Lawrence County
Is Lawrence County growing
- Population change since the 2020 census base-2.13 percent
- Census 2020 base population86,067
- Births, 2024757
- Deaths, 20241,209
- Natural change, 2024-452
- Net domestic migration, 202456
- Net international migration, 202482
- Total net migration, 2024138
- Cumulative net domestic migration, 2021 to 2024342
- Rank by growth among US county-equivalents2536th
The county has lost 2.13 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Lawrence County
Where people moving to Lawrence County come from
- Tax returns filed by households arriving1,602
- People arriving, from those returns2,706
- Adjusted gross income arriving$89.3 m
- Net adjusted gross income movement$0
- Average income of an arriving household$55,720
- Largest single originLawrence County Non-migrants (34,291 households)
- Largest single destination (34,291 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Lawrence County Non-migrants | 34,291 | 66,418 | $2.34 bn |
| Other flows - Different State | 472 | 875 | $25.6 m |
| Beaver County | 262 | 437 | $13.5 m |
| Other flows - South | 253 | 465 | $12.6 m |
| Butler County | 218 | 331 | $12.3 m |
| Allegheny County | 192 | 291 | $10.5 m |
| Mercer County | 182 | 318 | $11.3 m |
| Other flows - Same State | 149 | 251 | $10.5 m |
The largest single source of arrivals is Lawrence County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Lawrence County
What the Lawrence County economy runs on
- County GDP, 2024$4.20 bn
- County GDP, 2023$4.18 bn
- GDP change, 2023 to 20240.5 percent
- GDP change over five years27.0 percent
- Rank by GDP among Pennsylvania counties36th
- Rank by GDP among US county-equivalents783rd
- GDP per resident$49,394
Output grew 0.5 percent in the latest year and 27.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Lawrence County
Who employs people in Lawrence County
- Covered employment, annual average26,838
- Establishments reporting2,000
- Average annual pay$52,927
- Average weekly wage$1,018
- Sector 62, employment5,867
- Sector 62, average annual pay$50,407
- Sector 31-33, employment3,272
- Sector 31-33, average annual pay$70,933
- Sector 44-45, employment3,082
- Sector 44-45, average annual pay$35,752
- Sector 72, employment2,449
- Sector 72, average annual pay$18,281
- Sector 23, employment1,784
- Sector 56, employment1,011
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 5,867 | 340 | $50,407 |
| Sector 31-33 | 3,272 | 139 | $70,933 |
| Sector 44-45 | 3,082 | 251 | $35,752 |
| Sector 72 | 2,449 | 163 | $18,281 |
| Sector 23 | 1,784 | 196 | $75,171 |
| Sector 56 | 1,011 | 94 | $42,902 |
| Sector 81 | 898 | 184 | $40,507 |
| Sector 52 | 832 | 94 | $77,326 |
The largest sector is the biggest private employer group at 5,867 jobs, 21.9 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Lawrence County
What businesses operate in Lawrence County
- Establishments, all industries1,865
- Employment at those establishments24,349
- Annual payroll$1.19 bn
- Establishments per 1,000 residents21.9
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Lawrence County
What is being built in Lawrence County
- Housing units authorised by permit, 202460
- Declared construction value permitted$22.3 m
- Single family units authorised60
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$372,076
- Units authorised per 1,000 households1.7
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Lawrence County
How much SBA lending happens in Lawrence County
- 7(a) approvals recorded152
- 7(a) gross approval dollars$28.0 m
- Average 7(a) approval$184,507
- Median 7(a) approval$73,600
- 10th percentile approval$15,000
- 90th percentile approval$398,500
- Largest single approval$2,103,000
- Jobs reported supported, 7(a)804
- Jobs per approval5.3
- Distinct 7(a) lenders active22
- Distinct industries receiving approvals75
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer7.2 percent
- Loans on real estate terms11
- Loans on working capital terms, 120 months or shorter138
- Franchise loans3
- Franchise share of approvals2.0 percent
- Leading industry by approval countResidential Remodelers (10)
- Most active lenderThe Huntington National Bank (107)
- 504 approvals recorded10
- 504 gross approval dollars$4.5 m
- Average 504 approval$452,700
- Median 504 approval$513,000
- Distinct CDCs active3
- 504 jobs per approval6.1
- 504 jobs per million dollars approved13.5
- Most active CDCEmpire State Certified Development Corporation (4)
- 7(a) share of SBA approvals93.8 percent
- Combined SBA approval dollars$32.6 m
The average approval of $184,507 sits well above the median of $73,600, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 7.2 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lawrence County
Do SBA loans in Lawrence County get paid back
- Loans with a final outcome recorded29
- Paid in full29
- Charged off0
- Charge off rate on resolved loans0.0 percent
- Status: Paid in full29
- Status: Exempt from disclosure95
- Status: Cancelled19
- Status: Committed, not yet disbursed9
Of the 29 loans that have reached a final outcome, 0.0 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lawrence County
Which parts of Lawrence County get the lending
- Places in the county with recorded lending11
- NEW CASTLE, approvals78
- Ellwood City, approvals33
- BESSEMER, approvals10
- NEW WILMINGTON, approvals8
- Enon Valley, approvals6
- Wampum, approvals6
| Place | Approvals | Gross approval dollars |
|---|---|---|
| NEW CASTLE | 78 | $17,324,900 |
| Ellwood City | 33 | $4,121,700 |
| BESSEMER | 10 | $2,116,900 |
| NEW WILMINGTON | 8 | $1,461,000 |
| Enon Valley | 6 | $490,300 |
| Wampum | 6 | $549,700 |
| Edinburg | 4 | $220,700 |
| PULASKI | 3 | $99,300 |
NEW CASTLE accounts for 78 approvals against 33 in Ellwood City. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lawrence County
How big is Lawrence County
- Land area358 sq mi
- Rank by land area among Pennsylvania counties61st of 67
- Width, east to west22.1 mi
- Height, north to south19 mi
- Geographies sharing a boundary3
- Residents per square mile of land237
- Establishments per square mile5.21
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Lawrence County
What hazards affect Lawrence County
- EPA radon zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
- Communities in the NFIP Community Status Book27
- Of those, participating in the NFIP26
- NFIP participation rate96.3 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Lawrence County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Lawrence County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population85,024
- Households36,121
- Average household size2.35
- Median household income$61,931
- Median age44.9
Common questions
Lawrence County questions, answered from the record.
How many people live in Lawrence County, Pennsylvania?
85,024, in 36,121 households, ranking 33rd of 67 Pennsylvania counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Lawrence County growing?
The population has fallen 2.13 percent since the 2020 census base. In 2024 there were 757 births against 1,209 deaths, with net migration of 138. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Lawrence County?
$61,931. The median owner-occupied home is valued at $147,200, which is 2.4 times income, and median gross rent is $831 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Lawrence County?
1,865 establishments, employing 24,349 people with an annual payroll of $1.19 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Lawrence County?
Average annual pay is $52,927, or $1,018 a week, across 26,838 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Lawrence County?
152 7(a) approvals totalling $28.0 m since FY2020, across 22 lenders, with a median approval of $73,600, plus 10 504 approvals worth $4.5 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Lawrence County get paid back?
Of the 29 loans that have reached a final outcome, 29 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Lawrence County?
60 housing units were authorised by permit in 2024, with a declared construction value of $22.3 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Lawrence County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Lawrence County come from?
The largest single origin is Lawrence County Non-migrants, with 34,291 households. Arriving households report an average income of $55,720 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Lawrence County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Lawrence County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.