HomePennsylvaniaMontour County
Montour County, Pennsylvania: commercial real estate data.
Montour County, Pennsylvania has a population of 18,103 across 130 square miles, down 0.2 percent since the 2020 census base. County output reached $2.78 bn in 2024, 456 establishments operate here, and the SBA record carries 8 7(a) approvals worth $1.6 m.
123 sourced county values · tier FULL · 12 sections
Montour County
How many people live in Montour County
- Population18,103
- Households7,862
- Average household size2.30
- Median household income$76,976
- Median age42.9
- Median gross rent$1,142 per month
- Median owner-occupied home value$248,100
- Home value to household income3.2 times
- Annual rent as a share of median income17.8 percent
- Adults 25 and over with a bachelor degree or higher38.7 percent
- Adults 25 and over with a graduate degree20.8 percent
- Adults 25 and over13,360
- Population under 183,642
- Share under 1820.1 percent
- Population 65 and over3,941
- Share 65 and over21.8 percent
- Working age population, 18 to 6410,520
- Civilian labor force8,736
- Unemployment rate2.9 percent
- Labor force participation, adults 18 and over60.4 percent
- Rank by population among Pennsylvania counties62nd of 67
- Rank by population among US county-equivalents1984th
Montour County is the 62nd largest of 67 Pennsylvania counties by population. A median home costs 3.2 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 21.8 percent against 20.1 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Montour County
Is Montour County growing
- Population change since the 2020 census base-0.17 percent
- Census 2020 base population18,145
- Births, 2024216
- Deaths, 2024216
- Natural change, 20240
- Net domestic migration, 2024-79
- Net international migration, 2024141
- Total net migration, 202462
- Cumulative net domestic migration, 2021 to 2024-253
- Rank by growth among US county-equivalents1905th
The county has lost 0.17 percent of its population since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Montour County
Where people moving to Montour County come from
- Tax returns filed by households arriving639
- People arriving, from those returns1,088
- Adjusted gross income arriving$42.0 m
- Net adjusted gross income movement$0
- Average income of an arriving household$65,665
- Largest single originMontour County Non-migrants (7,187 households)
- Largest single destination (7,187 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Montour County Non-migrants | 7,187 | 14,203 | $663.2 m |
| Other flows - Different State | 193 | 336 | $16.2 m |
| Northumberland County | 128 | 219 | $7.2 m |
| Other flows - Same State | 124 | 203 | $7.9 m |
| Columbia County | 109 | 194 | $5.9 m |
| Other flows - South | 69 | 119 | $5.0 m |
| Other flows - Northeast | 62 | 115 | $5.7 m |
| Other flows - West | 36 | 65 | $3.2 m |
The largest single source of arrivals is Montour County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Montour County
What the Montour County economy runs on
- County GDP, 2024$2.78 bn
- County GDP, 2023$2.52 bn
- GDP change, 2023 to 202410.6 percent
- GDP change over five years39.6 percent
- Rank by GDP among Pennsylvania counties43rd
- Rank by GDP among US county-equivalents1029th
- GDP per resident$153,827
Output grew 10.6 percent in the latest year and 39.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Montour County
Who employs people in Montour County
- Covered employment, annual average16,945
- Establishments reporting490
- Average annual pay$84,031
- Average weekly wage$1,616
- Sector 62, employment8,731
- Sector 62, average annual pay$102,375
- Sector 31-33, employment845
- Sector 31-33, average annual pay$56,112
- Sector 44-45, employment777
- Sector 44-45, average annual pay$40,484
- Sector 72, employment621
- Sector 72, average annual pay$23,482
- Sector 81, employment316
- Sector 23, employment135
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 8,731 | 84 | $102,375 |
| Sector 31-33 | 845 | 20 | $56,112 |
| Sector 44-45 | 777 | 49 | $40,484 |
| Sector 72 | 621 | 43 | $23,482 |
| Sector 81 | 316 | 56 | $50,981 |
| Sector 23 | 135 | 28 | $59,590 |
| Sector 71 | 126 | 9 | $18,411 |
| Sector 48-49 | 108 | 14 | $41,914 |
The largest sector is the biggest private employer group at 8,731 jobs, 51.5 percent of covered employment. Average pay per job exceeds median household income, which usually means single earner households and a wage base that can carry rent.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Montour County
What businesses operate in Montour County
- Establishments, all industries456
- Employment at those establishments14,493
- Annual payroll$1.19 bn
- Establishments per 1,000 residents25.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Montour County
What is being built in Montour County
- Housing units authorised by permit, 202422
- Declared construction value permitted$7.8 m
- Single family units authorised22
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$354,652
- Units authorised per 1,000 households2.8
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Montour County
How much SBA lending happens in Montour County
- 7(a) approvals recorded8
- 7(a) gross approval dollars$1.6 m
- Average 7(a) approval$195,563
- Median 7(a) approval$35,000
- 10th percentile approval$5,000
- 90th percentile approval$706,500
- Largest single approval$706,500
- Jobs reported supported, 7(a)49
- Jobs per approval6.1
- Distinct 7(a) lenders active4
- Distinct industries receiving approvals7
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter8
- Franchise loans1
- Franchise share of approvals12.5 percent
- Leading industry by approval countLimousine Service (2)
- Most active lenderManufacturers and Traders Trust Company (5)
- 504 approvals recorded1
- 504 gross approval dollars$1.2 m
- Average 504 approval$1,236,000
- Median 504 approval$1,236,000
- Distinct CDCs active1
- 504 jobs per approval23.0
- 504 jobs per million dollars approved18.6
- Most active CDCSEDA-COG Local Development Corporation (1)
- 7(a) share of SBA approvals88.9 percent
- Combined SBA approval dollars$2.8 m
The average approval of $195,563 sits well above the median of $35,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 0.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Montour County
Do SBA loans in Montour County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure4
- Status: Committed, not yet disbursed2
- Status: Cancelled1
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Montour County
Which parts of Montour County get the lending
- Places in the county with recorded lending2
- Danville, approvals7
- MILTON, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Danville | 7 | $1,559,500 |
| MILTON | 1 | $5,000 |
Danville accounts for 7 approvals against 1 in MILTON. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Montour County
How big is Montour County
- Land area130 sq mi
- Rank by land area among Pennsylvania counties67th of 67
- Width, east to west14.5 mi
- Height, north to south20 mi
- Geographies sharing a boundary3
- Residents per square mile of land139
- Establishments per square mile3.51
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Montour County
What hazards affect Montour County
- EPA radon zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
- Communities in the NFIP Community Status Book11
- Of those, participating in the NFIP11
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 8
- Communities carrying a CRS class1
The EPA places the county in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The best Community Rating System class in the county is 8, which carries a flood insurance premium discount for properties in the participating community.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Montour County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Montour County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population18,103
- Households7,862
- Average household size2.30
- Median household income$76,976
- Median age42.9
Common questions
Montour County questions, answered from the record.
How many people live in Montour County, Pennsylvania?
18,103, in 7,862 households, ranking 62nd of 67 Pennsylvania counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Montour County growing?
The population has fallen 0.17 percent since the 2020 census base. In 2024 there were 216 births against 216 deaths, with net migration of 62. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Montour County?
$76,976. The median owner-occupied home is valued at $248,100, which is 3.2 times income, and median gross rent is $1,142 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Montour County?
456 establishments, employing 14,493 people with an annual payroll of $1.19 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Montour County?
Average annual pay is $84,031, or $1,616 a week, across 16,945 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Montour County?
8 7(a) approvals totalling $1.6 m since FY2020, across 4 lenders, with a median approval of $35,000, plus 1 504 approvals worth $1.2 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Montour County?
22 housing units were authorised by permit in 2024, with a declared construction value of $7.8 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Montour County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Montour County come from?
The largest single origin is Montour County Non-migrants, with 7,187 households. Arriving households report an average income of $65,665 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Montour County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Montour County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.