HomePennsylvaniaPhiladelphia County
Philadelphia County, Pennsylvania: commercial real estate data.
Philadelphia County, Pennsylvania has a population of 1,579,706 across 134 square miles, down 1.9 percent since the 2020 census base. County output reached $134.99 bn in 2024, 29,460 establishments operate here, and the SBA record carries 1,478 7(a) approvals worth $589.8 m.
129 sourced county values · tier FULL · 12 sections
Philadelphia County
How many people live in Philadelphia County
- Population1,579,706
- Households679,428
- Average household size2.33
- Median household income$61,953
- Median age35.3
- Median gross rent$1,397 per month
- Median owner-occupied home value$243,100
- Home value to household income3.9 times
- Annual rent as a share of median income27.1 percent
- Adults 25 and over with a bachelor degree or higher35.4 percent
- Adults 25 and over with a graduate degree15.8 percent
- Adults 25 and over1,089,070
- Population under 18334,799
- Share under 1821.2 percent
- Population 65 and over232,118
- Share 65 and over14.7 percent
- Working age population, 18 to 641,012,789
- Civilian labor force813,055
- Unemployment rate8.1 percent
- Labor force participation, adults 18 and over65.3 percent
- Rank by population among Pennsylvania counties1st of 67
- Rank by population among US county-equivalents24th
Philadelphia County is the 1st largest of 67 Pennsylvania counties by population. A median home costs 3.9 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 21.2 percent against 14.7 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Philadelphia County
Is Philadelphia County growing
- Population change since the 2020 census base-1.86 percent
- Census 2020 base population1,603,794
- Births, 202418,751
- Deaths, 202414,106
- Natural change, 20244,645
- Net domestic migration, 2024-15,332
- Net international migration, 202421,321
- Total net migration, 20245,989
- Cumulative net domestic migration, 2021 to 2024-94,380
- Rank by growth among US county-equivalents2467th
The county has lost 1.86 percent of its population since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Philadelphia County
Where people moving to Philadelphia County come from
- Tax returns filed by households arriving34,906
- People arriving, from those returns47,648
- Adjusted gross income arriving$2.52 bn
- Net adjusted gross income movement$0
- Average income of an arriving household$72,269
- Largest single originPhiladelphia County Non-migrants (554,135 households)
- Largest single destination (554,135 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Philadelphia County Non-migrants | 554,135 | 984,630 | $39.01 bn |
| Montgomery County | 3,724 | 5,173 | $351.1 m |
| Other flows - Different State | 3,074 | 4,043 | $181.9 m |
| Delaware County | 2,929 | 4,478 | $151.5 m |
| Bucks County | 2,212 | 3,153 | $142.2 m |
| Other flows - South | 1,426 | 1,968 | $73.6 m |
| Kings County | 1,289 | 2,194 | $84.8 m |
| Camden County | 1,096 | 1,531 | $70.6 m |
The largest single source of arrivals is Philadelphia County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Philadelphia County
What the Philadelphia County economy runs on
- County GDP, 2024$134.99 bn
- County GDP, 2023$128.69 bn
- GDP change, 2023 to 20244.9 percent
- GDP change over five years25.6 percent
- Rank by GDP among Pennsylvania counties1st
- Rank by GDP among US county-equivalents40th
- GDP per resident$85,452
Output grew 4.9 percent in the latest year and 25.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Philadelphia County
Who employs people in Philadelphia County
- Covered employment, annual average714,504
- Establishments reporting33,641
- Average annual pay$83,187
- Average weekly wage$1,600
- Sector 62, employment192,387
- Sector 62, average annual pay$67,360
- Sector 72, employment59,719
- Sector 72, average annual pay$33,532
- Sector 61, employment57,708
- Sector 61, average annual pay$102,367
- Sector 54, employment57,619
- Sector 54, average annual pay$149,862
- Sector 44-45, employment43,187
- Sector 56, employment27,970
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 192,387 | 6,600 | $67,360 |
| Sector 72 | 59,719 | 3,958 | $33,532 |
| Sector 61 | 57,708 | 654 | $102,367 |
| Sector 54 | 57,619 | 3,924 | $149,862 |
| Sector 44-45 | 43,187 | 4,177 | $37,375 |
| Sector 56 | 27,970 | 1,169 | $50,998 |
| Sector 52 | 26,190 | 1,330 | $159,801 |
| Sector 48-49 | 24,941 | 1,008 | $73,387 |
The largest sector is the biggest private employer group at 192,387 jobs, 26.9 percent of covered employment. Average pay per job exceeds median household income, which usually means single earner households and a wage base that can carry rent.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Philadelphia County
What businesses operate in Philadelphia County
- Establishments, all industries29,460
- Employment at those establishments699,212
- Annual payroll$49.81 bn
- Establishments per 1,000 residents18.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Philadelphia County
What is being built in Philadelphia County
- Housing units authorised by permit, 20242,962
- Declared construction value permitted$497.9 m
- Single family units authorised539
- Multifamily units authorised2,423
- Multifamily share of units81.8 percent
- Average declared value per unit$168,096
- Units authorised per 1,000 households4.4
Multifamily is 81.8 percent of units authorised, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Philadelphia County
How much SBA lending happens in Philadelphia County
- 7(a) approvals recorded1,478
- 7(a) gross approval dollars$589.8 m
- Average 7(a) approval$399,072
- Median 7(a) approval$145,800
- 10th percentile approval$20,000
- 90th percentile approval$1,000,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)14,575
- Jobs per approval9.9
- Distinct 7(a) lenders active112
- Distinct industries receiving approvals308
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer13.0 percent
- Loans on real estate terms192
- Loans on working capital terms, 120 months or shorter1,210
- Franchise loans82
- Franchise share of approvals5.5 percent
- Leading industry by approval countFull-Service Restaurants (83)
- Most active lenderTD Bank, National Association (397)
- 504 approvals recorded97
- 504 gross approval dollars$110.3 m
- Average 504 approval$1,136,732
- Median 504 approval$660,000
- Distinct CDCs active9
- 504 jobs per approval14.8
- 504 jobs per million dollars approved13.0
- Most active CDCEmpire State Certified Development Corporation (41)
- 7(a) share of SBA approvals93.8 percent
- Combined SBA approval dollars$700.1 m
The average approval of $399,072 sits well above the median of $145,800, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 13.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Philadelphia County
Do SBA loans in Philadelphia County get paid back
- Loans with a final outcome recorded217
- Paid in full169
- Charged off48
- Charge off rate on resolved loans22.1 percent
- Status: Paid in full169
- Status: Exempt from disclosure926
- Status: Cancelled225
- Status: Charged off48
- Status: Committed, not yet disbursed110
| NAICS | Industry | Resolved loans | Charged off | Charge off rate |
|---|---|---|---|---|
| 484110 | General Freight Trucking, Local | 11 | 7 | 63.6% |
Of the 217 loans that have reached a final outcome, 22.1 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong. Among industries with at least ten resolved loans, General Freight Trucking, Local carries the highest charge off rate at 63.6 percent.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Philadelphia County
Which parts of Philadelphia County get the lending
- Places in the county with recorded lending14
- PHILADELPHIA, approvals1,463
- HELLERTOWN, approvals2
- Phiadelphia, approvals2
- Philaelphia, approvals1
- Philadelphia, PA, approvals1
- Philadelpha, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| PHILADELPHIA | 1,463 | $584,609,500 |
| HELLERTOWN | 2 | $365,000 |
| Phiadelphia | 2 | $282,500 |
| Philaelphia | 1 | $350,000 |
| Philadelphia, PA | 1 | $1,925,000 |
| Philadelpha | 1 | $25,000 |
| Philidelphia | 1 | $59,400 |
| Philadephia | 1 | $25,000 |
PHILADELPHIA accounts for 1,463 approvals against 2 in HELLERTOWN. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Philadelphia County
How big is Philadelphia County
- Land area134 sq mi
- Rank by land area among Pennsylvania counties66th of 67
- Width, east to west17 mi
- Height, north to south18.8 mi
- Geographies sharing a boundary3
- Residents per square mile of land11,789
- Establishments per square mile219.85
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Philadelphia County
What hazards affect Philadelphia County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book1
- Of those, participating in the NFIP1
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 7
- Communities carrying a CRS class1
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The best Community Rating System class in the county is 7, which carries a flood insurance premium discount for properties in the participating community.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Philadelphia County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Philadelphia County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population1,579,706
- Households679,428
- Average household size2.33
- Median household income$61,953
- Median age35.3
Common questions
Philadelphia County questions, answered from the record.
How many people live in Philadelphia County, Pennsylvania?
1,579,706, in 679,428 households, ranking 1st of 67 Pennsylvania counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Philadelphia County growing?
The population has fallen 1.86 percent since the 2020 census base. In 2024 there were 18,751 births against 14,106 deaths, with net migration of 5,989. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Philadelphia County?
$61,953. The median owner-occupied home is valued at $243,100, which is 3.9 times income, and median gross rent is $1,397 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Philadelphia County?
29,460 establishments, employing 699,212 people with an annual payroll of $49.81 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Philadelphia County?
Average annual pay is $83,187, or $1,600 a week, across 714,504 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Philadelphia County?
1,478 7(a) approvals totalling $589.8 m since FY2020, across 112 lenders, with a median approval of $145,800, plus 97 504 approvals worth $110.3 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Philadelphia County get paid back?
Of the 217 loans that have reached a final outcome, 169 were paid in full and 48 charged off, a charge off rate of 22.1 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Philadelphia County?
2,962 housing units were authorised by permit in 2024, with a declared construction value of $497.9 m. Multifamily was 81.8 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Philadelphia County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Philadelphia County come from?
The largest single origin is Philadelphia County Non-migrants, with 554,135 households. Arriving households report an average income of $72,269 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Philadelphia County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Philadelphia County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.