HomePennsylvaniaSusquehanna County
Susquehanna County, Pennsylvania: commercial real estate data.
Susquehanna County, Pennsylvania has a population of 38,219 across 823 square miles, down 0.9 percent since the 2020 census base. County output reached $2.62 bn in 2024, 855 establishments operate here, and the SBA record carries 28 7(a) approvals worth $6.9 m.
126 sourced county values · tier FULL · 12 sections
Susquehanna County
How many people live in Susquehanna County
- Population38,219
- Households15,517
- Average household size2.46
- Median household income$68,487
- Median age48.6
- Median gross rent$933 per month
- Median owner-occupied home value$216,400
- Home value to household income3.2 times
- Annual rent as a share of median income16.3 percent
- Adults 25 and over with a bachelor degree or higher19.4 percent
- Adults 25 and over with a graduate degree7.2 percent
- Adults 25 and over28,516
- Population under 187,194
- Share under 1818.8 percent
- Population 65 and over9,623
- Share 65 and over25.2 percent
- Working age population, 18 to 6421,402
- Civilian labor force17,560
- Unemployment rate5.9 percent
- Labor force participation, adults 18 and over56.6 percent
- Rank by population among Pennsylvania counties54th of 67
- Rank by population among US county-equivalents1245th
Susquehanna County is the 54th largest of 67 Pennsylvania counties by population. A median home costs 3.2 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 25.2 percent against 18.8 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Susquehanna County
Is Susquehanna County growing
- Population change since the 2020 census base-0.88 percent
- Census 2020 base population38,437
- Births, 2024375
- Deaths, 2024520
- Natural change, 2024-145
- Net domestic migration, 2024103
- Net international migration, 202437
- Total net migration, 2024140
- Cumulative net domestic migration, 2021 to 2024431
- Rank by growth among US county-equivalents2154th
The county has lost 0.88 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Susquehanna County
Where people moving to Susquehanna County come from
- Tax returns filed by households arriving843
- People arriving, from those returns1,456
- Adjusted gross income arriving$73.6 m
- Net adjusted gross income movement$0
- Average income of an arriving household$87,335
- Largest single originSusquehanna County Non-migrants (16,150 households)
- Largest single destination (16,150 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Susquehanna County Non-migrants | 16,150 | 31,524 | $1.32 bn |
| Other flows - Different State | 308 | 530 | $41.2 m |
| Other flows - Same State | 142 | 246 | $11.8 m |
| Lackawanna County | 139 | 250 | $7.2 m |
| Other flows - Northeast | 136 | 231 | $25.0 m |
| Broome County | 118 | 214 | $6.7 m |
| Other flows - South | 111 | 193 | $11.2 m |
| Wyoming County | 83 | 125 | $4.1 m |
The largest single source of arrivals is Susquehanna County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Susquehanna County
What the Susquehanna County economy runs on
- County GDP, 2024$2.62 bn
- County GDP, 2023$3.19 bn
- GDP change, 2023 to 2024-18.1 percent
- GDP change over five years34.7 percent
- Rank by GDP among Pennsylvania counties45th
- Rank by GDP among US county-equivalents1080th
- GDP per resident$68,448
Output grew -18.1 percent in the latest year and 34.7 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Susquehanna County
Who employs people in Susquehanna County
- Covered employment, annual average8,955
- Establishments reporting990
- Average annual pay$50,769
- Average weekly wage$976
- Sector 44-45, employment1,226
- Sector 44-45, average annual pay$35,748
- Sector 62, employment1,144
- Sector 62, average annual pay$41,256
- Sector 72, employment871
- Sector 72, average annual pay$19,274
- Sector 21, employment672
- Sector 21, average annual pay$76,967
- Sector 31-33, employment474
- Sector 23, employment466
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 1,226 | 132 | $35,748 |
| Sector 62 | 1,144 | 88 | $41,256 |
| Sector 72 | 871 | 86 | $19,274 |
| Sector 21 | 672 | 63 | $76,967 |
| Sector 31-33 | 474 | 54 | $50,045 |
| Sector 23 | 466 | 86 | $65,646 |
| Sector 54 | 419 | 64 | $74,271 |
| Sector 48-49 | 350 | 55 | $51,546 |
The largest sector is the biggest private employer group at 1,226 jobs, 13.7 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Susquehanna County
What businesses operate in Susquehanna County
- Establishments, all industries855
- Employment at those establishments7,461
- Annual payroll$361.0 m
- Establishments per 1,000 residents22.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Susquehanna County
What is being built in Susquehanna County
- Housing units authorised by permit, 202470
- Declared construction value permitted$21.0 m
- Single family units authorised66
- Multifamily units authorised4
- Multifamily share of units5.7 percent
- Average declared value per unit$300,377
- Units authorised per 1,000 households4.5
Multifamily is 5.7 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Susquehanna County
How much SBA lending happens in Susquehanna County
- 7(a) approvals recorded28
- 7(a) gross approval dollars$6.9 m
- Average 7(a) approval$245,300
- Median 7(a) approval$86,200
- 10th percentile approval$25,000
- 90th percentile approval$401,500
- Largest single approval$3,378,000
- Jobs reported supported, 7(a)85
- Jobs per approval3.0
- Distinct 7(a) lenders active8
- Distinct industries receiving approvals20
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer7.1 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter24
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countGeneral Freight Trucking, Local (4)
- Most active lenderPS Bank (19)
- 504 approvals recorded12
- 504 gross approval dollars$10.8 m
- Average 504 approval$899,250
- Median 504 approval$559,000
- Distinct CDCs active3
- 504 jobs per approval15.2
- 504 jobs per million dollars approved16.9
- Most active CDCNEPA Alliance Business Finance Corporation (7)
- 7(a) share of SBA approvals70.0 percent
- Combined SBA approval dollars$17.7 m
The average approval of $245,300 sits well above the median of $86,200, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 7.1 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Susquehanna County
Do SBA loans in Susquehanna County get paid back
- Loans with a final outcome recorded9
- Paid in full9
- Charged off0
- Status: Paid in full9
- Status: Exempt from disclosure14
- Status: Cancelled4
- Status: Committed, not yet disbursed1
Too few loans have reached a final outcome to publish a charge off rate. only 9 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Susquehanna County
Which parts of Susquehanna County get the lending
- Places in the county with recorded lending11
- Montrose, approvals9
- UNION DALE, approvals6
- South Gibson, approvals2
- FRIENDSVILLE, approvals2
- NICHOLSON, approvals2
- NEW MILFORD, approvals2
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Montrose | 9 | $4,580,200 |
| UNION DALE | 6 | $614,200 |
| South Gibson | 2 | $198,500 |
| FRIENDSVILLE | 2 | $259,500 |
| NICHOLSON | 2 | $316,300 |
| NEW MILFORD | 2 | $166,000 |
| SUSQUEHANNA | 1 | $76,500 |
| Clifford Township | 1 | $125,000 |
Montrose accounts for 9 approvals against 6 in UNION DALE. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Susquehanna County
How big is Susquehanna County
- Land area823 sq mi
- Rank by land area among Pennsylvania counties22nd of 67
- Width, east to west35.2 mi
- Height, north to south24.7 mi
- Geographies sharing a boundary4
- Residents per square mile of land46
- Establishments per square mile1.04
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Susquehanna County
What hazards affect Susquehanna County
- EPA radon zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
- Communities in the NFIP Community Status Book40
- Of those, participating in the NFIP38
- NFIP participation rate95.0 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Susquehanna County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Susquehanna County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population38,219
- Households15,517
- Average household size2.46
- Median household income$68,487
- Median age48.6
Common questions
Susquehanna County questions, answered from the record.
How many people live in Susquehanna County, Pennsylvania?
38,219, in 15,517 households, ranking 54th of 67 Pennsylvania counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Susquehanna County growing?
The population has fallen 0.88 percent since the 2020 census base. In 2024 there were 375 births against 520 deaths, with net migration of 140. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Susquehanna County?
$68,487. The median owner-occupied home is valued at $216,400, which is 3.2 times income, and median gross rent is $933 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Susquehanna County?
855 establishments, employing 7,461 people with an annual payroll of $361.0 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Susquehanna County?
Average annual pay is $50,769, or $976 a week, across 8,955 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Susquehanna County?
28 7(a) approvals totalling $6.9 m since FY2020, across 8 lenders, with a median approval of $86,200, plus 12 504 approvals worth $10.8 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Susquehanna County?
70 housing units were authorised by permit in 2024, with a declared construction value of $21.0 m. Multifamily was 5.7 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Susquehanna County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Susquehanna County come from?
The largest single origin is Susquehanna County Non-migrants, with 16,150 households. Arriving households report an average income of $87,335 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Susquehanna County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Susquehanna County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.