HomePennsylvaniaWayne County
Wayne County, Pennsylvania: commercial real estate data.
Wayne County, Pennsylvania has a population of 51,262 across 726 square miles, up 0.5 percent since the 2020 census base. County output reached $2.65 bn in 2024, 1,355 establishments operate here, and the SBA record carries 51 7(a) approvals worth $28.7 m.
127 sourced county values · tier FULL · 12 sections
Wayne County
How many people live in Wayne County
- Population51,262
- Households20,877
- Average household size2.46
- Median household income$62,381
- Median age49.2
- Median gross rent$1,038 per month
- Median owner-occupied home value$242,100
- Home value to household income3.9 times
- Annual rent as a share of median income20.0 percent
- Adults 25 and over with a bachelor degree or higher23.4 percent
- Adults 25 and over with a graduate degree9.9 percent
- Adults 25 and over39,682
- Population under 188,408
- Share under 1816.4 percent
- Population 65 and over13,107
- Share 65 and over25.6 percent
- Working age population, 18 to 6429,747
- Civilian labor force22,333
- Unemployment rate6.0 percent
- Labor force participation, adults 18 and over52.1 percent
- Rank by population among Pennsylvania counties43rd of 67
- Rank by population among US county-equivalents1000th
Wayne County is the 43rd largest of 67 Pennsylvania counties by population. A median home costs 3.9 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 25.6 percent against 16.4 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Wayne County
Is Wayne County growing
- Population change since the 2020 census base0.53 percent
- Census 2020 base population51,149
- Births, 2024407
- Deaths, 2024686
- Natural change, 2024-279
- Net domestic migration, 2024276
- Net international migration, 202424
- Total net migration, 2024300
- Cumulative net domestic migration, 2021 to 20241,540
- Rank by growth among US county-equivalents1644th
The county has grown 0.53 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Wayne County
Where people moving to Wayne County come from
- Tax returns filed by households arriving1,611
- People arriving, from those returns2,764
- Adjusted gross income arriving$138.2 m
- Net adjusted gross income movement$0
- Average income of an arriving household$85,803
- Largest single originWayne County Non-migrants (20,262 households)
- Largest single destination (20,262 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Wayne County Non-migrants | 20,262 | 38,523 | $1.50 bn |
| Other flows - Different State | 527 | 908 | $55.2 m |
| Other flows - Northeast | 292 | 515 | $39.8 m |
| Lackawanna County | 241 | 428 | $12.6 m |
| Pike County | 148 | 275 | $8.4 m |
| Other flows - Same State | 144 | 232 | $8.8 m |
| Other flows - South | 141 | 246 | $8.4 m |
| Monroe County | 65 | 120 | $3.3 m |
The largest single source of arrivals is Wayne County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Wayne County
What the Wayne County economy runs on
- County GDP, 2024$2.65 bn
- County GDP, 2023$2.54 bn
- GDP change, 2023 to 20244.4 percent
- GDP change over five years31.3 percent
- Rank by GDP among Pennsylvania counties44th
- Rank by GDP among US county-equivalents1066th
- GDP per resident$51,738
Output grew 4.4 percent in the latest year and 31.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Wayne County
Who employs people in Wayne County
- Covered employment, annual average15,462
- Establishments reporting1,445
- Average annual pay$52,861
- Average weekly wage$1,017
- Sector 62, employment2,524
- Sector 62, average annual pay$56,962
- Sector 44-45, employment2,192
- Sector 44-45, average annual pay$37,801
- Sector 72, employment1,928
- Sector 72, average annual pay$30,512
- Sector 23, employment1,192
- Sector 23, average annual pay$66,439
- Sector 81, employment802
- Sector 31-33, employment658
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 2,524 | 167 | $56,962 |
| Sector 44-45 | 2,192 | 178 | $37,801 |
| Sector 72 | 1,928 | 162 | $30,512 |
| Sector 23 | 1,192 | 176 | $66,439 |
| Sector 81 | 802 | 127 | $34,736 |
| Sector 31-33 | 658 | 40 | $51,611 |
| Sector 52 | 599 | 62 | $87,566 |
| Sector 56 | 598 | 78 | $37,284 |
The largest sector is the biggest private employer group at 2,524 jobs, 16.3 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Wayne County
What businesses operate in Wayne County
- Establishments, all industries1,355
- Employment at those establishments13,374
- Annual payroll$616.6 m
- Establishments per 1,000 residents26.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Wayne County
What is being built in Wayne County
- Housing units authorised by permit, 2024175
- Declared construction value permitted$54.5 m
- Single family units authorised175
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$311,610
- Units authorised per 1,000 households8.4
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Wayne County
How much SBA lending happens in Wayne County
- 7(a) approvals recorded51
- 7(a) gross approval dollars$28.7 m
- Average 7(a) approval$562,184
- Median 7(a) approval$212,000
- 10th percentile approval$40,000
- 90th percentile approval$1,880,000
- Largest single approval$3,200,000
- Jobs reported supported, 7(a)625
- Jobs per approval12.3
- Distinct 7(a) lenders active21
- Distinct industries receiving approvals37
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer15.7 percent
- Loans on real estate terms8
- Loans on working capital terms, 120 months or shorter38
- Franchise loans3
- Franchise share of approvals5.9 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (4)
- Most active lenderWayne Bank (9)
- 504 approvals recorded17
- 504 gross approval dollars$8.9 m
- Average 504 approval$521,765
- Median 504 approval$387,000
- Distinct CDCs active3
- 504 jobs per approval10.1
- 504 jobs per million dollars approved19.4
- Most active CDCNEPA Alliance Business Finance Corporation (15)
- 7(a) share of SBA approvals75.0 percent
- Combined SBA approval dollars$37.5 m
The average approval of $562,184 sits well above the median of $212,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 15.7 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Wayne County
Do SBA loans in Wayne County get paid back
- Loans with a final outcome recorded8
- Paid in full6
- Charged off2
- Status: Cancelled7
- Status: Charged off2
- Status: Paid in full6
- Status: Exempt from disclosure30
- Status: Committed, not yet disbursed6
Too few loans have reached a final outcome to publish a charge off rate. only 8 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Wayne County
Which parts of Wayne County get the lending
- Places in the county with recorded lending16
- Honesdale, approvals17
- Lake Ariel, approvals8
- Waymart, approvals4
- BEACH LAKE, approvals4
- UNION DALE, approvals4
- Hawley, approvals3
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Honesdale | 17 | $7,381,200 |
| Lake Ariel | 8 | $3,296,800 |
| Waymart | 4 | $2,317,500 |
| BEACH LAKE | 4 | $5,842,400 |
| UNION DALE | 4 | $165,500 |
| Hawley | 3 | $303,000 |
| Starlight | 2 | $150,000 |
| Clifton Township | 1 | $300,000 |
Honesdale accounts for 17 approvals against 8 in Lake Ariel. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Wayne County
How big is Wayne County
- Land area726 sq mi
- Rank by land area among Pennsylvania counties30th of 67
- Width, east to west23.6 mi
- Height, north to south53 mi
- Geographies sharing a boundary4
- Residents per square mile of land71
- Establishments per square mile1.87
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Wayne County
What hazards affect Wayne County
- EPA radon zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
- Communities in the NFIP Community Status Book28
- Of those, participating in the NFIP27
- NFIP participation rate96.4 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Wayne County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Wayne County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population51,262
- Households20,877
- Average household size2.46
- Median household income$62,381
- Median age49.2
Common questions
Wayne County questions, answered from the record.
How many people live in Wayne County, Pennsylvania?
51,262, in 20,877 households, ranking 43rd of 67 Pennsylvania counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Wayne County growing?
The population has grown 0.53 percent since the 2020 census base. In 2024 there were 407 births against 686 deaths, with net migration of 300. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Wayne County?
$62,381. The median owner-occupied home is valued at $242,100, which is 3.9 times income, and median gross rent is $1,038 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Wayne County?
1,355 establishments, employing 13,374 people with an annual payroll of $616.6 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Wayne County?
Average annual pay is $52,861, or $1,017 a week, across 15,462 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Wayne County?
51 7(a) approvals totalling $28.7 m since FY2020, across 21 lenders, with a median approval of $212,000, plus 17 504 approvals worth $8.9 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Wayne County?
175 housing units were authorised by permit in 2024, with a declared construction value of $54.5 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Wayne County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Wayne County come from?
The largest single origin is Wayne County Non-migrants, with 20,262 households. Arriving households report an average income of $85,803 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Wayne County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Wayne County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.