HomePennsylvaniaWestmoreland County
Westmoreland County, Pennsylvania: commercial real estate data.
Westmoreland County, Pennsylvania has a population of 352,500 across 1,028 square miles, down 1.1 percent since the 2020 census base. County output reached $19.39 bn in 2024, 8,428 establishments operate here, and the SBA record carries 333 7(a) approvals worth $158.5 m.
128 sourced county values · tier FULL · 12 sections
Westmoreland County
How many people live in Westmoreland County
- Population352,500
- Households154,979
- Average household size2.27
- Median household income$74,109
- Median age47.2
- Median gross rent$879 per month
- Median owner-occupied home value$203,500
- Home value to household income2.7 times
- Annual rent as a share of median income14.2 percent
- Adults 25 and over with a bachelor degree or higher32.8 percent
- Adults 25 and over with a graduate degree11.8 percent
- Adults 25 and over263,183
- Population under 1864,150
- Share under 1818.2 percent
- Population 65 and over85,642
- Share 65 and over24.3 percent
- Working age population, 18 to 64202,708
- Civilian labor force178,670
- Unemployment rate4.8 percent
- Labor force participation, adults 18 and over62.0 percent
- Rank by population among Pennsylvania counties11th of 67
- Rank by population among US county-equivalents211th
Westmoreland County is the 11th largest of 67 Pennsylvania counties by population. A median home costs 2.7 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 24.3 percent against 18.2 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Westmoreland County
Is Westmoreland County growing
- Population change since the 2020 census base-1.05 percent
- Census 2020 base population354,648
- Births, 20242,877
- Deaths, 20244,617
- Natural change, 2024-1,740
- Net domestic migration, 2024927
- Net international migration, 2024353
- Total net migration, 20241,280
- Cumulative net domestic migration, 2021 to 20244,470
- Rank by growth among US county-equivalents2204th
The county has lost 1.05 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Westmoreland County
Where people moving to Westmoreland County come from
- Tax returns filed by households arriving6,531
- People arriving, from those returns10,704
- Adjusted gross income arriving$430.9 m
- Net adjusted gross income movement$0
- Average income of an arriving household$65,985
- Largest single originWestmoreland County Non-migrants (150,677 households)
- Largest single destination (150,677 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Westmoreland County Non-migrants | 150,677 | 288,399 | $12.94 bn |
| Allegheny County | 2,675 | 4,388 | $199.0 m |
| Other flows - Different State | 1,575 | 2,657 | $112.0 m |
| Other flows - South | 847 | 1,458 | $59.0 m |
| Fayette County | 480 | 832 | $23.3 m |
| Other flows - Same State | 322 | 489 | $19.1 m |
| Washington County | 304 | 488 | $15.3 m |
| Indiana County | 263 | 410 | $11.1 m |
The largest single source of arrivals is Westmoreland County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Westmoreland County
What the Westmoreland County economy runs on
- County GDP, 2024$19.39 bn
- County GDP, 2023$18.92 bn
- GDP change, 2023 to 20242.4 percent
- GDP change over five years29.8 percent
- Rank by GDP among Pennsylvania counties15th
- Rank by GDP among US county-equivalents266th
- GDP per resident$55,000
Output grew 2.4 percent in the latest year and 29.8 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Westmoreland County
Who employs people in Westmoreland County
- Covered employment, annual average129,350
- Establishments reporting9,132
- Average annual pay$56,519
- Average weekly wage$1,087
- Sector 62, employment19,201
- Sector 62, average annual pay$56,460
- Sector 31-33, employment17,674
- Sector 31-33, average annual pay$74,443
- Sector 44-45, employment16,988
- Sector 44-45, average annual pay$37,439
- Sector 72, employment12,873
- Sector 72, average annual pay$20,422
- Sector 48-49, employment7,905
- Sector 23, employment6,945
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 19,201 | 1,449 | $56,460 |
| Sector 31-33 | 17,674 | 564 | $74,443 |
| Sector 44-45 | 16,988 | 1,098 | $37,439 |
| Sector 72 | 12,873 | 756 | $20,422 |
| Sector 48-49 | 7,905 | 232 | $60,029 |
| Sector 23 | 6,945 | 911 | $71,023 |
| Sector 56 | 5,863 | 445 | $50,253 |
| Sector 42 | 5,343 | 382 | $72,957 |
The largest sector is the biggest private employer group at 19,201 jobs, 14.8 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Westmoreland County
What businesses operate in Westmoreland County
- Establishments, all industries8,428
- Employment at those establishments124,843
- Annual payroll$6.40 bn
- Establishments per 1,000 residents23.9
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Westmoreland County
What is being built in Westmoreland County
- Housing units authorised by permit, 2024414
- Declared construction value permitted$133.2 m
- Single family units authorised348
- Multifamily units authorised66
- Multifamily share of units15.9 percent
- Average declared value per unit$321,622
- Units authorised per 1,000 households2.7
Multifamily is 15.9 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Westmoreland County
How much SBA lending happens in Westmoreland County
- 7(a) approvals recorded333
- 7(a) gross approval dollars$158.5 m
- Average 7(a) approval$475,960
- Median 7(a) approval$153,500
- 10th percentile approval$25,000
- 90th percentile approval$1,203,300
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)3,210
- Jobs per approval9.6
- Distinct 7(a) lenders active49
- Distinct industries receiving approvals128
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer18.3 percent
- Loans on real estate terms61
- Loans on working capital terms, 120 months or shorter246
- Franchise loans34
- Franchise share of approvals10.2 percent
- Leading industry by approval countFull-Service Restaurants (22)
- Most active lenderThe Huntington National Bank (80)
- 504 approvals recorded53
- 504 gross approval dollars$38.7 m
- Average 504 approval$729,264
- Median 504 approval$534,000
- Distinct CDCs active4
- 504 jobs per approval9.9
- 504 jobs per million dollars approved13.6
- Most active CDCRegional Development Funding Corporation (41)
- 7(a) share of SBA approvals86.3 percent
- Combined SBA approval dollars$197.1 m
The average approval of $475,960 sits well above the median of $153,500, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 18.3 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Westmoreland County
Do SBA loans in Westmoreland County get paid back
- Loans with a final outcome recorded62
- Paid in full60
- Charged off2
- Charge off rate on resolved loans3.2 percent
- Status: Exempt from disclosure205
- Status: Paid in full60
- Status: Cancelled50
- Status: Committed, not yet disbursed16
- Status: Charged off2
Of the 62 loans that have reached a final outcome, 3.2 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Westmoreland County
Which parts of Westmoreland County get the lending
- Places in the county with recorded lending55
- GREENSBURG, approvals60
- JEANNETTE, approvals31
- IRWIN, approvals22
- LATROBE, approvals19
- New Kensington, approvals19
- Trafford, approvals16
| Place | Approvals | Gross approval dollars |
|---|---|---|
| GREENSBURG | 60 | $31,669,300 |
| JEANNETTE | 31 | $13,910,000 |
| IRWIN | 22 | $6,541,500 |
| LATROBE | 19 | $15,442,700 |
| New Kensington | 19 | $7,257,000 |
| Trafford | 16 | $2,284,000 |
| MOUNT PLEASANT | 12 | $4,296,900 |
| MURRYSVILLE | 12 | $2,899,200 |
GREENSBURG accounts for 60 approvals against 31 in JEANNETTE. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Westmoreland County
How big is Westmoreland County
- Land area1,028 sq mi
- Rank by land area among Pennsylvania counties8th of 67
- Width, east to west47.6 mi
- Height, north to south43.5 mi
- Geographies sharing a boundary7
- Residents per square mile of land343
- Establishments per square mile8.20
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Westmoreland County
What hazards affect Westmoreland County
- EPA radon zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
- Communities in the NFIP Community Status Book62
- Of those, participating in the NFIP61
- NFIP participation rate98.4 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Westmoreland County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Westmoreland County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population352,500
- Households154,979
- Average household size2.27
- Median household income$74,109
- Median age47.2
Common questions
Westmoreland County questions, answered from the record.
How many people live in Westmoreland County, Pennsylvania?
352,500, in 154,979 households, ranking 11th of 67 Pennsylvania counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Westmoreland County growing?
The population has fallen 1.05 percent since the 2020 census base. In 2024 there were 2,877 births against 4,617 deaths, with net migration of 1,280. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Westmoreland County?
$74,109. The median owner-occupied home is valued at $203,500, which is 2.7 times income, and median gross rent is $879 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Westmoreland County?
8,428 establishments, employing 124,843 people with an annual payroll of $6.40 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Westmoreland County?
Average annual pay is $56,519, or $1,087 a week, across 129,350 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Westmoreland County?
333 7(a) approvals totalling $158.5 m since FY2020, across 49 lenders, with a median approval of $153,500, plus 53 504 approvals worth $38.7 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Westmoreland County get paid back?
Of the 62 loans that have reached a final outcome, 60 were paid in full and 2 charged off, a charge off rate of 3.2 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Westmoreland County?
414 housing units were authorised by permit in 2024, with a declared construction value of $133.2 m. Multifamily was 15.9 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Westmoreland County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Westmoreland County come from?
The largest single origin is Westmoreland County Non-migrants, with 150,677 households. Arriving households report an average income of $65,985 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Westmoreland County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Westmoreland County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.