HomeSouth CarolinaBamberg County
Bamberg County, South Carolina: commercial real estate data.
Bamberg County, South Carolina has a population of 13,042 across 393 square miles, down 3.3 percent since the 2020 census base. County output reached $510.4 m in 2024, 248 establishments operate here, and the SBA record carries 4 7(a) approvals worth $2.6 m.
115 sourced county values · tier FULL · 11 sections
Bamberg County
How many people live in Bamberg County
- Population13,042
- Households4,644
- Average household size2.81
- Median household income$44,370
- Median age42.3
- Median gross rent$815 per month
- Median owner-occupied home value$97,800
- Home value to household income2.2 times
- Annual rent as a share of median income22.0 percent
- Adults 25 and over with a bachelor degree or higher17.9 percent
- Adults 25 and over with a graduate degree7.4 percent
- Adults 25 and over9,009
- Population under 182,382
- Share under 1818.3 percent
- Population 65 and over3,117
- Share 65 and over23.9 percent
- Working age population, 18 to 647,543
- Civilian labor force5,876
- Unemployment rate15.0 percent
- Labor force participation, adults 18 and over55.1 percent
- Rank by population among South Carolina counties44th of 46
- Rank by population among US county-equivalents2282nd
Bamberg County is the 44th largest of 46 South Carolina counties by population. A median home costs 2.2 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 23.9 percent against 18.3 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Bamberg County
Is Bamberg County growing
- Population change since the 2020 census base-3.32 percent
- Census 2020 base population13,312
- Births, 2024120
- Deaths, 2024229
- Natural change, 2024-109
- Net domestic migration, 2024-65
- Net international migration, 202456
- Total net migration, 2024-9
- Cumulative net domestic migration, 2021 to 2024-87
- Rank by growth among US county-equivalents2794th
The county has lost 3.32 percent of its population since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Bamberg County
Where people moving to Bamberg County come from
- Tax returns filed by households arriving242
- People arriving, from those returns493
- Adjusted gross income arriving$9.0 m
- Net adjusted gross income movement$0
- Average income of an arriving household$37,244
- Largest single originBamberg County Non-migrants (4,147 households)
- Largest single destination (4,147 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Bamberg County Non-migrants | 4,147 | 8,298 | $205.4 m |
| Other flows - Same State | 105 | 201 | $3.9 m |
| Other flows - Different State | 52 | 106 | $2.1 m |
| Other flows - South | 52 | 106 | $2.1 m |
| Orangeburg County | 51 | 111 | $1.9 m |
| Barnwell County | 34 | 75 | $1.2 m |
The largest single source of arrivals is Bamberg County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Bamberg County
What the Bamberg County economy runs on
- County GDP, 2024$510.4 m
- County GDP, 2023$460.3 m
- GDP change, 2023 to 202410.9 percent
- GDP change over five years45.5 percent
- Rank by GDP among South Carolina counties43rd
- Rank by GDP among US county-equivalents2393rd
- GDP per resident$39,136
Output grew 10.9 percent in the latest year and 45.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Bamberg County
Who employs people in Bamberg County
- Covered employment, annual average3,556
- Establishments reporting307
- Average annual pay$46,983
- Average weekly wage$904
- Sector 31-33, employment476
- Sector 31-33, average annual pay$57,983
- Sector 44-45, employment394
- Sector 44-45, average annual pay$27,403
- Sector 11, employment154
- Sector 11, average annual pay$45,586
- Sector 42, employment151
- Sector 42, average annual pay$43,544
- Sector 52, employment150
- Sector 22, employment132
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 476 | 16 | $57,983 |
| Sector 44-45 | 394 | 53 | $27,403 |
| Sector 11 | 154 | 29 | $45,586 |
| Sector 42 | 151 | 15 | $43,544 |
| Sector 52 | 150 | 14 | $54,969 |
| Sector 22 | 132 | 4 | $90,648 |
| Sector 23 | 56 | 10 | $35,780 |
| Sector 48-49 | 13 | 6 | $51,631 |
The largest sector is the biggest private employer group at 476 jobs, 13.4 percent of covered employment. Average pay per job exceeds median household income, which usually means single earner households and a wage base that can carry rent.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Bamberg County
What businesses operate in Bamberg County
- Establishments, all industries248
- Employment at those establishments2,387
- Annual payroll$97.4 m
- Establishments per 1,000 residents19.0
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Bamberg County
What is being built in Bamberg County
- Housing units authorised by permit, 202411
- Declared construction value permitted$2.3 m
- Single family units authorised11
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$205,000
- Units authorised per 1,000 households2.4
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Bamberg County
How much SBA lending happens in Bamberg County
- 7(a) approvals recorded4
- 7(a) gross approval dollars$2.6 m
- Average 7(a) approval$660,875
- Median 7(a) approval$1,100,000
- 10th percentile approval$29,500
- 90th percentile approval$1,364,000
- Largest single approval$1,364,000
- Jobs reported supported, 7(a)14
- Jobs per approval3.5
- Distinct 7(a) lenders active4
- Distinct industries receiving approvals4
- Median 7(a) term300 months
- Share of loans on real estate terms, 240 months or longer50.0 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter2
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countConstruction and Mining (except Oil Well) Machinery and Equipment Merchant Wholesalers (1)
- Most active lenderGulf Coast Bank and Trust Company (1)
- 504 approvals recorded1
- 504 gross approval dollars$282,000
- Average 504 approval$282,000
- Median 504 approval$282,000
- Distinct CDCs active1
- 504 jobs per approval15.0
- 504 jobs per million dollars approved53.2
- Most active CDCAppalachian Development Corporation (1)
- 7(a) share of SBA approvals80.0 percent
- Combined SBA approval dollars$2.9 m
The average approval of $660,875 sits close to the median of $1,100,000, so lending here is fairly evenly sized rather than driven by a few large deals. 50.0 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Bamberg County
Do SBA loans in Bamberg County get paid back
- Loans with a final outcome recorded2
- Paid in full2
- Charged off0
- Status: Paid in full2
- Status: Exempt from disclosure2
Too few loans have reached a final outcome to publish a charge off rate. only 2 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bamberg County
Which parts of Bamberg County get the lending
- Places in the county with recorded lending2
- BAMBERG, approvals3
- OLAR, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| BAMBERG | 3 | $2,493,500 |
| OLAR | 1 | $150,000 |
BAMBERG accounts for 3 approvals against 1 in OLAR. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bamberg County
How big is Bamberg County
- Land area393 sq mi
- Rank by land area among South Carolina counties43rd of 46
- Width, east to west24.9 mi
- Height, north to south28.5 mi
- Geographies sharing a boundary4
- Residents per square mile of land33
- Establishments per square mile0.63
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Bamberg County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Bamberg County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population13,042
- Households4,644
- Average household size2.81
- Median household income$44,370
- Median age42.3
Common questions
Bamberg County questions, answered from the record.
How many people live in Bamberg County, South Carolina?
13,042, in 4,644 households, ranking 44th of 46 South Carolina counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Bamberg County growing?
The population has fallen 3.32 percent since the 2020 census base. In 2024 there were 120 births against 229 deaths, with net migration of -9. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Bamberg County?
$44,370. The median owner-occupied home is valued at $97,800, which is 2.2 times income, and median gross rent is $815 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Bamberg County?
248 establishments, employing 2,387 people with an annual payroll of $97.4 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Bamberg County?
Average annual pay is $46,983, or $904 a week, across 3,556 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Bamberg County?
4 7(a) approvals totalling $2.6 m since FY2020, across 4 lenders, with a median approval of $1,100,000, plus 1 504 approvals worth $282,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Bamberg County?
11 housing units were authorised by permit in 2024, with a declared construction value of $2.3 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Bamberg County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Bamberg County come from?
The largest single origin is Bamberg County Non-migrants, with 4,147 households. Arriving households report an average income of $37,244 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Bamberg County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Bamberg County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.