HomeSouth CarolinaChesterfield County
Chesterfield County, South Carolina: commercial real estate data.
Chesterfield County, South Carolina has a population of 43,784 across 799 square miles, up 2.8 percent since the 2020 census base. County output reached $1.90 bn in 2024, 690 establishments operate here, and the SBA record carries 15 7(a) approvals worth $12.3 m.
118 sourced county values · tier FULL · 11 sections
Chesterfield County
How many people live in Chesterfield County
- Population43,784
- Households17,534
- Average household size2.50
- Median household income$49,235
- Median age42.0
- Median gross rent$762 per month
- Median owner-occupied home value$116,200
- Home value to household income2.4 times
- Annual rent as a share of median income18.6 percent
- Adults 25 and over with a bachelor degree or higher13.6 percent
- Adults 25 and over with a graduate degree6.1 percent
- Adults 25 and over30,678
- Population under 189,709
- Share under 1822.2 percent
- Population 65 and over8,332
- Share 65 and over19.0 percent
- Working age population, 18 to 6425,743
- Civilian labor force20,032
- Unemployment rate7.5 percent
- Labor force participation, adults 18 and over58.8 percent
- Rank by population among South Carolina counties25th of 46
- Rank by population among US county-equivalents1125th
Chesterfield County is the 25th largest of 46 South Carolina counties by population. A median home costs 2.4 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 22.2 percent against 19.0 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Chesterfield County
Is Chesterfield County growing
- Population change since the 2020 census base2.82 percent
- Census 2020 base population43,267
- Births, 2024516
- Deaths, 2024575
- Natural change, 2024-59
- Net domestic migration, 2024207
- Net international migration, 2024222
- Total net migration, 2024429
- Cumulative net domestic migration, 2021 to 20241,244
- Rank by growth among US county-equivalents919th
The county has grown 2.82 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Chesterfield County
Where people moving to Chesterfield County come from
- Tax returns filed by households arriving929
- People arriving, from those returns1,818
- Adjusted gross income arriving$43.0 m
- Net adjusted gross income movement$0
- Average income of an arriving household$46,295
- Largest single originChesterfield County Non-migrants (14,864 households)
- Largest single destination (14,864 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Chesterfield County Non-migrants | 14,864 | 30,409 | $739.6 m |
| Other flows - Different State | 315 | 595 | $18.5 m |
| Other flows - South | 199 | 380 | $13.0 m |
| Union County | 132 | 273 | $5.9 m |
| Other flows - Same State | 115 | 222 | $4.4 m |
| Darlington County | 84 | 172 | $3.7 m |
| Mecklenburg County | 80 | 151 | $3.3 m |
| Other flows - Northeast | 59 | 116 | $3.0 m |
The largest single source of arrivals is Chesterfield County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Chesterfield County
What the Chesterfield County economy runs on
- County GDP, 2024$1.90 bn
- County GDP, 2023$1.84 bn
- GDP change, 2023 to 20243.6 percent
- GDP change over five years32.1 percent
- Rank by GDP among South Carolina counties27th
- Rank by GDP among US county-equivalents1325th
- GDP per resident$43,435
Output grew 3.6 percent in the latest year and 32.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Chesterfield County
Who employs people in Chesterfield County
- Covered employment, annual average14,200
- Establishments reporting792
- Average annual pay$49,211
- Average weekly wage$946
- Sector 31-33, employment4,552
- Sector 31-33, average annual pay$60,377
- Sector 48-49, employment1,507
- Sector 48-49, average annual pay$54,362
- Sector 44-45, employment1,244
- Sector 44-45, average annual pay$28,093
- Sector 72, employment927
- Sector 72, average annual pay$16,713
- Sector 56, employment519
- Sector 23, employment367
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 4,552 | 56 | $60,377 |
| Sector 48-49 | 1,507 | 34 | $54,362 |
| Sector 44-45 | 1,244 | 128 | $28,093 |
| Sector 72 | 927 | 69 | $16,713 |
| Sector 56 | 519 | 36 | $55,778 |
| Sector 23 | 367 | 55 | $52,249 |
| Sector 42 | 284 | 30 | $57,155 |
| Sector 11 | 275 | 27 | $43,255 |
The largest sector is the biggest private employer group at 4,552 jobs, 32.1 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Chesterfield County
What businesses operate in Chesterfield County
- Establishments, all industries690
- Employment at those establishments13,223
- Annual payroll$699.7 m
- Establishments per 1,000 residents15.8
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Chesterfield County
What is being built in Chesterfield County
- Housing units authorised by permit, 2024147
- Declared construction value permitted$35.7 m
- Single family units authorised135
- Multifamily units authorised12
- Multifamily share of units8.2 percent
- Average declared value per unit$242,726
- Units authorised per 1,000 households8.4
Multifamily is 8.2 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Chesterfield County
How much SBA lending happens in Chesterfield County
- 7(a) approvals recorded15
- 7(a) gross approval dollars$12.3 m
- Average 7(a) approval$823,040
- Median 7(a) approval$704,300
- 10th percentile approval$90,500
- 90th percentile approval$1,810,000
- Largest single approval$3,123,000
- Jobs reported supported, 7(a)102
- Jobs per approval6.8
- Distinct 7(a) lenders active8
- Distinct industries receiving approvals9
- Median 7(a) term300 months
- Share of loans on real estate terms, 240 months or longer53.3 percent
- Loans on real estate terms8
- Loans on working capital terms, 120 months or shorter7
- Franchise loans4
- Franchise share of approvals26.7 percent
- Leading industry by approval countLandscaping Services (3)
- Most active lenderTD Bank, National Association (4)
- 504 approvals recorded1
- 504 gross approval dollars$1.7 m
- Average 504 approval$1,707,000
- Median 504 approval$1,707,000
- Distinct CDCs active1
- 504 jobs per approval96.0
- 504 jobs per million dollars approved56.2
- Most active CDCProvident Business Financial Services, Inc. (1)
- 7(a) share of SBA approvals93.8 percent
- Combined SBA approval dollars$14.1 m
The average approval of $823,040 sits close to the median of $704,300, so lending here is fairly evenly sized rather than driven by a few large deals. 53.3 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Chesterfield County
Do SBA loans in Chesterfield County get paid back
- Loans with a final outcome recorded4
- Paid in full4
- Charged off0
- Status: Paid in full4
- Status: Exempt from disclosure8
- Status: Cancelled1
- Status: Committed, not yet disbursed2
Too few loans have reached a final outcome to publish a charge off rate. only 4 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Chesterfield County
Which parts of Chesterfield County get the lending
- Places in the county with recorded lending3
- Pageland, approvals8
- CHERAW, approvals5
- JEFFERSON, approvals2
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Pageland | 8 | $6,571,000 |
| CHERAW | 5 | $5,589,600 |
| JEFFERSON | 2 | $185,000 |
Pageland accounts for 8 approvals against 5 in CHERAW. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Chesterfield County
How big is Chesterfield County
- Land area799 sq mi
- Rank by land area among South Carolina counties11th of 46
- Width, east to west44.5 mi
- Height, north to south31.2 mi
- Geographies sharing a boundary4
- Residents per square mile of land55
- Establishments per square mile0.86
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Chesterfield County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Chesterfield County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population43,784
- Households17,534
- Average household size2.50
- Median household income$49,235
- Median age42.0
Common questions
Chesterfield County questions, answered from the record.
How many people live in Chesterfield County, South Carolina?
43,784, in 17,534 households, ranking 25th of 46 South Carolina counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Chesterfield County growing?
The population has grown 2.82 percent since the 2020 census base. In 2024 there were 516 births against 575 deaths, with net migration of 429. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Chesterfield County?
$49,235. The median owner-occupied home is valued at $116,200, which is 2.4 times income, and median gross rent is $762 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Chesterfield County?
690 establishments, employing 13,223 people with an annual payroll of $699.7 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Chesterfield County?
Average annual pay is $49,211, or $946 a week, across 14,200 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Chesterfield County?
15 7(a) approvals totalling $12.3 m since FY2020, across 8 lenders, with a median approval of $704,300, plus 1 504 approvals worth $1.7 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Chesterfield County?
147 housing units were authorised by permit in 2024, with a declared construction value of $35.7 m. Multifamily was 8.2 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Chesterfield County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Chesterfield County come from?
The largest single origin is Chesterfield County Non-migrants, with 14,864 households. Arriving households report an average income of $46,295 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Chesterfield County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Chesterfield County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.