HomeSouth CarolinaYork County
York County, South Carolina: commercial real estate data.
York County, South Carolina has a population of 293,673 across 681 square miles, up 7.5 percent since the 2020 census base. County output reached $19.23 bn in 2024, 6,231 establishments operate here, and the SBA record carries 315 7(a) approvals worth $170.2 m.
123 sourced county values · tier FULL · 11 sections
York County
How many people live in York County
- Population293,673
- Households113,785
- Average household size2.58
- Median household income$89,095
- Median age39.7
- Median gross rent$1,387 per month
- Median owner-occupied home value$361,300
- Home value to household income4.1 times
- Annual rent as a share of median income18.7 percent
- Adults 25 and over with a bachelor degree or higher39.3 percent
- Adults 25 and over with a graduate degree14.8 percent
- Adults 25 and over200,570
- Population under 1869,346
- Share under 1823.6 percent
- Population 65 and over45,133
- Share 65 and over15.4 percent
- Working age population, 18 to 64179,194
- Civilian labor force155,871
- Unemployment rate4.1 percent
- Labor force participation, adults 18 and over69.5 percent
- Rank by population among South Carolina counties7th of 46
- Rank by population among US county-equivalents247th
York County is the 7th largest of 46 South Carolina counties by population. A median home costs 4.1 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 23.6 percent against 15.4 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
York County
Is York County growing
- Population change since the 2020 census base7.48 percent
- Census 2020 base population281,912
- Births, 20243,210
- Deaths, 20242,655
- Natural change, 2024555
- Net domestic migration, 20242,659
- Net international migration, 20241,413
- Total net migration, 20244,072
- Cumulative net domestic migration, 2021 to 202414,233
- Rank by growth among US county-equivalents277th
The county has grown 7.48 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
York County
Where people moving to York County come from
- Tax returns filed by households arriving9,080
- People arriving, from those returns17,475
- Adjusted gross income arriving$785.5 m
- Net adjusted gross income movement$0
- Average income of an arriving household$86,512
- Largest single originYork County Non-migrants (104,153 households)
- Largest single destination (104,153 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| York County Non-migrants | 104,153 | 224,415 | $9.91 bn |
| Other flows - Different State | 2,997 | 6,042 | $296.3 m |
| Mecklenburg County | 2,272 | 4,215 | $195.5 m |
| Other flows - South | 1,422 | 2,757 | $122.4 m |
| Other flows - Northeast | 722 | 1,493 | $75.2 m |
| Lancaster County | 511 | 1,008 | $43.7 m |
| Other flows - Midwest | 496 | 1,005 | $48.7 m |
| Gaston County | 383 | 796 | $28.0 m |
The largest single source of arrivals is York County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
York County
What the York County economy runs on
- County GDP, 2024$19.23 bn
- County GDP, 2023$17.98 bn
- GDP change, 2023 to 20247.0 percent
- GDP change over five years43.0 percent
- Rank by GDP among South Carolina counties7th
- Rank by GDP among US county-equivalents268th
- GDP per resident$65,497
Output grew 7.0 percent in the latest year and 43.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
York County
Who employs people in York County
- Covered employment, annual average104,775
- Establishments reporting9,065
- Average annual pay$61,068
- Average weekly wage$1,174
- Sector 44-45, employment12,865
- Sector 44-45, average annual pay$38,880
- Sector 62, employment12,055
- Sector 62, average annual pay$53,659
- Sector 72, employment11,884
- Sector 72, average annual pay$22,605
- Sector 31-33, employment10,786
- Sector 31-33, average annual pay$76,872
- Sector 42, employment4,978
- Sector 54, employment4,943
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 12,865 | 858 | $38,880 |
| Sector 62 | 12,055 | 882 | $53,659 |
| Sector 72 | 11,884 | 632 | $22,605 |
| Sector 31-33 | 10,786 | 539 | $76,872 |
| Sector 42 | 4,978 | 510 | $102,439 |
| Sector 54 | 4,943 | 1,552 | $90,848 |
| Sector 48-49 | 4,872 | 238 | $55,435 |
| Sector 23 | 4,787 | 753 | $73,531 |
The largest sector is the biggest private employer group at 12,865 jobs, 12.3 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
York County
What businesses operate in York County
- Establishments, all industries6,231
- Employment at those establishments97,731
- Annual payroll$5.46 bn
- Establishments per 1,000 residents21.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
York County
What is being built in York County
- Housing units authorised by permit, 20242,513
- Declared construction value permitted$870.6 m
- Single family units authorised2,171
- Multifamily units authorised342
- Multifamily share of units13.6 percent
- Average declared value per unit$346,445
- Units authorised per 1,000 households22.1
Multifamily is 13.6 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
York County
How much SBA lending happens in York County
- 7(a) approvals recorded315
- 7(a) gross approval dollars$170.2 m
- Average 7(a) approval$540,450
- Median 7(a) approval$250,000
- 10th percentile approval$25,000
- 90th percentile approval$1,372,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)3,724
- Jobs per approval11.8
- Distinct 7(a) lenders active68
- Distinct industries receiving approvals131
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer15.6 percent
- Loans on real estate terms49
- Loans on working capital terms, 120 months or shorter224
- Franchise loans104
- Franchise share of approvals33.0 percent
- Leading industry by approval countFull-Service Restaurants (20)
- Most active lenderThe Huntington National Bank (38)
- 504 approvals recorded44
- 504 gross approval dollars$52.3 m
- Average 504 approval$1,189,159
- Median 504 approval$783,000
- Distinct CDCs active6
- 504 jobs per approval13.1
- 504 jobs per million dollars approved11.0
- Most active CDCBusiness Expansion Funding Corporation (18)
- 7(a) share of SBA approvals87.7 percent
- Combined SBA approval dollars$222.6 m
The average approval of $540,450 sits well above the median of $250,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 15.6 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
York County
Do SBA loans in York County get paid back
- Loans with a final outcome recorded57
- Paid in full51
- Charged off6
- Charge off rate on resolved loans10.5 percent
- Status: Paid in full51
- Status: Cancelled44
- Status: Exempt from disclosure190
- Status: Charged off6
- Status: Committed, not yet disbursed24
Of the 57 loans that have reached a final outcome, 10.5 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
York County
Which parts of York County get the lending
- Places in the county with recorded lending12
- FORT MILL, approvals140
- Rock Hill, approvals124
- CLOVER, approvals21
- YORK, approvals11
- LAKE WYLIE, approvals10
- Tega Cay, approvals3
| Place | Approvals | Gross approval dollars |
|---|---|---|
| FORT MILL | 140 | $64,485,200 |
| Rock Hill | 124 | $81,971,000 |
| CLOVER | 21 | $6,396,700 |
| YORK | 11 | $4,363,500 |
| LAKE WYLIE | 10 | $8,995,100 |
| Tega Cay | 3 | $849,500 |
| WASHINGTON COURT HOUSE | 1 | $150,000 |
| Fort Mills | 1 | $385,000 |
FORT MILL accounts for 140 approvals against 124 in Rock Hill. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
York County
How big is York County
- Land area681 sq mi
- Rank by land area among South Carolina counties19th of 46
- Width, east to west35.1 mi
- Height, north to south23.8 mi
- Geographies sharing a boundary4
- Residents per square mile of land431
- Establishments per square mile9.15
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a York County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a York County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population293,673
- Households113,785
- Average household size2.58
- Median household income$89,095
- Median age39.7
Common questions
York County questions, answered from the record.
How many people live in York County, South Carolina?
293,673, in 113,785 households, ranking 7th of 46 South Carolina counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is York County growing?
The population has grown 7.48 percent since the 2020 census base. In 2024 there were 3,210 births against 2,655 deaths, with net migration of 4,072. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in York County?
$89,095. The median owner-occupied home is valued at $361,300, which is 4.1 times income, and median gross rent is $1,387 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in York County?
6,231 establishments, employing 97,731 people with an annual payroll of $5.46 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in York County?
Average annual pay is $61,068, or $1,174 a week, across 104,775 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in York County?
315 7(a) approvals totalling $170.2 m since FY2020, across 68 lenders, with a median approval of $250,000, plus 44 504 approvals worth $52.3 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in York County get paid back?
Of the 57 loans that have reached a final outcome, 51 were paid in full and 6 charged off, a charge off rate of 10.5 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in York County?
2,513 housing units were authorised by permit in 2024, with a declared construction value of $870.6 m. Multifamily was 13.6 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for York County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to York County come from?
The largest single origin is York County Non-migrants, with 104,153 households. Arriving households report an average income of $86,512 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for York County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for York County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.