HomeSouth DakotaBon Homme County
Bon Homme County, South Dakota: commercial real estate data.
Bon Homme County, South Dakota has a population of 7,044 across 564 square miles, up 1.1 percent since the 2020 census base. County output reached $284.4 m in 2024, 176 establishments operate here, and the SBA record carries 2 7(a) approvals worth $500,000.
115 sourced county values · tier FULL · 11 sections
Bon Homme County
How many people live in Bon Homme County
- Population7,044
- Households2,418
- Average household size2.91
- Median household income$64,435
- Median age42.1
- Median gross rent$646 per month
- Median owner-occupied home value$134,100
- Home value to household income2.1 times
- Annual rent as a share of median income12.0 percent
- Adults 25 and over with a bachelor degree or higher19.6 percent
- Adults 25 and over with a graduate degree6.4 percent
- Adults 25 and over5,194
- Population under 181,307
- Share under 1818.6 percent
- Population 65 and over1,514
- Share 65 and over21.5 percent
- Working age population, 18 to 644,223
- Civilian labor force2,820
- Unemployment rate2.2 percent
- Labor force participation, adults 18 and over49.2 percent
- Rank by population among South Dakota counties26th of 66
- Rank by population among US county-equivalents2735th
Bon Homme County is the 26th largest of 66 South Dakota counties by population. A median home costs 2.1 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 21.5 percent against 18.6 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Bon Homme County
Is Bon Homme County growing
- Population change since the 2020 census base1.09 percent
- Census 2020 base population6,995
- Births, 202470
- Deaths, 2024116
- Natural change, 2024-46
- Net domestic migration, 202427
- Net international migration, 20243
- Total net migration, 202430
- Cumulative net domestic migration, 2021 to 2024206
- Rank by growth among US county-equivalents1448th
The county has grown 1.09 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Bon Homme County
Where people moving to Bon Homme County come from
- Tax returns filed by households arriving127
- People arriving, from those returns221
- Adjusted gross income arriving$6.6 m
- Net adjusted gross income movement$0
- Average income of an arriving household$52,315
- Largest single originBon Homme County Non-migrants (2,253 households)
- Largest single destination (2,253 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Bon Homme County Non-migrants | 2,253 | 4,675 | $152.8 m |
| Other flows - Same State | 64 | 104 | $2.6 m |
| Yankton County | 34 | 63 | $1.7 m |
| Other flows - Different State | 29 | 54 | $2.4 m |
| Other flows - Midwest | 29 | 54 | $2.4 m |
The largest single source of arrivals is Bon Homme County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Bon Homme County
What the Bon Homme County economy runs on
- County GDP, 2024$284.4 m
- County GDP, 2023$319.2 m
- GDP change, 2023 to 2024-10.9 percent
- GDP change over five years23.7 percent
- Rank by GDP among South Dakota counties38th
- Rank by GDP among US county-equivalents2731st
- GDP per resident$40,379
Output grew -10.9 percent in the latest year and 23.7 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Bon Homme County
Who employs people in Bon Homme County
- Covered employment, annual average1,713
- Establishments reporting239
- Average annual pay$46,372
- Average weekly wage$892
- Sector 62, employment327
- Sector 62, average annual pay$42,936
- Sector 44-45, employment176
- Sector 44-45, average annual pay$25,907
- Sector 31-33, employment133
- Sector 31-33, average annual pay$60,823
- Sector 42, employment102
- Sector 42, average annual pay$55,965
- Sector 52, employment63
- Sector 48-49, employment41
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 327 | 19 | $42,936 |
| Sector 44-45 | 176 | 30 | $25,907 |
| Sector 31-33 | 133 | 9 | $60,823 |
| Sector 42 | 102 | 21 | $55,965 |
| Sector 52 | 63 | 18 | $85,758 |
| Sector 48-49 | 41 | 8 | $41,184 |
| Sector 81 | 41 | 14 | $45,709 |
| Sector 23 | 36 | 16 | $49,697 |
The largest sector is the biggest private employer group at 327 jobs, 19.1 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Bon Homme County
What businesses operate in Bon Homme County
- Establishments, all industries176
- Employment at those establishments1,173
- Annual payroll$47.8 m
- Establishments per 1,000 residents25.0
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Bon Homme County
What is being built in Bon Homme County
- Housing units authorised by permit, 202418
- Declared construction value permitted$2.9 m
- Single family units authorised18
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$161,309
- Units authorised per 1,000 households7.4
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Bon Homme County
How much SBA lending happens in Bon Homme County
- 7(a) approvals recorded2
- 7(a) gross approval dollars$500,000
- Average 7(a) approval$250,000
- Median 7(a) approval$350,000
- 10th percentile approval$150,000
- 90th percentile approval$350,000
- Largest single approval$350,000
- Jobs reported supported, 7(a)15
- Jobs per approval7.5
- Distinct 7(a) lenders active2
- Distinct industries receiving approvals2
- Median 7(a) term300 months
- Share of loans on real estate terms, 240 months or longer50.0 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter1
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countSupermarkets and Other Grocery Retailers (except Convenience Retailers) (1)
- Most active lenderFirst Savings Bank (1)
- 504 approvals recorded4
- 504 gross approval dollars$515,000
- Average 504 approval$128,750
- Median 504 approval$147,000
- Distinct CDCs active3
- 504 jobs per approval4.0
- 504 jobs per million dollars approved31.1
- Most active CDCAlly Dakota Development, Inc. (2)
- 7(a) share of SBA approvals33.3 percent
- Combined SBA approval dollars$1.0 m
The average approval of $250,000 sits close to the median of $350,000, so lending here is fairly evenly sized rather than driven by a few large deals. 50.0 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Bon Homme County
Do SBA loans in Bon Homme County get paid back
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Cancelled1
- Status: Exempt from disclosure1
Too few loans have reached a final outcome to publish a charge off rate. only 0 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bon Homme County
Which parts of Bon Homme County get the lending
- Places in the county with recorded lending2
- SCOTLAND, approvals1
- SPRINGFIELD, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| SCOTLAND | 1 | $150,000 |
| SPRINGFIELD | 1 | $350,000 |
SCOTLAND accounts for 1 approvals against 1 in SPRINGFIELD. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bon Homme County
How big is Bon Homme County
- Land area564 sq mi
- Rank by land area among South Dakota counties55th of 66
- Width, east to west26.5 mi
- Height, north to south28.1 mi
- Geographies sharing a boundary3
- Residents per square mile of land12
- Establishments per square mile0.31
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Bon Homme County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Bon Homme County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population7,044
- Households2,418
- Average household size2.91
- Median household income$64,435
- Median age42.1
Common questions
Bon Homme County questions, answered from the record.
How many people live in Bon Homme County, South Dakota?
7,044, in 2,418 households, ranking 26th of 66 South Dakota counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Bon Homme County growing?
The population has grown 1.09 percent since the 2020 census base. In 2024 there were 70 births against 116 deaths, with net migration of 30. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Bon Homme County?
$64,435. The median owner-occupied home is valued at $134,100, which is 2.1 times income, and median gross rent is $646 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Bon Homme County?
176 establishments, employing 1,173 people with an annual payroll of $47.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Bon Homme County?
Average annual pay is $46,372, or $892 a week, across 1,713 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Bon Homme County?
2 7(a) approvals totalling $500,000 since FY2020, across 2 lenders, with a median approval of $350,000, plus 4 504 approvals worth $515,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Bon Homme County?
18 housing units were authorised by permit in 2024, with a declared construction value of $2.9 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Bon Homme County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Bon Homme County come from?
The largest single origin is Bon Homme County Non-migrants, with 2,253 households. Arriving households report an average income of $52,315 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Bon Homme County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Bon Homme County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.