HomeSouth DakotaMcCook County
McCook County, South Dakota: commercial real estate data.
McCook County, South Dakota has a population of 5,751 across 574 square miles, up 1.6 percent since the 2020 census base. County output reached $406.2 m in 2024, 184 establishments operate here, and the SBA record carries 2 7(a) approvals worth $776,800.
115 sourced county values · tier FULL · 11 sections
McCook County
How many people live in McCook County
- Population5,751
- Households2,221
- Average household size2.59
- Median household income$83,852
- Median age39.5
- Median gross rent$945 per month
- Median owner-occupied home value$230,100
- Home value to household income2.7 times
- Annual rent as a share of median income13.5 percent
- Adults 25 and over with a bachelor degree or higher29.9 percent
- Adults 25 and over with a graduate degree9.7 percent
- Adults 25 and over3,731
- Population under 181,637
- Share under 1828.5 percent
- Population 65 and over1,082
- Share 65 and over18.8 percent
- Working age population, 18 to 643,032
- Civilian labor force2,985
- Unemployment rate1.8 percent
- Labor force participation, adults 18 and over72.6 percent
- Rank by population among South Dakota counties30th of 66
- Rank by population among US county-equivalents2833rd
McCook County is the 30th largest of 66 South Dakota counties by population. A median home costs 2.7 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 28.5 percent against 18.8 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
McCook County
Is McCook County growing
- Population change since the 2020 census base1.55 percent
- Census 2020 base population5,683
- Births, 202472
- Deaths, 202471
- Natural change, 20241
- Net domestic migration, 2024-38
- Net international migration, 20240
- Total net migration, 2024-38
- Cumulative net domestic migration, 2021 to 202490
- Rank by growth among US county-equivalents1312th
The county has grown 1.55 percent since the 2020 census base. Births exceeded deaths in 2024 but more people left than arrived, so the population is being sustained internally rather than attracting.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
McCook County
Where people moving to McCook County come from
- Tax returns filed by households arriving157
- People arriving, from those returns272
- Adjusted gross income arriving$9.4 m
- Net adjusted gross income movement$0
- Average income of an arriving household$59,860
- Largest single originMcCook County Non-migrants (2,117 households)
- Largest single destination (2,117 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| McCook County Non-migrants | 2,117 | 4,740 | $180.5 m |
| Other flows - Same State | 76 | 123 | $4.2 m |
| Minnehaha County | 61 | 115 | $4.0 m |
| Other flows - Different State | 20 | 34 | $1.2 m |
| Other flows - Midwest | 20 | 34 | $1.2 m |
The largest single source of arrivals is McCook County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
McCook County
What the McCook County economy runs on
- County GDP, 2024$406.2 m
- County GDP, 2023$391.1 m
- GDP change, 2023 to 20243.9 percent
- GDP change over five years63.2 percent
- Rank by GDP among South Dakota counties28th
- Rank by GDP among US county-equivalents2536th
- GDP per resident$70,632
Output grew 3.9 percent in the latest year and 63.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
McCook County
Who employs people in McCook County
- Covered employment, annual average1,338
- Establishments reporting246
- Average annual pay$50,576
- Average weekly wage$973
- Sector 44-45, employment147
- Sector 44-45, average annual pay$26,616
- Sector 42, employment146
- Sector 42, average annual pay$71,712
- Sector 23, employment134
- Sector 23, average annual pay$63,364
- Sector 11, employment111
- Sector 11, average annual pay$45,926
- Sector 54, employment78
- Sector 81, employment54
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 147 | 17 | $26,616 |
| Sector 42 | 146 | 28 | $71,712 |
| Sector 23 | 134 | 34 | $63,364 |
| Sector 11 | 111 | 12 | $45,926 |
| Sector 54 | 78 | 23 | $117,270 |
| Sector 81 | 54 | 20 | $41,608 |
| Sector 52 | 41 | 12 | $77,033 |
| Sector 56 | 18 | 10 | $42,540 |
The largest sector is the biggest private employer group at 147 jobs, 11.0 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
McCook County
What businesses operate in McCook County
- Establishments, all industries184
- Employment at those establishments944
- Annual payroll$44.0 m
- Establishments per 1,000 residents32.0
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
McCook County
What is being built in McCook County
- Housing units authorised by permit, 202421
- Declared construction value permitted$5.4 m
- Single family units authorised21
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$255,000
- Units authorised per 1,000 households9.5
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
McCook County
How much SBA lending happens in McCook County
- 7(a) approvals recorded2
- 7(a) gross approval dollars$776,800
- Average 7(a) approval$388,400
- Median 7(a) approval$760,200
- 10th percentile approval$16,600
- 90th percentile approval$760,200
- Largest single approval$760,200
- Jobs reported supported, 7(a)32
- Jobs per approval16.0
- Distinct 7(a) lenders active2
- Distinct industries receiving approvals2
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter2
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countElectrical Contractors and Other Wiring Installation Contractors (1)
- Most active lenderAmerican Momentum Bank (1)
- 504 approvals recorded17
- 504 gross approval dollars$3.5 m
- Average 504 approval$203,118
- Median 504 approval$147,000
- Distinct CDCs active2
- 504 jobs per approval3.9
- 504 jobs per million dollars approved19.1
- Most active CDCDakota Business Finance (15)
- 7(a) share of SBA approvals10.5 percent
- Combined SBA approval dollars$4.2 m
The average approval of $388,400 sits close to the median of $760,200, so lending here is fairly evenly sized rather than driven by a few large deals. Only 0.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
McCook County
Do SBA loans in McCook County get paid back
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Cancelled1
- Status: Exempt from disclosure1
Too few loans have reached a final outcome to publish a charge off rate. only 0 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
McCook County
Which parts of McCook County get the lending
- Places in the county with recorded lending2
- CANISTOTA, approvals1
- SALEM, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| CANISTOTA | 1 | $16,600 |
| SALEM | 1 | $760,200 |
CANISTOTA accounts for 1 approvals against 1 in SALEM. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
McCook County
How big is McCook County
- Land area574 sq mi
- Rank by land area among South Dakota counties52nd of 66
- Width, east to west24 mi
- Height, north to south24.1 mi
- Geographies sharing a boundary6
- Residents per square mile of land10
- Establishments per square mile0.32
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a McCook County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a McCook County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population5,751
- Households2,221
- Average household size2.59
- Median household income$83,852
- Median age39.5
Common questions
McCook County questions, answered from the record.
How many people live in McCook County, South Dakota?
5,751, in 2,221 households, ranking 30th of 66 South Dakota counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is McCook County growing?
The population has grown 1.55 percent since the 2020 census base. In 2024 there were 72 births against 71 deaths, with net migration of -38. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in McCook County?
$83,852. The median owner-occupied home is valued at $230,100, which is 2.7 times income, and median gross rent is $945 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in McCook County?
184 establishments, employing 944 people with an annual payroll of $44.0 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in McCook County?
Average annual pay is $50,576, or $973 a week, across 1,338 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in McCook County?
2 7(a) approvals totalling $776,800 since FY2020, across 2 lenders, with a median approval of $760,200, plus 17 504 approvals worth $3.5 m. These are approvals recorded in the release, not loans disbursed.
What is being built in McCook County?
21 housing units were authorised by permit in 2024, with a declared construction value of $5.4 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for McCook County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to McCook County come from?
The largest single origin is McCook County Non-migrants, with 2,117 households. Arriving households report an average income of $59,860 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for McCook County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for McCook County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.