HomeSouth DakotaMoody County
Moody County, South Dakota: commercial real estate data.
Moody County, South Dakota has a population of 6,397 across 519 square miles, up 3.0 percent since the 2020 census base. County output reached $485.8 m in 2024, 158 establishments operate here, and the SBA record carries 3 7(a) approvals worth $905,200.
115 sourced county values · tier FULL · 11 sections
Moody County
How many people live in Moody County
- Population6,397
- Households2,559
- Average household size2.50
- Median household income$78,427
- Median age40.8
- Median gross rent$758 per month
- Median owner-occupied home value$226,500
- Home value to household income2.9 times
- Annual rent as a share of median income11.6 percent
- Adults 25 and over with a bachelor degree or higher30.4 percent
- Adults 25 and over with a graduate degree9.9 percent
- Adults 25 and over4,284
- Population under 181,682
- Share under 1826.3 percent
- Population 65 and over1,293
- Share 65 and over20.2 percent
- Working age population, 18 to 643,422
- Civilian labor force3,220
- Unemployment rate2.8 percent
- Labor force participation, adults 18 and over68.3 percent
- Rank by population among South Dakota counties27th of 66
- Rank by population among US county-equivalents2781st
Moody County is the 27th largest of 66 South Dakota counties by population. A median home costs 2.9 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 26.3 percent against 20.2 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Moody County
Is Moody County growing
- Population change since the 2020 census base3.05 percent
- Census 2020 base population6,336
- Births, 2024107
- Deaths, 202473
- Natural change, 202434
- Net domestic migration, 202426
- Net international migration, 202427
- Total net migration, 202453
- Cumulative net domestic migration, 2021 to 202439
- Rank by growth among US county-equivalents860th
The county has grown 3.05 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Moody County
Where people moving to Moody County come from
- Tax returns filed by households arriving122
- People arriving, from those returns220
- Adjusted gross income arriving$9.0 m
- Net adjusted gross income movement$0
- Average income of an arriving household$74,049
- Largest single originMoody County Non-migrants (2,397 households)
- Largest single destination (2,397 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Moody County Non-migrants | 2,397 | 5,267 | $174.5 m |
| Minnehaha County | 45 | 80 | $-7.3 m |
| Other flows - Same State | 33 | 68 | $2.2 m |
| Brookings County | 22 | 38 | $1.4 m |
| Other flows - Different State | 22 | 36 | $2.7 m |
| Other flows - Midwest | 22 | 36 | $2.7 m |
The largest single source of arrivals is Moody County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Moody County
What the Moody County economy runs on
- County GDP, 2024$485.8 m
- County GDP, 2023$472.0 m
- GDP change, 2023 to 20242.9 percent
- GDP change over five years38.0 percent
- Rank by GDP among South Dakota counties23rd
- Rank by GDP among US county-equivalents2417th
- GDP per resident$75,940
Output grew 2.9 percent in the latest year and 38.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Moody County
Who employs people in Moody County
- Covered employment, annual average2,561
- Establishments reporting218
- Average annual pay$53,179
- Average weekly wage$1,023
- Sector 11, employment414
- Sector 11, average annual pay$49,737
- Sector 31-33, employment260
- Sector 31-33, average annual pay$60,595
- Sector 23, employment228
- Sector 23, average annual pay$69,205
- Sector 62, employment208
- Sector 62, average annual pay$48,723
- Sector 44-45, employment152
- Sector 42, employment144
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 11 | 414 | 28 | $49,737 |
| Sector 31-33 | 260 | 9 | $60,595 |
| Sector 23 | 228 | 27 | $69,205 |
| Sector 62 | 208 | 17 | $48,723 |
| Sector 44-45 | 152 | 21 | $28,797 |
| Sector 42 | 144 | 18 | $66,932 |
| Sector 56 | 32 | 7 | $51,688 |
| Sector 54 | 30 | 14 | $79,107 |
The largest sector is the biggest private employer group at 414 jobs, 16.2 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Moody County
What businesses operate in Moody County
- Establishments, all industries158
- Employment at those establishments1,499
- Annual payroll$75.0 m
- Establishments per 1,000 residents24.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Moody County
What is being built in Moody County
- Housing units authorised by permit, 202418
- Declared construction value permitted$7.3 m
- Single family units authorised18
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$406,373
- Units authorised per 1,000 households7.0
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Moody County
How much SBA lending happens in Moody County
- 7(a) approvals recorded3
- 7(a) gross approval dollars$905,200
- Average 7(a) approval$301,733
- Median 7(a) approval$110,000
- 10th percentile approval$26,000
- 90th percentile approval$769,200
- Largest single approval$769,200
- Jobs reported supported, 7(a)10
- Jobs per approval3.3
- Distinct 7(a) lenders active3
- Distinct industries receiving approvals3
- Median 7(a) term90 months
- Share of loans on real estate terms, 240 months or longer33.3 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter2
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countMeat Processed from Carcasses (1)
- Most active lenderFirst Interstate Bank (1)
- 504 approvals recorded5
- 504 gross approval dollars$4.4 m
- Average 504 approval$878,000
- Median 504 approval$596,000
- Distinct CDCs active3
- 504 jobs per approval6.0
- 504 jobs per million dollars approved6.8
- Most active CDCDakota Business Finance (3)
- 7(a) share of SBA approvals37.5 percent
- Combined SBA approval dollars$5.3 m
The average approval of $301,733 sits well above the median of $110,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. 33.3 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Moody County
Do SBA loans in Moody County get paid back
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure2
- Status: Cancelled1
Too few loans have reached a final outcome to publish a charge off rate. only 0 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Moody County
Which parts of Moody County get the lending
- Places in the county with recorded lending2
- Flandreau, approvals2
- COLMAN, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Flandreau | 2 | $879,200 |
| COLMAN | 1 | $26,000 |
Flandreau accounts for 2 approvals against 1 in COLMAN. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Moody County
How big is Moody County
- Land area519 sq mi
- Rank by land area among South Dakota counties59th of 66
- Width, east to west21.7 mi
- Height, north to south24.1 mi
- Geographies sharing a boundary3
- Residents per square mile of land12
- Establishments per square mile0.30
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Moody County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Moody County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population6,397
- Households2,559
- Average household size2.50
- Median household income$78,427
- Median age40.8
Common questions
Moody County questions, answered from the record.
How many people live in Moody County, South Dakota?
6,397, in 2,559 households, ranking 27th of 66 South Dakota counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Moody County growing?
The population has grown 3.05 percent since the 2020 census base. In 2024 there were 107 births against 73 deaths, with net migration of 53. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Moody County?
$78,427. The median owner-occupied home is valued at $226,500, which is 2.9 times income, and median gross rent is $758 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Moody County?
158 establishments, employing 1,499 people with an annual payroll of $75.0 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Moody County?
Average annual pay is $53,179, or $1,023 a week, across 2,561 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Moody County?
3 7(a) approvals totalling $905,200 since FY2020, across 3 lenders, with a median approval of $110,000, plus 5 504 approvals worth $4.4 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Moody County?
18 housing units were authorised by permit in 2024, with a declared construction value of $7.3 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Moody County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Moody County come from?
The largest single origin is Moody County Non-migrants, with 2,397 households. Arriving households report an average income of $74,049 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Moody County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Moody County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.