Anderson County, Tennessee: commercial real estate data.
Anderson County, Tennessee has a population of 79,153 across 337 square miles, up 5.6 percent since the 2020 census base. County output reached $7.86 bn in 2024, 1,599 establishments operate here, and the SBA record carries 30 7(a) approvals worth $20.3 m.
121 sourced county values · tier FULL · 11 sections
Anderson County
How many people live in Anderson County
- Population79,153
- Households32,755
- Average household size2.42
- Median household income$66,183
- Median age41.5
- Median gross rent$1,031 per month
- Median owner-occupied home value$239,400
- Home value to household income3.6 times
- Annual rent as a share of median income18.7 percent
- Adults 25 and over with a bachelor degree or higher27.5 percent
- Adults 25 and over with a graduate degree11.3 percent
- Adults 25 and over56,554
- Population under 1816,872
- Share under 1821.3 percent
- Population 65 and over15,978
- Share 65 and over20.2 percent
- Working age population, 18 to 6446,303
- Civilian labor force37,166
- Unemployment rate3.7 percent
- Labor force participation, adults 18 and over59.7 percent
- Rank by population among Tennessee counties18th of 95
- Rank by population among US county-equivalents735th
Anderson County is the 18th largest of 95 Tennessee counties by population. A median home costs 3.6 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 21.3 percent against 20.2 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Anderson County
Is Anderson County growing
- Population change since the 2020 census base5.57 percent
- Census 2020 base population77,154
- Births, 2024857
- Deaths, 20241,144
- Natural change, 2024-287
- Net domestic migration, 20241,276
- Net international migration, 2024125
- Total net migration, 20241,401
- Cumulative net domestic migration, 2021 to 20245,152
- Rank by growth among US county-equivalents464th
The county has grown 5.57 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Anderson County
Where people moving to Anderson County come from
- Tax returns filed by households arriving3,107
- People arriving, from those returns5,797
- Adjusted gross income arriving$195.7 m
- Net adjusted gross income movement$0
- Average income of an arriving household$62,984
- Largest single originAnderson County Non-migrants (28,756 households)
- Largest single destination (28,756 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Anderson County Non-migrants | 28,756 | 57,695 | $2.38 bn |
| Other flows - Different State | 1,140 | 2,239 | $87.5 m |
| Knox County | 1,030 | 1,913 | $59.2 m |
| Other flows - South | 526 | 960 | $34.9 m |
| Other flows - West | 294 | 664 | $28.8 m |
| Other flows - Same State | 269 | 449 | $12.7 m |
| Other flows - Midwest | 233 | 434 | $15.6 m |
| Roane County | 206 | 382 | $11.8 m |
The largest single source of arrivals is Anderson County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Anderson County
What the Anderson County economy runs on
- County GDP, 2024$7.86 bn
- County GDP, 2023$7.39 bn
- GDP change, 2023 to 20246.4 percent
- GDP change over five years47.6 percent
- Rank by GDP among Tennessee counties14th
- Rank by GDP among US county-equivalents534th
- GDP per resident$99,273
Output grew 6.4 percent in the latest year and 47.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Anderson County
Who employs people in Anderson County
- Covered employment, annual average46,052
- Establishments reporting2,081
- Average annual pay$79,878
- Average weekly wage$1,536
- Sector 31-33, employment14,852
- Sector 31-33, average annual pay$101,165
- Sector 62, employment4,885
- Sector 62, average annual pay$61,681
- Sector 56, employment4,340
- Sector 56, average annual pay$89,451
- Sector 54, employment4,196
- Sector 54, average annual pay$118,352
- Sector 44-45, employment3,678
- Sector 72, employment3,383
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 14,852 | 118 | $101,165 |
| Sector 62 | 4,885 | 258 | $61,681 |
| Sector 56 | 4,340 | 142 | $89,451 |
| Sector 54 | 4,196 | 330 | $118,352 |
| Sector 44-45 | 3,678 | 247 | $37,728 |
| Sector 72 | 3,383 | 188 | $22,829 |
| Sector 23 | 1,938 | 153 | $80,224 |
| Sector 52 | 1,235 | 121 | $96,357 |
The largest sector is the biggest private employer group at 14,852 jobs, 32.3 percent of covered employment. Average pay per job exceeds median household income, which usually means single earner households and a wage base that can carry rent.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Anderson County
What businesses operate in Anderson County
- Establishments, all industries1,599
- Employment at those establishments48,104
- Annual payroll$3.85 bn
- Establishments per 1,000 residents20.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Anderson County
What is being built in Anderson County
- Housing units authorised by permit, 2024398
- Declared construction value permitted$70.7 m
- Single family units authorised277
- Multifamily units authorised121
- Multifamily share of units30.4 percent
- Average declared value per unit$177,639
- Units authorised per 1,000 households12.2
Multifamily is 30.4 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Anderson County
How much SBA lending happens in Anderson County
- 7(a) approvals recorded30
- 7(a) gross approval dollars$20.3 m
- Average 7(a) approval$675,150
- Median 7(a) approval$500,000
- 10th percentile approval$90,000
- 90th percentile approval$2,097,000
- Largest single approval$2,501,000
- Jobs reported supported, 7(a)204
- Jobs per approval6.8
- Distinct 7(a) lenders active20
- Distinct industries receiving approvals24
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer23.3 percent
- Loans on real estate terms7
- Loans on working capital terms, 120 months or shorter19
- Franchise loans8
- Franchise share of approvals26.7 percent
- Leading industry by approval countElectrical Contractors and Other Wiring Installation Contractors (3)
- Most active lenderU.S. Bank, National Association (4)
- 504 approvals recorded12
- 504 gross approval dollars$10.4 m
- Average 504 approval$867,417
- Median 504 approval$774,000
- Distinct CDCs active2
- 504 jobs per approval21.2
- 504 jobs per million dollars approved24.4
- Most active CDCBrightbridge, Inc. (11)
- 7(a) share of SBA approvals71.4 percent
- Combined SBA approval dollars$30.7 m
The average approval of $675,150 sits close to the median of $500,000, so lending here is fairly evenly sized rather than driven by a few large deals. Only 23.3 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Anderson County
Do SBA loans in Anderson County get paid back
- Loans with a final outcome recorded10
- Paid in full10
- Charged off0
- Charge off rate on resolved loans0.0 percent
- Status: Paid in full10
- Status: Exempt from disclosure16
- Status: Cancelled2
- Status: Committed, not yet disbursed2
Of the 10 loans that have reached a final outcome, 0.0 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Anderson County
Which parts of Anderson County get the lending
- Places in the county with recorded lending5
- OAK RIDGE, approvals16
- CLINTON, approvals9
- POWELL, approvals2
- ANDERSONVILLE, approvals2
- Oliver Springs, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| OAK RIDGE | 16 | $9,337,000 |
| CLINTON | 9 | $6,349,500 |
| POWELL | 2 | $2,151,000 |
| ANDERSONVILLE | 2 | $1,265,000 |
| Oliver Springs | 1 | $1,152,000 |
OAK RIDGE accounts for 16 approvals against 9 in CLINTON. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Anderson County
How big is Anderson County
- Land area337 sq mi
- Rank by land area among Tennessee counties65th of 95
- Width, east to west27.9 mi
- Height, north to south24.9 mi
- Geographies sharing a boundary6
- Residents per square mile of land235
- Establishments per square mile4.74
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Anderson County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Anderson County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population79,153
- Households32,755
- Average household size2.42
- Median household income$66,183
- Median age41.5
Common questions
Anderson County questions, answered from the record.
How many people live in Anderson County, Tennessee?
79,153, in 32,755 households, ranking 18th of 95 Tennessee counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Anderson County growing?
The population has grown 5.57 percent since the 2020 census base. In 2024 there were 857 births against 1,144 deaths, with net migration of 1,401. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Anderson County?
$66,183. The median owner-occupied home is valued at $239,400, which is 3.6 times income, and median gross rent is $1,031 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Anderson County?
1,599 establishments, employing 48,104 people with an annual payroll of $3.85 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Anderson County?
Average annual pay is $79,878, or $1,536 a week, across 46,052 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Anderson County?
30 7(a) approvals totalling $20.3 m since FY2020, across 20 lenders, with a median approval of $500,000, plus 12 504 approvals worth $10.4 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Anderson County get paid back?
Of the 10 loans that have reached a final outcome, 10 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Anderson County?
398 housing units were authorised by permit in 2024, with a declared construction value of $70.7 m. Multifamily was 30.4 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Anderson County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Anderson County come from?
The largest single origin is Anderson County Non-migrants, with 28,756 households. Arriving households report an average income of $62,984 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Anderson County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Anderson County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.