Campbell County, Tennessee: commercial real estate data.
Campbell County, Tennessee has a population of 39,761 across 480 square miles, up 2.4 percent since the 2020 census base. County output reached $1.45 bn in 2024, 579 establishments operate here, and the SBA record carries 7 7(a) approvals worth $5.6 m.
118 sourced county values · tier FULL · 11 sections
Campbell County
How many people live in Campbell County
- Population39,761
- Households17,186
- Average household size2.31
- Median household income$51,557
- Median age44.2
- Median gross rent$716 per month
- Median owner-occupied home value$186,500
- Home value to household income3.6 times
- Annual rent as a share of median income16.7 percent
- Adults 25 and over with a bachelor degree or higher12.7 percent
- Adults 25 and over with a graduate degree5.8 percent
- Adults 25 and over28,912
- Population under 188,067
- Share under 1820.3 percent
- Population 65 and over8,388
- Share 65 and over21.1 percent
- Working age population, 18 to 6423,306
- Civilian labor force16,811
- Unemployment rate5.0 percent
- Labor force participation, adults 18 and over53.0 percent
- Rank by population among Tennessee counties40th of 95
- Rank by population among US county-equivalents1210th
Campbell County is the 40th largest of 95 Tennessee counties by population. A median home costs 3.6 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 21.1 percent against 20.3 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Campbell County
Is Campbell County growing
- Population change since the 2020 census base2.44 percent
- Census 2020 base population39,278
- Births, 2024413
- Deaths, 2024739
- Natural change, 2024-326
- Net domestic migration, 2024317
- Net international migration, 202421
- Total net migration, 2024338
- Cumulative net domestic migration, 2021 to 20242,078
- Rank by growth among US county-equivalents1026th
The county has grown 2.44 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Campbell County
Where people moving to Campbell County come from
- Tax returns filed by households arriving985
- People arriving, from those returns1,919
- Adjusted gross income arriving$66.4 m
- Net adjusted gross income movement$0
- Average income of an arriving household$67,424
- Largest single originCampbell County Non-migrants (12,706 households)
- Largest single destination (12,706 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Campbell County Non-migrants | 12,706 | 26,864 | $744.5 m |
| Other flows - Different State | 474 | 930 | $44.3 m |
| Other flows - South | 222 | 418 | $13.3 m |
| Other flows - Midwest | 149 | 297 | $22.6 m |
| Knox County | 147 | 258 | $8.4 m |
| Anderson County | 144 | 313 | $5.6 m |
| Other flows - Same State | 127 | 220 | $4.7 m |
| Other flows - West | 61 | 133 | $4.4 m |
The largest single source of arrivals is Campbell County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Campbell County
What the Campbell County economy runs on
- County GDP, 2024$1.45 bn
- County GDP, 2023$1.33 bn
- GDP change, 2023 to 20249.3 percent
- GDP change over five years41.0 percent
- Rank by GDP among Tennessee counties47th
- Rank by GDP among US county-equivalents1544th
- GDP per resident$36,438
Output grew 9.3 percent in the latest year and 41.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Campbell County
Who employs people in Campbell County
- Covered employment, annual average9,359
- Establishments reporting748
- Average annual pay$44,011
- Average weekly wage$846
- Sector 44-45, employment1,545
- Sector 44-45, average annual pay$32,002
- Sector 31-33, employment1,269
- Sector 31-33, average annual pay$57,012
- Sector 72, employment972
- Sector 72, average annual pay$22,097
- Sector 56, employment524
- Sector 56, average annual pay$36,088
- Sector 23, employment419
- Sector 52, employment252
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 1,545 | 122 | $32,002 |
| Sector 31-33 | 1,269 | 51 | $57,012 |
| Sector 72 | 972 | 68 | $22,097 |
| Sector 56 | 524 | 31 | $36,088 |
| Sector 23 | 419 | 73 | $50,004 |
| Sector 52 | 252 | 51 | $74,368 |
| Sector 71 | 238 | 15 | $41,479 |
| Sector 81 | 147 | 37 | $37,353 |
The largest sector is the biggest private employer group at 1,545 jobs, 16.5 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Campbell County
What businesses operate in Campbell County
- Establishments, all industries579
- Employment at those establishments7,285
- Annual payroll$275.6 m
- Establishments per 1,000 residents14.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Campbell County
What is being built in Campbell County
- Housing units authorised by permit, 2024111
- Declared construction value permitted$29.5 m
- Single family units authorised111
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$266,128
- Units authorised per 1,000 households6.5
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Campbell County
How much SBA lending happens in Campbell County
- 7(a) approvals recorded7
- 7(a) gross approval dollars$5.6 m
- Average 7(a) approval$796,400
- Median 7(a) approval$150,000
- 10th percentile approval$23,800
- 90th percentile approval$3,621,000
- Largest single approval$3,621,000
- Jobs reported supported, 7(a)36
- Jobs per approval5.1
- Distinct 7(a) lenders active5
- Distinct industries receiving approvals7
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer42.9 percent
- Loans on real estate terms3
- Loans on working capital terms, 120 months or shorter4
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countMarinas (1)
- Most active lenderCommunity Trust Bank, Inc. (2)
- 504 approvals recorded2
- 504 gross approval dollars$1.9 m
- Average 504 approval$973,000
- Median 504 approval$1,556,000
- Distinct CDCs active1
- 504 jobs per approval2.0
- 504 jobs per million dollars approved2.1
- Most active CDCBrightbridge, Inc. (2)
- 7(a) share of SBA approvals77.8 percent
- Combined SBA approval dollars$7.5 m
The average approval of $796,400 sits well above the median of $150,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. 42.9 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Campbell County
Do SBA loans in Campbell County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Exempt from disclosure5
- Status: Paid in full1
- Status: Cancelled1
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Campbell County
Which parts of Campbell County get the lending
- Places in the county with recorded lending4
- LA FOLLETTE, approvals4
- JACKSBORO, approvals1
- CARYVILLE, approvals1
- JELLICO, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| LA FOLLETTE | 4 | $603,800 |
| JACKSBORO | 1 | $3,621,000 |
| CARYVILLE | 1 | $1,200,000 |
| JELLICO | 1 | $150,000 |
LA FOLLETTE accounts for 4 approvals against 1 in JACKSBORO. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Campbell County
How big is Campbell County
- Land area480 sq mi
- Rank by land area among Tennessee counties42nd of 95
- Width, east to west26 mi
- Height, north to south28.6 mi
- Geographies sharing a boundary4
- Residents per square mile of land83
- Establishments per square mile1.21
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Campbell County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Campbell County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population39,761
- Households17,186
- Average household size2.31
- Median household income$51,557
- Median age44.2
Common questions
Campbell County questions, answered from the record.
How many people live in Campbell County, Tennessee?
39,761, in 17,186 households, ranking 40th of 95 Tennessee counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Campbell County growing?
The population has grown 2.44 percent since the 2020 census base. In 2024 there were 413 births against 739 deaths, with net migration of 338. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Campbell County?
$51,557. The median owner-occupied home is valued at $186,500, which is 3.6 times income, and median gross rent is $716 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Campbell County?
579 establishments, employing 7,285 people with an annual payroll of $275.6 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Campbell County?
Average annual pay is $44,011, or $846 a week, across 9,359 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Campbell County?
7 7(a) approvals totalling $5.6 m since FY2020, across 5 lenders, with a median approval of $150,000, plus 2 504 approvals worth $1.9 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Campbell County?
111 housing units were authorised by permit in 2024, with a declared construction value of $29.5 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Campbell County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Campbell County come from?
The largest single origin is Campbell County Non-migrants, with 12,706 households. Arriving households report an average income of $67,424 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Campbell County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Campbell County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.