Claiborne County, Tennessee: commercial real estate data.
Claiborne County, Tennessee has a population of 32,466 across 435 square miles, up 3.2 percent since the 2020 census base. County output reached $1.10 bn in 2024, 466 establishments operate here, and the SBA record carries 5 7(a) approvals worth $6.0 m.
106 sourced county values · tier FULL · 11 sections
Claiborne County
How many people live in Claiborne County
- Population32,466
- Households13,724
- Average household size2.37
- Median household income$49,379
- Median age42.5
- Median gross rent$745 per month
- Median owner-occupied home value$159,900
- Home value to household income3.2 times
- Annual rent as a share of median income18.1 percent
- Adults 25 and over with a bachelor degree or higher18.2 percent
- Adults 25 and over with a graduate degree9.0 percent
- Adults 25 and over23,398
- Population under 186,085
- Share under 1818.7 percent
- Population 65 and over6,502
- Share 65 and over20.0 percent
- Working age population, 18 to 6419,879
- Civilian labor force14,235
- Unemployment rate4.5 percent
- Labor force participation, adults 18 and over54.0 percent
- Rank by population among Tennessee counties47th of 95
- Rank by population among US county-equivalents1409th
Claiborne County is the 47th largest of 95 Tennessee counties by population. A median home costs 3.2 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 20.0 percent against 18.7 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Claiborne County
Is Claiborne County growing
- Population change since the 2020 census base3.22 percent
- Census 2020 base population32,037
- Births, 2024350
- Deaths, 2024511
- Natural change, 2024-161
- Net domestic migration, 2024441
- Net international migration, 202452
- Total net migration, 2024493
- Cumulative net domestic migration, 2021 to 20241,605
- Rank by growth among US county-equivalents824th
The county has grown 3.22 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Claiborne County
Where people moving to Claiborne County come from
- Tax returns filed by households arriving802
- People arriving, from those returns1,561
- Adjusted gross income arriving$46.8 m
- Net adjusted gross income movement$0
- Average income of an arriving household$58,292
- Largest single originClaiborne County Non-migrants (10,337 households)
- Largest single destination (10,337 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Claiborne County Non-migrants | 10,337 | 21,410 | $576.0 m |
| Other flows - Different State | 425 | 810 | $29.7 m |
| Other flows - South | 226 | 424 | $14.2 m |
| Other flows - Same State | 137 | 270 | $6.3 m |
| Bell County | 101 | 197 | $3.9 m |
| Other flows - Midwest | 99 | 201 | $9.0 m |
| Knox County | 66 | 120 | $3.1 m |
| Other flows - West | 51 | 98 | $3.2 m |
The largest single source of arrivals is Claiborne County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Claiborne County
What the Claiborne County economy runs on
- County GDP, 2024$1.10 bn
- County GDP, 2023$1.07 bn
- GDP change, 2023 to 20243.0 percent
- GDP change over five years29.8 percent
- Rank by GDP among Tennessee counties55th
- Rank by GDP among US county-equivalents1760th
- GDP per resident$33,866
Output grew 3.0 percent in the latest year and 29.8 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Claiborne County
Who employs people in Claiborne County
- Covered employment, annual average8,786
- Establishments reporting601
- Average annual pay$45,889
- Average weekly wage$882
- Sector 31-33, employment2,169
- Sector 31-33, average annual pay$50,551
- Sector 44-45, employment929
- Sector 44-45, average annual pay$30,955
- Sector 72, employment577
- Sector 72, average annual pay$17,745
- Sector 48-49, employment353
- Sector 48-49, average annual pay$58,893
- Sector 23, employment207
- Sector 81, employment178
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 2,169 | 30 | $50,551 |
| Sector 44-45 | 929 | 94 | $30,955 |
| Sector 72 | 577 | 41 | $17,745 |
| Sector 48-49 | 353 | 26 | $58,893 |
| Sector 23 | 207 | 55 | $64,931 |
| Sector 81 | 178 | 36 | $48,315 |
| Sector 54 | 172 | 42 | $55,386 |
| Sector 52 | 162 | 31 | $57,830 |
The largest sector is the biggest private employer group at 2,169 jobs, 24.7 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Claiborne County
What businesses operate in Claiborne County
- Establishments, all industries466
- Employment at those establishments7,084
- Annual payroll$290.8 m
- Establishments per 1,000 residents14.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Claiborne County
What is being built in Claiborne County
- Housing units authorised by permit, 2024107
- Declared construction value permitted$25.3 m
- Single family units authorised103
- Multifamily units authorised4
- Multifamily share of units3.7 percent
- Average declared value per unit$236,274
- Units authorised per 1,000 households7.8
Multifamily is 3.7 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Claiborne County
How much SBA lending happens in Claiborne County
- 7(a) approvals recorded5
- 7(a) gross approval dollars$6.0 m
- Average 7(a) approval$1,191,440
- Median 7(a) approval$622,000
- 10th percentile approval$57,200
- 90th percentile approval$3,645,500
- Largest single approval$3,645,500
- Jobs reported supported, 7(a)244
- Jobs per approval48.8
- Distinct 7(a) lenders active3
- Distinct industries receiving approvals3
- Median 7(a) term300 months
- Share of loans on real estate terms, 240 months or longer60.0 percent
- Loans on real estate terms3
- Loans on working capital terms, 120 months or shorter1
- Franchise loans2
- Franchise share of approvals40.0 percent
- Leading industry by approval countFurniture Retailers (2)
- Most active lenderThe Huntington National Bank (2)
The average approval of $1,191,440 sits well above the median of $622,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. 60.0 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Claiborne County
Do SBA loans in Claiborne County get paid back
- Loans with a final outcome recorded2
- Paid in full2
- Charged off0
- Status: Paid in full2
- Status: Exempt from disclosure3
Too few loans have reached a final outcome to publish a charge off rate. only 2 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Claiborne County
Which parts of Claiborne County get the lending
- Places in the county with recorded lending3
- HARROGATE, approvals2
- NEW TAZEWELL, approvals2
- Tazewell, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| HARROGATE | 2 | $459,700 |
| NEW TAZEWELL | 2 | $4,875,500 |
| Tazewell | 1 | $622,000 |
HARROGATE accounts for 2 approvals against 2 in NEW TAZEWELL. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Claiborne County
How big is Claiborne County
- Land area435 sq mi
- Rank by land area among Tennessee counties49th of 95
- Width, east to west33.4 mi
- Height, north to south17.7 mi
- Geographies sharing a boundary4
- Residents per square mile of land75
- Establishments per square mile1.07
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Claiborne County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Claiborne County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population32,466
- Households13,724
- Average household size2.37
- Median household income$49,379
- Median age42.5
Common questions
Claiborne County questions, answered from the record.
How many people live in Claiborne County, Tennessee?
32,466, in 13,724 households, ranking 47th of 95 Tennessee counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Claiborne County growing?
The population has grown 3.22 percent since the 2020 census base. In 2024 there were 350 births against 511 deaths, with net migration of 493. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Claiborne County?
$49,379. The median owner-occupied home is valued at $159,900, which is 3.2 times income, and median gross rent is $745 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Claiborne County?
466 establishments, employing 7,084 people with an annual payroll of $290.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Claiborne County?
Average annual pay is $45,889, or $882 a week, across 8,786 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Claiborne County?
5 7(a) approvals totalling $6.0 m since FY2020, across 3 lenders, with a median approval of $622,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Claiborne County?
107 housing units were authorised by permit in 2024, with a declared construction value of $25.3 m. Multifamily was 3.7 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Claiborne County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Claiborne County come from?
The largest single origin is Claiborne County Non-migrants, with 10,337 households. Arriving households report an average income of $58,292 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Claiborne County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Claiborne County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.