Decatur County, Tennessee: commercial real estate data.
Decatur County, Tennessee has a population of 11,579 across 334 square miles, up 3.2 percent since the 2020 census base. County output reached $456.7 m in 2024, 228 establishments operate here, and the SBA record carries 2 7(a) approvals worth $3.0 m.
101 sourced county values · tier FULL · 10 sections
Decatur County
How many people live in Decatur County
- Population11,579
- Households4,568
- Average household size2.53
- Median household income$45,375
- Median age45.8
- Median gross rent$757 per month
- Median owner-occupied home value$139,600
- Home value to household income3.1 times
- Annual rent as a share of median income20.0 percent
- Adults 25 and over with a bachelor degree or higher14.0 percent
- Adults 25 and over with a graduate degree2.6 percent
- Adults 25 and over8,555
- Population under 182,335
- Share under 1820.2 percent
- Population 65 and over2,756
- Share 65 and over23.8 percent
- Working age population, 18 to 646,488
- Civilian labor force4,887
- Unemployment rate7.2 percent
- Labor force participation, adults 18 and over52.9 percent
- Rank by population among Tennessee counties87th of 95
- Rank by population among US county-equivalents2385th
Decatur County is the 87th largest of 95 Tennessee counties by population. A median home costs 3.1 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 23.8 percent against 20.2 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Decatur County
Is Decatur County growing
- Population change since the 2020 census base3.18 percent
- Census 2020 base population11,436
- Births, 2024121
- Deaths, 2024191
- Natural change, 2024-70
- Net domestic migration, 2024143
- Net international migration, 202420
- Total net migration, 2024163
- Cumulative net domestic migration, 2021 to 2024694
- Rank by growth among US county-equivalents832nd
The county has grown 3.18 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Decatur County
Where people moving to Decatur County come from
- Tax returns filed by households arriving343
- People arriving, from those returns674
- Adjusted gross income arriving$17.8 m
- Net adjusted gross income movement$0
- Average income of an arriving household$51,974
- Largest single originDecatur County Non-migrants (3,784 households)
- Largest single destination (3,784 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Decatur County Non-migrants | 3,784 | 8,016 | $217.3 m |
| Other flows - Same State | 145 | 285 | $7.4 m |
| Other flows - Different State | 133 | 244 | $7.7 m |
| Henderson County | 65 | 145 | $2.7 m |
| Other flows - South | 61 | 114 | $3.3 m |
| Other flows - West | 38 | 78 | $2.7 m |
| Other flows - Midwest | 34 | 52 | $1.8 m |
The largest single source of arrivals is Decatur County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Decatur County
What the Decatur County economy runs on
- County GDP, 2024$456.7 m
- County GDP, 2023$424.9 m
- GDP change, 2023 to 20247.5 percent
- GDP change over five years40.3 percent
- Rank by GDP among Tennessee counties82nd
- Rank by GDP among US county-equivalents2462nd
- GDP per resident$39,444
Output grew 7.5 percent in the latest year and 40.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Decatur County
Who employs people in Decatur County
- Covered employment, annual average3,565
- Establishments reporting299
- Average annual pay$46,601
- Average weekly wage$896
- Sector 62, employment699
- Sector 62, average annual pay$47,863
- Sector 31-33, employment556
- Sector 31-33, average annual pay$53,295
- Sector 44-45, employment359
- Sector 44-45, average annual pay$28,034
- Sector 72, employment277
- Sector 72, average annual pay$16,331
- Sector 23, employment175
- Sector 81, employment153
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 699 | 37 | $47,863 |
| Sector 31-33 | 556 | 21 | $53,295 |
| Sector 44-45 | 359 | 48 | $28,034 |
| Sector 72 | 277 | 26 | $16,331 |
| Sector 23 | 175 | 26 | $57,254 |
| Sector 81 | 153 | 16 | $66,578 |
| Sector 52 | 152 | 14 | $73,303 |
| Sector 42 | 106 | 13 | $59,907 |
The largest sector is the biggest private employer group at 699 jobs, 19.6 percent of covered employment. Average pay per job exceeds median household income, which usually means single earner households and a wage base that can carry rent.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Decatur County
What businesses operate in Decatur County
- Establishments, all industries228
- Employment at those establishments3,053
- Annual payroll$162.8 m
- Establishments per 1,000 residents19.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Decatur County
What is being built in Decatur County
- Housing units authorised by permit, 202412
- Declared construction value permitted$1.8 m
- Single family units authorised8
- Multifamily units authorised4
- Multifamily share of units33.3 percent
- Average declared value per unit$148,067
- Units authorised per 1,000 households2.6
Multifamily is 33.3 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Decatur County
How much SBA lending happens in Decatur County
- 7(a) approvals recorded2
- 7(a) gross approval dollars$3.0 m
- Average 7(a) approval$1,500,000
- Median 7(a) approval$1,900,000
- 10th percentile approval$1,100,000
- 90th percentile approval$1,900,000
- Largest single approval$1,900,000
- Jobs reported supported, 7(a)68
- Jobs per approval34.0
- Distinct 7(a) lenders active1
- Distinct industries receiving approvals1
- Median 7(a) term300 months
- Share of loans on real estate terms, 240 months or longer50.0 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter1
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countCorrugated and Solid Fiber Box Manufacturing (2)
- Most active lenderNewtek Bank, National Association (2)
The average approval of $1,500,000 sits close to the median of $1,900,000, so lending here is fairly evenly sized rather than driven by a few large deals. 50.0 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Decatur County
Do SBA loans in Decatur County get paid back
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure2
Too few loans have reached a final outcome to publish a charge off rate. only 0 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Decatur County
How big is Decatur County
- Land area334 sq mi
- Rank by land area among Tennessee counties66th of 95
- Width, east to west15.3 mi
- Height, north to south32 mi
- Geographies sharing a boundary6
- Residents per square mile of land35
- Establishments per square mile0.68
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Decatur County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Decatur County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population11,579
- Households4,568
- Average household size2.53
- Median household income$45,375
- Median age45.8
Common questions
Decatur County questions, answered from the record.
How many people live in Decatur County, Tennessee?
11,579, in 4,568 households, ranking 87th of 95 Tennessee counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Decatur County growing?
The population has grown 3.18 percent since the 2020 census base. In 2024 there were 121 births against 191 deaths, with net migration of 163. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Decatur County?
$45,375. The median owner-occupied home is valued at $139,600, which is 3.1 times income, and median gross rent is $757 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Decatur County?
228 establishments, employing 3,053 people with an annual payroll of $162.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Decatur County?
Average annual pay is $46,601, or $896 a week, across 3,565 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Decatur County?
2 7(a) approvals totalling $3.0 m since FY2020, across 1 lenders, with a median approval of $1,900,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Decatur County?
12 housing units were authorised by permit in 2024, with a declared construction value of $1.8 m. Multifamily was 33.3 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Decatur County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Decatur County come from?
The largest single origin is Decatur County Non-migrants, with 3,784 households. Arriving households report an average income of $51,974 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Decatur County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Decatur County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.