Giles County, Tennessee: commercial real estate data.
Giles County, Tennessee has a population of 30,620 across 611 square miles, up 2.1 percent since the 2020 census base. County output reached $1.60 bn in 2024, 543 establishments operate here, and the SBA record carries 8 7(a) approvals worth $5.3 m.
116 sourced county values · tier FULL · 11 sections
Giles County
How many people live in Giles County
- Population30,620
- Households12,058
- Average household size2.54
- Median household income$62,307
- Median age43.5
- Median gross rent$862 per month
- Median owner-occupied home value$234,300
- Home value to household income3.8 times
- Annual rent as a share of median income16.6 percent
- Adults 25 and over with a bachelor degree or higher20.1 percent
- Adults 25 and over with a graduate degree6.8 percent
- Adults 25 and over21,733
- Population under 186,318
- Share under 1820.6 percent
- Population 65 and over6,463
- Share 65 and over21.1 percent
- Working age population, 18 to 6417,839
- Civilian labor force14,139
- Unemployment rate4.4 percent
- Labor force participation, adults 18 and over58.2 percent
- Rank by population among Tennessee counties49th of 95
- Rank by population among US county-equivalents1459th
Giles County is the 49th largest of 95 Tennessee counties by population. A median home costs 3.8 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 21.1 percent against 20.6 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Giles County
Is Giles County growing
- Population change since the 2020 census base2.07 percent
- Census 2020 base population30,343
- Births, 2024352
- Deaths, 2024427
- Natural change, 2024-75
- Net domestic migration, 2024194
- Net international migration, 202437
- Total net migration, 2024231
- Cumulative net domestic migration, 2021 to 20241,161
- Rank by growth among US county-equivalents1156th
The county has grown 2.07 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Giles County
Where people moving to Giles County come from
- Tax returns filed by households arriving842
- People arriving, from those returns1,672
- Adjusted gross income arriving$46.5 m
- Net adjusted gross income movement$0
- Average income of an arriving household$55,227
- Largest single originGiles County Non-migrants (10,691 households)
- Largest single destination (10,691 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Giles County Non-migrants | 10,691 | 21,668 | $670.9 m |
| Other flows - Different State | 285 | 577 | $18.2 m |
| Other flows - South | 143 | 258 | $8.4 m |
| Maury County | 121 | 259 | $5.9 m |
| Other flows - Same State | 84 | 159 | $3.6 m |
| Lawrence County | 76 | 142 | $2.5 m |
| Marshall County | 69 | 151 | $3.1 m |
| Other flows - West | 68 | 161 | $5.3 m |
The largest single source of arrivals is Giles County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Giles County
What the Giles County economy runs on
- County GDP, 2024$1.60 bn
- County GDP, 2023$1.54 bn
- GDP change, 2023 to 20243.8 percent
- GDP change over five years36.4 percent
- Rank by GDP among Tennessee counties44th
- Rank by GDP among US county-equivalents1456th
- GDP per resident$52,296
Output grew 3.8 percent in the latest year and 36.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Giles County
Who employs people in Giles County
- Covered employment, annual average9,906
- Establishments reporting721
- Average annual pay$51,003
- Average weekly wage$981
- Sector 31-33, employment3,085
- Sector 31-33, average annual pay$62,952
- Sector 44-45, employment1,213
- Sector 44-45, average annual pay$29,425
- Sector 72, employment797
- Sector 72, average annual pay$19,959
- Sector 42, employment372
- Sector 42, average annual pay$67,891
- Sector 56, employment359
- Sector 52, employment339
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 3,085 | 51 | $62,952 |
| Sector 44-45 | 1,213 | 123 | $29,425 |
| Sector 72 | 797 | 60 | $19,959 |
| Sector 42 | 372 | 42 | $67,891 |
| Sector 56 | 359 | 40 | $38,257 |
| Sector 52 | 339 | 55 | $68,625 |
| Sector 23 | 338 | 58 | $58,585 |
| Sector 81 | 141 | 39 | $46,065 |
The largest sector is the biggest private employer group at 3,085 jobs, 31.1 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Giles County
What businesses operate in Giles County
- Establishments, all industries543
- Employment at those establishments8,391
- Annual payroll$384.9 m
- Establishments per 1,000 residents17.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Giles County
What is being built in Giles County
- Housing units authorised by permit, 202472
- Declared construction value permitted$16.1 m
- Single family units authorised66
- Multifamily units authorised6
- Multifamily share of units8.3 percent
- Average declared value per unit$223,135
- Units authorised per 1,000 households6.0
Multifamily is 8.3 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Giles County
How much SBA lending happens in Giles County
- 7(a) approvals recorded8
- 7(a) gross approval dollars$5.3 m
- Average 7(a) approval$658,725
- Median 7(a) approval$537,800
- 10th percentile approval$25,000
- 90th percentile approval$1,860,000
- Largest single approval$1,860,000
- Jobs reported supported, 7(a)34
- Jobs per approval4.3
- Distinct 7(a) lenders active7
- Distinct industries receiving approvals8
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer37.5 percent
- Loans on real estate terms3
- Loans on working capital terms, 120 months or shorter5
- Franchise loans1
- Franchise share of approvals12.5 percent
- Leading industry by approval countOffices of Dentists (1)
- Most active lenderU.S. Bank, National Association (2)
- 504 approvals recorded3
- 504 gross approval dollars$4.5 m
- Average 504 approval$1,497,000
- Median 504 approval$1,981,000
- Distinct CDCs active2
- 504 jobs per approval13.3
- 504 jobs per million dollars approved8.9
- Most active CDCBrightbridge, Inc. (2)
- 7(a) share of SBA approvals72.7 percent
- Combined SBA approval dollars$9.8 m
The average approval of $658,725 sits close to the median of $537,800, so lending here is fairly evenly sized rather than driven by a few large deals. 37.5 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Giles County
Do SBA loans in Giles County get paid back
- Loans with a final outcome recorded2
- Paid in full2
- Charged off0
- Status: Exempt from disclosure5
- Status: Paid in full2
- Status: Cancelled1
Too few loans have reached a final outcome to publish a charge off rate. only 2 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Giles County
Which parts of Giles County get the lending
- Places in the county with recorded lending2
- PULASKI, approvals7
- Ardmore, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| PULASKI | 7 | $3,531,500 |
| Ardmore | 1 | $1,738,300 |
PULASKI accounts for 7 approvals against 1 in Ardmore. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Giles County
How big is Giles County
- Land area611 sq mi
- Rank by land area among Tennessee counties12th of 95
- Width, east to west22.4 mi
- Height, north to south32 mi
- Geographies sharing a boundary4
- Residents per square mile of land50
- Establishments per square mile0.89
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Giles County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Giles County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population30,620
- Households12,058
- Average household size2.54
- Median household income$62,307
- Median age43.5
Common questions
Giles County questions, answered from the record.
How many people live in Giles County, Tennessee?
30,620, in 12,058 households, ranking 49th of 95 Tennessee counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Giles County growing?
The population has grown 2.07 percent since the 2020 census base. In 2024 there were 352 births against 427 deaths, with net migration of 231. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Giles County?
$62,307. The median owner-occupied home is valued at $234,300, which is 3.8 times income, and median gross rent is $862 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Giles County?
543 establishments, employing 8,391 people with an annual payroll of $384.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Giles County?
Average annual pay is $51,003, or $981 a week, across 9,906 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Giles County?
8 7(a) approvals totalling $5.3 m since FY2020, across 7 lenders, with a median approval of $537,800, plus 3 504 approvals worth $4.5 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Giles County?
72 housing units were authorised by permit in 2024, with a declared construction value of $16.1 m. Multifamily was 8.3 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Giles County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Giles County come from?
The largest single origin is Giles County Non-migrants, with 10,691 households. Arriving households report an average income of $55,227 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Giles County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Giles County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.