Grainger County, Tennessee: commercial real estate data.
Grainger County, Tennessee has a population of 24,266 across 281 square miles, up 6.6 percent since the 2020 census base. County output reached $753.6 m in 2024, 258 establishments operate here, and the SBA record carries 3 7(a) approvals worth $1.7 m.
102 sourced county values · tier FULL · 10 sections
Grainger County
How many people live in Grainger County
- Population24,266
- Households9,660
- Average household size2.51
- Median household income$50,538
- Median age47.4
- Median gross rent$746 per month
- Median owner-occupied home value$189,200
- Home value to household income3.7 times
- Annual rent as a share of median income17.7 percent
- Adults 25 and over with a bachelor degree or higher15.9 percent
- Adults 25 and over with a graduate degree6.9 percent
- Adults 25 and over18,044
- Population under 184,567
- Share under 1818.8 percent
- Population 65 and over5,462
- Share 65 and over22.5 percent
- Working age population, 18 to 6414,237
- Civilian labor force10,582
- Unemployment rate4.7 percent
- Labor force participation, adults 18 and over53.7 percent
- Rank by population among Tennessee counties61st of 95
- Rank by population among US county-equivalents1690th
Grainger County is the 61st largest of 95 Tennessee counties by population. A median home costs 3.7 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 22.5 percent against 18.8 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Grainger County
Is Grainger County growing
- Population change since the 2020 census base6.57 percent
- Census 2020 base population23,528
- Births, 2024244
- Deaths, 2024320
- Natural change, 2024-76
- Net domestic migration, 2024444
- Net international migration, 20248
- Total net migration, 2024452
- Cumulative net domestic migration, 2021 to 20241,955
- Rank by growth among US county-equivalents343rd
The county has grown 6.57 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Grainger County
Where people moving to Grainger County come from
- Tax returns filed by households arriving799
- People arriving, from those returns1,640
- Adjusted gross income arriving$53.6 m
- Net adjusted gross income movement$0
- Average income of an arriving household$67,138
- Largest single originGrainger County Non-migrants (8,042 households)
- Largest single destination (8,042 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Grainger County Non-migrants | 8,042 | 16,876 | $472.2 m |
| Other flows - Different State | 288 | 572 | $26.7 m |
| Knox County | 148 | 319 | $10.0 m |
| Other flows - South | 140 | 281 | $11.0 m |
| Hamblen County | 108 | 221 | $4.5 m |
| Other flows - Same State | 103 | 188 | $5.5 m |
| Other flows - Midwest | 61 | 121 | $6.5 m |
| Other flows - West | 54 | 106 | $6.1 m |
The largest single source of arrivals is Grainger County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Grainger County
What the Grainger County economy runs on
- County GDP, 2024$753.6 m
- County GDP, 2023$702.9 m
- GDP change, 2023 to 20247.2 percent
- GDP change over five years59.1 percent
- Rank by GDP among Tennessee counties69th
- Rank by GDP among US county-equivalents2071st
- GDP per resident$31,058
Output grew 7.2 percent in the latest year and 59.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Grainger County
Who employs people in Grainger County
- Covered employment, annual average4,301
- Establishments reporting378
- Average annual pay$54,454
- Average weekly wage$1,047
- Sector 31-33, employment1,301
- Sector 31-33, average annual pay$70,748
- Sector 44-45, employment448
- Sector 44-45, average annual pay$29,072
- Sector 23, employment347
- Sector 23, average annual pay$60,564
- Sector 62, employment228
- Sector 62, average annual pay$40,440
- Sector 48-49, employment196
- Sector 56, employment187
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 1,301 | 26 | $70,748 |
| Sector 44-45 | 448 | 62 | $29,072 |
| Sector 23 | 347 | 48 | $60,564 |
| Sector 62 | 228 | 35 | $40,440 |
| Sector 48-49 | 196 | 30 | $56,204 |
| Sector 56 | 187 | 15 | $45,286 |
| Sector 81 | 130 | 21 | $52,297 |
| Sector 52 | 83 | 16 | $60,359 |
The largest sector is the biggest private employer group at 1,301 jobs, 30.2 percent of covered employment. Average pay per job exceeds median household income, which usually means single earner households and a wage base that can carry rent.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Grainger County
What businesses operate in Grainger County
- Establishments, all industries258
- Employment at those establishments2,812
- Annual payroll$126.0 m
- Establishments per 1,000 residents10.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Grainger County
What is being built in Grainger County
- Housing units authorised by permit, 202468
- Declared construction value permitted$11.7 m
- Single family units authorised68
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$171,826
- Units authorised per 1,000 households7.0
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Grainger County
How much SBA lending happens in Grainger County
- 7(a) approvals recorded3
- 7(a) gross approval dollars$1.7 m
- Average 7(a) approval$569,000
- Median 7(a) approval$100,000
- 10th percentile approval$15,000
- 90th percentile approval$1,592,000
- Largest single approval$1,592,000
- Jobs reported supported, 7(a)19
- Jobs per approval6.3
- Distinct 7(a) lenders active3
- Distinct industries receiving approvals3
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter2
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countWood Kitchen Cabinet and Countertop Manufacturing (1)
- Most active lenderPinnacle Bank (1)
The average approval of $569,000 sits well above the median of $100,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 0.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Grainger County
Do SBA loans in Grainger County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure2
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Grainger County
How big is Grainger County
- Land area281 sq mi
- Rank by land area among Tennessee counties78th of 95
- Width, east to west26.6 mi
- Height, north to south23 mi
- Geographies sharing a boundary7
- Residents per square mile of land86
- Establishments per square mile0.92
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Grainger County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Grainger County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population24,266
- Households9,660
- Average household size2.51
- Median household income$50,538
- Median age47.4
Common questions
Grainger County questions, answered from the record.
How many people live in Grainger County, Tennessee?
24,266, in 9,660 households, ranking 61st of 95 Tennessee counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Grainger County growing?
The population has grown 6.57 percent since the 2020 census base. In 2024 there were 244 births against 320 deaths, with net migration of 452. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Grainger County?
$50,538. The median owner-occupied home is valued at $189,200, which is 3.7 times income, and median gross rent is $746 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Grainger County?
258 establishments, employing 2,812 people with an annual payroll of $126.0 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Grainger County?
Average annual pay is $54,454, or $1,047 a week, across 4,301 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Grainger County?
3 7(a) approvals totalling $1.7 m since FY2020, across 3 lenders, with a median approval of $100,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Grainger County?
68 housing units were authorised by permit in 2024, with a declared construction value of $11.7 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Grainger County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Grainger County come from?
The largest single origin is Grainger County Non-migrants, with 8,042 households. Arriving households report an average income of $67,138 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Grainger County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Grainger County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.