Hawkins County, Tennessee: commercial real estate data.
Hawkins County, Tennessee has a population of 57,964 across 487 square miles, up 4.7 percent since the 2020 census base. County output reached $2.44 bn in 2024, 638 establishments operate here, and the SBA record carries 16 7(a) approvals worth $10.4 m.
121 sourced county values · tier FULL · 11 sections
Hawkins County
How many people live in Hawkins County
- Population57,964
- Households23,567
- Average household size2.46
- Median household income$56,936
- Median age46.0
- Median gross rent$785 per month
- Median owner-occupied home value$176,300
- Home value to household income3.1 times
- Annual rent as a share of median income16.5 percent
- Adults 25 and over with a bachelor degree or higher16.2 percent
- Adults 25 and over with a graduate degree5.8 percent
- Adults 25 and over42,637
- Population under 1811,113
- Share under 1819.2 percent
- Population 65 and over12,630
- Share 65 and over21.8 percent
- Working age population, 18 to 6434,221
- Civilian labor force24,517
- Unemployment rate7.3 percent
- Labor force participation, adults 18 and over52.3 percent
- Rank by population among Tennessee counties26th of 95
- Rank by population among US county-equivalents921st
Hawkins County is the 26th largest of 95 Tennessee counties by population. A median home costs 3.1 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 21.8 percent against 19.2 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Hawkins County
Is Hawkins County growing
- Population change since the 2020 census base4.67 percent
- Census 2020 base population56,723
- Births, 2024529
- Deaths, 2024908
- Natural change, 2024-379
- Net domestic migration, 20241,138
- Net international migration, 20241
- Total net migration, 20241,139
- Cumulative net domestic migration, 2021 to 20244,484
- Rank by growth among US county-equivalents581st
The county has grown 4.67 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Hawkins County
Where people moving to Hawkins County come from
- Tax returns filed by households arriving1,808
- People arriving, from those returns3,559
- Adjusted gross income arriving$104.6 m
- Net adjusted gross income movement$0
- Average income of an arriving household$57,847
- Largest single originHawkins County Non-migrants (19,842 households)
- Largest single destination (19,842 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Hawkins County Non-migrants | 19,842 | 40,841 | $1.14 bn |
| Other flows - Different State | 811 | 1,574 | $56.7 m |
| Other flows - South | 410 | 771 | $25.2 m |
| Sullivan County | 404 | 793 | $20.2 m |
| Other flows - West | 156 | 319 | $13.8 m |
| Other flows - Northeast | 130 | 273 | $10.0 m |
| Other flows - Midwest | 115 | 211 | $7.7 m |
| Hamblen County | 109 | 240 | $6.5 m |
The largest single source of arrivals is Hawkins County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Hawkins County
What the Hawkins County economy runs on
- County GDP, 2024$2.44 bn
- County GDP, 2023$2.26 bn
- GDP change, 2023 to 20248.0 percent
- GDP change over five years40.8 percent
- Rank by GDP among Tennessee counties31st
- Rank by GDP among US county-equivalents1119th
- GDP per resident$42,033
Output grew 8.0 percent in the latest year and 40.8 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Hawkins County
Who employs people in Hawkins County
- Covered employment, annual average12,055
- Establishments reporting876
- Average annual pay$55,373
- Average weekly wage$1,065
- Sector 31-33, employment3,757
- Sector 31-33, average annual pay$69,607
- Sector 44-45, employment1,301
- Sector 44-45, average annual pay$28,132
- Sector 72, employment1,139
- Sector 72, average annual pay$17,496
- Sector 23, employment921
- Sector 23, average annual pay$86,528
- Sector 56, employment400
- Sector 48-49, employment259
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 3,757 | 56 | $69,607 |
| Sector 44-45 | 1,301 | 124 | $28,132 |
| Sector 72 | 1,139 | 73 | $17,496 |
| Sector 23 | 921 | 79 | $86,528 |
| Sector 56 | 400 | 56 | $54,626 |
| Sector 48-49 | 259 | 30 | $53,421 |
| Sector 54 | 231 | 77 | $68,297 |
| Sector 81 | 209 | 48 | $35,866 |
The largest sector is the biggest private employer group at 3,757 jobs, 31.2 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Hawkins County
What businesses operate in Hawkins County
- Establishments, all industries638
- Employment at those establishments9,986
- Annual payroll$472.1 m
- Establishments per 1,000 residents11.0
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Hawkins County
What is being built in Hawkins County
- Housing units authorised by permit, 2024153
- Declared construction value permitted$18.1 m
- Single family units authorised151
- Multifamily units authorised2
- Multifamily share of units1.3 percent
- Average declared value per unit$118,186
- Units authorised per 1,000 households6.5
Multifamily is 1.3 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Hawkins County
How much SBA lending happens in Hawkins County
- 7(a) approvals recorded16
- 7(a) gross approval dollars$10.4 m
- Average 7(a) approval$652,888
- Median 7(a) approval$180,000
- 10th percentile approval$20,000
- 90th percentile approval$2,150,000
- Largest single approval$3,890,300
- Jobs reported supported, 7(a)151
- Jobs per approval9.4
- Distinct 7(a) lenders active11
- Distinct industries receiving approvals11
- Median 7(a) term240 months
- Share of loans on real estate terms, 240 months or longer50.0 percent
- Loans on real estate terms8
- Loans on working capital terms, 120 months or shorter8
- Franchise loans2
- Franchise share of approvals12.5 percent
- Leading industry by approval countSite Preparation Contractors (3)
- Most active lenderU.S. Bank, National Association (4)
- 504 approvals recorded1
- 504 gross approval dollars$2.0 m
- Average 504 approval$2,033,000
- Median 504 approval$2,033,000
- Distinct CDCs active1
- 504 jobs per approval17.0
- 504 jobs per million dollars approved8.4
- Most active CDCEmpire State Certified Development Corporation (1)
- 7(a) share of SBA approvals94.1 percent
- Combined SBA approval dollars$12.5 m
The average approval of $652,888 sits well above the median of $180,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. 50.0 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Hawkins County
Do SBA loans in Hawkins County get paid back
- Loans with a final outcome recorded3
- Paid in full3
- Charged off0
- Status: Exempt from disclosure11
- Status: Paid in full3
- Status: Committed, not yet disbursed1
- Status: Cancelled1
Too few loans have reached a final outcome to publish a charge off rate. only 3 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Hawkins County
Which parts of Hawkins County get the lending
- Places in the county with recorded lending6
- Church Hill, approvals5
- ROGERSVILLE, approvals5
- MOORESBURG, approvals2
- SURGOINSVILLE, approvals2
- Kingsport, approvals1
- BULLS GAP, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Church Hill | 5 | $3,678,000 |
| ROGERSVILLE | 5 | $241,100 |
| MOORESBURG | 2 | $568,800 |
| SURGOINSVILLE | 2 | $4,190,300 |
| Kingsport | 1 | $1,728,000 |
| BULLS GAP | 1 | $40,000 |
Church Hill accounts for 5 approvals against 5 in ROGERSVILLE. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Hawkins County
How big is Hawkins County
- Land area487 sq mi
- Rank by land area among Tennessee counties41st of 95
- Width, east to west37.4 mi
- Height, north to south24.3 mi
- Geographies sharing a boundary6
- Residents per square mile of land119
- Establishments per square mile1.31
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Hawkins County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Hawkins County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population57,964
- Households23,567
- Average household size2.46
- Median household income$56,936
- Median age46.0
Common questions
Hawkins County questions, answered from the record.
How many people live in Hawkins County, Tennessee?
57,964, in 23,567 households, ranking 26th of 95 Tennessee counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Hawkins County growing?
The population has grown 4.67 percent since the 2020 census base. In 2024 there were 529 births against 908 deaths, with net migration of 1,139. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Hawkins County?
$56,936. The median owner-occupied home is valued at $176,300, which is 3.1 times income, and median gross rent is $785 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Hawkins County?
638 establishments, employing 9,986 people with an annual payroll of $472.1 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Hawkins County?
Average annual pay is $55,373, or $1,065 a week, across 12,055 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Hawkins County?
16 7(a) approvals totalling $10.4 m since FY2020, across 11 lenders, with a median approval of $180,000, plus 1 504 approvals worth $2.0 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Hawkins County?
153 housing units were authorised by permit in 2024, with a declared construction value of $18.1 m. Multifamily was 1.3 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Hawkins County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Hawkins County come from?
The largest single origin is Hawkins County Non-migrants, with 19,842 households. Arriving households report an average income of $57,847 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Hawkins County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Hawkins County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.