Jackson County, Tennessee: commercial real estate data.
Jackson County, Tennessee has a population of 12,029 across 308 square miles, up 6.6 percent since the 2020 census base. County output reached $291.0 m in 2024, 133 establishments operate here, and the SBA record carries 3 7(a) approvals worth $2.6 m.
98 sourced county values · tier FULL · 11 sections
Jackson County
How many people live in Jackson County
- Population12,029
- Households4,795
- Average household size2.51
- Median household income$47,951
- Median age46.9
- Median gross rent$758 per month
- Median owner-occupied home value$155,500
- Home value to household income3.2 times
- Annual rent as a share of median income19.0 percent
- Adults 25 and over with a bachelor degree or higher15.0 percent
- Adults 25 and over with a graduate degree4.1 percent
- Adults 25 and over9,032
- Population under 182,200
- Share under 1818.3 percent
- Population 65 and over2,802
- Share 65 and over23.3 percent
- Working age population, 18 to 647,027
- Civilian labor force5,430
- Unemployment rate7.6 percent
- Labor force participation, adults 18 and over55.2 percent
- Rank by population among Tennessee counties85th of 95
- Rank by population among US county-equivalents2350th
Jackson County is the 85th largest of 95 Tennessee counties by population. A median home costs 3.2 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 23.3 percent against 18.3 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Jackson County
Is Jackson County growing
- Population change since the 2020 census base6.56 percent
- Census 2020 base population11,614
- Births, 2024115
- Deaths, 2024236
- Natural change, 2024-121
- Net domestic migration, 2024150
- Net international migration, 20241
- Total net migration, 2024151
- Cumulative net domestic migration, 2021 to 20241,133
- Rank by growth among US county-equivalents344th
The county has grown 6.56 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Jackson County
Where people moving to Jackson County come from
- Tax returns filed by households arriving434
- People arriving, from those returns844
- Adjusted gross income arriving$23.1 m
- Net adjusted gross income movement$0
- Average income of an arriving household$53,263
- Largest single originJackson County Non-migrants (3,855 households)
- Largest single destination (3,855 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Jackson County Non-migrants | 3,855 | 7,953 | $199.5 m |
| Other flows - Same State | 163 | 325 | $7.5 m |
| Putnam County | 139 | 272 | $6.0 m |
| Other flows - Different State | 132 | 247 | $9.6 m |
| Other flows - South | 64 | 123 | $4.1 m |
| Other flows - West | 45 | 86 | $3.6 m |
| Other flows - Midwest | 23 | 38 | $1.9 m |
The largest single source of arrivals is Jackson County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Jackson County
What the Jackson County economy runs on
- County GDP, 2024$291.0 m
- County GDP, 2023$279.2 m
- GDP change, 2023 to 20244.2 percent
- GDP change over five years28.5 percent
- Rank by GDP among Tennessee counties89th
- Rank by GDP among US county-equivalents2717th
- GDP per resident$24,194
Output grew 4.2 percent in the latest year and 28.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Jackson County
Who employs people in Jackson County
- Covered employment, annual average1,523
- Establishments reporting222
- Average annual pay$46,206
- Average weekly wage$889
- Sector 31-33, employment186
- Sector 31-33, average annual pay$41,844
- Sector 44-45, employment114
- Sector 44-45, average annual pay$22,317
- Sector 42, employment64
- Sector 42, average annual pay$57,480
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 186 | 15 | $41,844 |
| Sector 44-45 | 114 | 24 | $22,317 |
| Sector 42 | 64 | 17 | $57,480 |
The largest sector is the biggest private employer group at 186 jobs, 12.2 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Jackson County
What businesses operate in Jackson County
- Establishments, all industries133
- Employment at those establishments1,131
- Annual payroll$48.2 m
- Establishments per 1,000 residents11.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Jackson County
What is being built in Jackson County
- Housing units authorised by permit, 20240
- Declared construction value permitted$0
- Single family units authorised0
- Multifamily units authorised0
No residential units were authorised by permit in 2024. In a small county this is common and is not by itself a sign of distress, but it does mean there is no recent residential pipeline to read demand from.
US Census Bureau, Building Permits Survey, 2024 annual.
Jackson County
How much SBA lending happens in Jackson County
- 7(a) approvals recorded3
- 7(a) gross approval dollars$2.6 m
- Average 7(a) approval$870,000
- Median 7(a) approval$210,000
- 10th percentile approval$200,000
- 90th percentile approval$2,200,000
- Largest single approval$2,200,000
- Jobs reported supported, 7(a)14
- Jobs per approval4.7
- Distinct 7(a) lenders active2
- Distinct industries receiving approvals2
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter2
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countFuneral Homes and Funeral Services (2)
- Most active lenderLive Oak Banking Company (2)
The average approval of $870,000 sits well above the median of $210,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 0.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jackson County
Do SBA loans in Jackson County get paid back
- Loans with a final outcome recorded2
- Paid in full2
- Charged off0
- Status: Paid in full2
- Status: Committed, not yet disbursed1
Too few loans have reached a final outcome to publish a charge off rate. only 2 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jackson County
Which parts of Jackson County get the lending
- Places in the county with recorded lending2
- GAINESBORO, approvals2
- Whitleyville, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| GAINESBORO | 2 | $2,400,000 |
| Whitleyville | 1 | $210,000 |
GAINESBORO accounts for 2 approvals against 1 in Whitleyville. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jackson County
How big is Jackson County
- Land area308 sq mi
- Rank by land area among Tennessee counties71st of 95
- Width, east to west19.6 mi
- Height, north to south19.6 mi
- Geographies sharing a boundary5
- Residents per square mile of land39
- Establishments per square mile0.43
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Jackson County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Jackson County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population12,029
- Households4,795
- Average household size2.51
- Median household income$47,951
- Median age46.9
Common questions
Jackson County questions, answered from the record.
How many people live in Jackson County, Tennessee?
12,029, in 4,795 households, ranking 85th of 95 Tennessee counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Jackson County growing?
The population has grown 6.56 percent since the 2020 census base. In 2024 there were 115 births against 236 deaths, with net migration of 151. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Jackson County?
$47,951. The median owner-occupied home is valued at $155,500, which is 3.2 times income, and median gross rent is $758 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Jackson County?
133 establishments, employing 1,131 people with an annual payroll of $48.2 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Jackson County?
Average annual pay is $46,206, or $889 a week, across 1,523 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Jackson County?
3 7(a) approvals totalling $2.6 m since FY2020, across 2 lenders, with a median approval of $210,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Jackson County?
No residential units were authorised by permit in 2024. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Jackson County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Jackson County come from?
The largest single origin is Jackson County Non-migrants, with 3,855 households. Arriving households report an average income of $53,263 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Jackson County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Jackson County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.