Obion County, Tennessee: commercial real estate data.
Obion County, Tennessee has a population of 30,453 across 545 square miles, down 1.7 percent since the 2020 census base. County output reached $1.69 bn in 2024, 630 establishments operate here, and the SBA record carries 8 7(a) approvals worth $5.3 m.
112 sourced county values · tier FULL · 10 sections
Obion County
How many people live in Obion County
- Population30,453
- Households12,527
- Average household size2.43
- Median household income$54,613
- Median age41.8
- Median gross rent$770 per month
- Median owner-occupied home value$133,600
- Home value to household income2.4 times
- Annual rent as a share of median income16.9 percent
- Adults 25 and over with a bachelor degree or higher18.3 percent
- Adults 25 and over with a graduate degree6.9 percent
- Adults 25 and over21,567
- Population under 186,646
- Share under 1821.8 percent
- Population 65 and over6,419
- Share 65 and over21.1 percent
- Working age population, 18 to 6417,388
- Civilian labor force13,486
- Unemployment rate4.2 percent
- Labor force participation, adults 18 and over56.6 percent
- Rank by population among Tennessee counties50th of 95
- Rank by population among US county-equivalents1468th
Obion County is the 50th largest of 95 Tennessee counties by population. A median home costs 2.4 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 21.8 percent against 21.1 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Obion County
Is Obion County growing
- Population change since the 2020 census base-1.72 percent
- Census 2020 base population30,791
- Births, 2024340
- Deaths, 2024451
- Natural change, 2024-111
- Net domestic migration, 2024-61
- Net international migration, 202431
- Total net migration, 2024-30
- Cumulative net domestic migration, 2021 to 202483
- Rank by growth among US county-equivalents2427th
The county has lost 1.72 percent of its population since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Obion County
Where people moving to Obion County come from
- Tax returns filed by households arriving692
- People arriving, from those returns1,316
- Adjusted gross income arriving$35.1 m
- Net adjusted gross income movement$0
- Average income of an arriving household$50,731
- Largest single originObion County Non-migrants (11,289 households)
- Largest single destination (11,289 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Obion County Non-migrants | 11,289 | 22,935 | $826.4 m |
| Other flows - Different State | 227 | 417 | $13.3 m |
| Weakley County | 137 | 275 | $5.6 m |
| Other flows - South | 130 | 232 | $8.5 m |
| Other flows - Same State | 120 | 223 | $7.4 m |
| Dyer County | 68 | 128 | $2.8 m |
| Other flows - Midwest | 52 | 99 | $2.5 m |
| Fulton County | 46 | 89 | $1.3 m |
The largest single source of arrivals is Obion County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Obion County
What the Obion County economy runs on
- County GDP, 2024$1.69 bn
- County GDP, 2023$1.71 bn
- GDP change, 2023 to 2024-1.3 percent
- GDP change over five years30.4 percent
- Rank by GDP among Tennessee counties42nd
- Rank by GDP among US county-equivalents1421st
- GDP per resident$55,425
Output grew -1.3 percent in the latest year and 30.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Obion County
Who employs people in Obion County
- Covered employment, annual average12,200
- Establishments reporting751
- Average annual pay$47,932
- Average weekly wage$922
- Sector 31-33, employment3,757
- Sector 31-33, average annual pay$54,419
- Sector 44-45, employment1,636
- Sector 44-45, average annual pay$36,046
- Sector 72, employment1,026
- Sector 72, average annual pay$20,072
- Sector 23, employment539
- Sector 23, average annual pay$62,955
- Sector 42, employment393
- Sector 56, employment372
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 3,757 | 43 | $54,419 |
| Sector 44-45 | 1,636 | 125 | $36,046 |
| Sector 72 | 1,026 | 71 | $20,072 |
| Sector 23 | 539 | 60 | $62,955 |
| Sector 42 | 393 | 38 | $64,339 |
| Sector 56 | 372 | 40 | $48,733 |
| Sector 52 | 312 | 51 | $63,898 |
| Sector 71 | 247 | 8 | $46,448 |
The largest sector is the biggest private employer group at 3,757 jobs, 30.8 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Obion County
What businesses operate in Obion County
- Establishments, all industries630
- Employment at those establishments8,963
- Annual payroll$372.8 m
- Establishments per 1,000 residents20.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Obion County
What is being built in Obion County
- Housing units authorised by permit, 202421
- Declared construction value permitted$5.1 m
- Single family units authorised21
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$244,567
- Units authorised per 1,000 households1.7
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Obion County
How much SBA lending happens in Obion County
- 7(a) approvals recorded8
- 7(a) gross approval dollars$5.3 m
- Average 7(a) approval$668,475
- Median 7(a) approval$250,000
- 10th percentile approval$90,000
- 90th percentile approval$2,595,000
- Largest single approval$2,595,000
- Jobs reported supported, 7(a)64
- Jobs per approval8.0
- Distinct 7(a) lenders active8
- Distinct industries receiving approvals7
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer25.0 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter5
- Franchise loans1
- Franchise share of approvals12.5 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (2)
- Most active lenderBank of Hope (1)
- 504 approvals recorded2
- 504 gross approval dollars$2.7 m
- Average 504 approval$1,374,500
- Median 504 approval$2,000,000
- Distinct CDCs active2
- 504 jobs per approval26.5
- 504 jobs per million dollars approved19.3
- Most active CDCTennessee Business Development Corporation (1)
- 7(a) share of SBA approvals80.0 percent
- Combined SBA approval dollars$8.1 m
The average approval of $668,475 sits well above the median of $250,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 25.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Obion County
Do SBA loans in Obion County get paid back
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Cancelled3
- Status: Exempt from disclosure5
Too few loans have reached a final outcome to publish a charge off rate. only 0 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Obion County
How big is Obion County
- Land area545 sq mi
- Rank by land area among Tennessee counties26th of 95
- Width, east to west37.1 mi
- Height, north to south21.1 mi
- Geographies sharing a boundary4
- Residents per square mile of land56
- Establishments per square mile1.16
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Obion County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Obion County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population30,453
- Households12,527
- Average household size2.43
- Median household income$54,613
- Median age41.8
Common questions
Obion County questions, answered from the record.
How many people live in Obion County, Tennessee?
30,453, in 12,527 households, ranking 50th of 95 Tennessee counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Obion County growing?
The population has fallen 1.72 percent since the 2020 census base. In 2024 there were 340 births against 451 deaths, with net migration of -30. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Obion County?
$54,613. The median owner-occupied home is valued at $133,600, which is 2.4 times income, and median gross rent is $770 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Obion County?
630 establishments, employing 8,963 people with an annual payroll of $372.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Obion County?
Average annual pay is $47,932, or $922 a week, across 12,200 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Obion County?
8 7(a) approvals totalling $5.3 m since FY2020, across 8 lenders, with a median approval of $250,000, plus 2 504 approvals worth $2.7 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Obion County?
21 housing units were authorised by permit in 2024, with a declared construction value of $5.1 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Obion County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Obion County come from?
The largest single origin is Obion County Non-migrants, with 11,289 households. Arriving households report an average income of $50,731 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Obion County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Obion County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.