Stewart County, Tennessee: commercial real estate data.
Stewart County, Tennessee has a population of 14,027 across 459 square miles, up 5.2 percent since the 2020 census base. County output reached $1.16 bn in 2024, 180 establishments operate here, and the SBA record carries 3 7(a) approvals worth $545,000.
112 sourced county values · tier FULL · 10 sections
Stewart County
How many people live in Stewart County
- Population14,027
- Households5,323
- Average household size2.64
- Median household income$63,114
- Median age44.3
- Median gross rent$945 per month
- Median owner-occupied home value$204,700
- Home value to household income3.2 times
- Annual rent as a share of median income18.0 percent
- Adults 25 and over with a bachelor degree or higher17.6 percent
- Adults 25 and over with a graduate degree5.8 percent
- Adults 25 and over10,092
- Population under 182,922
- Share under 1820.8 percent
- Population 65 and over2,933
- Share 65 and over20.9 percent
- Working age population, 18 to 648,172
- Civilian labor force6,078
- Unemployment rate2.7 percent
- Labor force participation, adults 18 and over54.7 percent
- Rank by population among Tennessee counties80th of 95
- Rank by population among US county-equivalents2224th
Stewart County is the 80th largest of 95 Tennessee counties by population. A median home costs 3.2 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 20.9 percent against 20.8 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Stewart County
Is Stewart County growing
- Population change since the 2020 census base5.18 percent
- Census 2020 base population13,658
- Births, 2024131
- Deaths, 2024182
- Natural change, 2024-51
- Net domestic migration, 2024158
- Net international migration, 202414
- Total net migration, 2024172
- Cumulative net domestic migration, 2021 to 2024899
- Rank by growth among US county-equivalents505th
The county has grown 5.18 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Stewart County
Where people moving to Stewart County come from
- Tax returns filed by households arriving453
- People arriving, from those returns932
- Adjusted gross income arriving$26.0 m
- Net adjusted gross income movement$0
- Average income of an arriving household$57,448
- Largest single originStewart County Non-migrants (4,705 households)
- Largest single destination (4,705 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Stewart County Non-migrants | 4,705 | 10,089 | $285.8 m |
| Other flows - Different State | 182 | 351 | $11.1 m |
| Montgomery County | 177 | 404 | $10.2 m |
| Other flows - South | 96 | 176 | $4.4 m |
| Other flows - Same State | 68 | 123 | $3.5 m |
| Other flows - Midwest | 45 | 84 | $4.6 m |
| Other flows - West | 41 | 91 | $2.1 m |
| Houston County | 26 | 54 | $1.2 m |
The largest single source of arrivals is Stewart County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Stewart County
What the Stewart County economy runs on
- County GDP, 2024$1.16 bn
- County GDP, 2023$1.07 bn
- GDP change, 2023 to 20248.5 percent
- GDP change over five years41.3 percent
- Rank by GDP among Tennessee counties53rd
- Rank by GDP among US county-equivalents1714th
- GDP per resident$82,958
Output grew 8.5 percent in the latest year and 41.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Stewart County
Who employs people in Stewart County
- Covered employment, annual average3,023
- Establishments reporting266
- Average annual pay$65,634
- Average weekly wage$1,262
- Sector 31-33, employment574
- Sector 31-33, average annual pay$57,009
- Sector 44-45, employment301
- Sector 44-45, average annual pay$26,301
- Sector 81, employment63
- Sector 81, average annual pay$40,475
- Sector 42, employment53
- Sector 42, average annual pay$90,979
- Sector 52, employment50
- Sector 56, employment50
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 574 | 19 | $57,009 |
| Sector 44-45 | 301 | 37 | $26,301 |
| Sector 81 | 63 | 17 | $40,475 |
| Sector 42 | 53 | 8 | $90,979 |
| Sector 52 | 50 | 20 | $67,669 |
| Sector 56 | 50 | 9 | $98,117 |
| Sector 54 | 42 | 19 | $54,052 |
The largest sector is the biggest private employer group at 574 jobs, 19.0 percent of covered employment. Average pay per job exceeds median household income, which usually means single earner households and a wage base that can carry rent.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Stewart County
What businesses operate in Stewart County
- Establishments, all industries180
- Employment at those establishments1,882
- Annual payroll$74.9 m
- Establishments per 1,000 residents12.8
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Stewart County
What is being built in Stewart County
- Housing units authorised by permit, 202415
- Declared construction value permitted$2.5 m
- Single family units authorised15
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$167,930
- Units authorised per 1,000 households2.8
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Stewart County
How much SBA lending happens in Stewart County
- 7(a) approvals recorded3
- 7(a) gross approval dollars$545,000
- Average 7(a) approval$181,667
- Median 7(a) approval$70,000
- 10th percentile approval$25,000
- 90th percentile approval$450,000
- Largest single approval$450,000
- Jobs reported supported, 7(a)9
- Jobs per approval3.0
- Distinct 7(a) lenders active2
- Distinct industries receiving approvals3
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter3
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countSeptic Tank and Related Services (1)
- Most active lenderNortheast Bank (2)
- 504 approvals recorded1
- 504 gross approval dollars$677,000
- Average 504 approval$677,000
- Median 504 approval$677,000
- Distinct CDCs active1
- 504 jobs per approval1.0
- 504 jobs per million dollars approved1.5
- Most active CDCBrightbridge, Inc. (1)
- 7(a) share of SBA approvals75.0 percent
- Combined SBA approval dollars$1.2 m
The average approval of $181,667 sits well above the median of $70,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 0.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Stewart County
Do SBA loans in Stewart County get paid back
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure1
- Status: Cancelled2
Too few loans have reached a final outcome to publish a charge off rate. only 0 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Stewart County
How big is Stewart County
- Land area459 sq mi
- Rank by land area among Tennessee counties46th of 95
- Width, east to west26.6 mi
- Height, north to south24.1 mi
- Geographies sharing a boundary4
- Residents per square mile of land31
- Establishments per square mile0.39
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Stewart County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Stewart County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population14,027
- Households5,323
- Average household size2.64
- Median household income$63,114
- Median age44.3
Common questions
Stewart County questions, answered from the record.
How many people live in Stewart County, Tennessee?
14,027, in 5,323 households, ranking 80th of 95 Tennessee counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Stewart County growing?
The population has grown 5.18 percent since the 2020 census base. In 2024 there were 131 births against 182 deaths, with net migration of 172. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Stewart County?
$63,114. The median owner-occupied home is valued at $204,700, which is 3.2 times income, and median gross rent is $945 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Stewart County?
180 establishments, employing 1,882 people with an annual payroll of $74.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Stewart County?
Average annual pay is $65,634, or $1,262 a week, across 3,023 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Stewart County?
3 7(a) approvals totalling $545,000 since FY2020, across 2 lenders, with a median approval of $70,000, plus 1 504 approvals worth $677,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Stewart County?
15 housing units were authorised by permit in 2024, with a declared construction value of $2.5 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Stewart County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Stewart County come from?
The largest single origin is Stewart County Non-migrants, with 4,705 households. Arriving households report an average income of $57,448 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Stewart County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Stewart County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.