Bastrop County, Texas: commercial real estate data.
Bastrop County, Texas has a population of 106,582 across 888 square miles, up 18.2 percent since the 2020 census base. County output reached $4.32 bn in 2024, 1,778 establishments operate here, and the SBA record carries 75 7(a) approvals worth $38.4 m.
127 sourced county values · tier FULL · 12 sections
Bastrop County
How many people live in Bastrop County
- Population106,582
- Households36,868
- Average household size2.89
- Median household income$86,226
- Median age37.0
- Median gross rent$1,410 per month
- Median owner-occupied home value$314,800
- Home value to household income3.7 times
- Annual rent as a share of median income19.6 percent
- Adults 25 and over with a bachelor degree or higher25.0 percent
- Adults 25 and over with a graduate degree9.0 percent
- Adults 25 and over69,598
- Population under 1827,681
- Share under 1826.0 percent
- Population 65 and over16,402
- Share 65 and over15.4 percent
- Working age population, 18 to 6462,499
- Civilian labor force50,811
- Unemployment rate4.3 percent
- Labor force participation, adults 18 and over64.4 percent
- Rank by population among Texas counties42nd of 254
- Rank by population among US county-equivalents587th
Bastrop County is the 42nd largest of 254 Texas counties by population. A median home costs 3.7 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 26.0 percent against 15.4 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Bastrop County
Is Bastrop County growing
- Population change since the 2020 census base18.21 percent
- Census 2020 base population97,230
- Births, 20241,397
- Deaths, 2024955
- Natural change, 2024442
- Net domestic migration, 20243,144
- Net international migration, 2024242
- Total net migration, 20243,386
- Cumulative net domestic migration, 2021 to 202414,562
- Rank by growth among US county-equivalents27th
The county has grown 18.21 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Bastrop County
Where people moving to Bastrop County come from
- Tax returns filed by households arriving4,406
- People arriving, from those returns8,763
- Adjusted gross income arriving$320.8 m
- Net adjusted gross income movement$0
- Average income of an arriving household$72,805
- Largest single originBastrop County Non-migrants (33,007 households)
- Largest single destination (33,007 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Bastrop County Non-migrants | 33,007 | 70,764 | $2.39 bn |
| Travis County | 2,044 | 4,298 | $135.4 m |
| Other flows - Different State | 732 | 1,397 | $65.2 m |
| Other flows - Same State | 431 | 798 | $32.5 m |
| Williamson County | 371 | 705 | $27.2 m |
| Other flows - West | 317 | 640 | $32.3 m |
| Other flows - South | 226 | 447 | $18.2 m |
| Hays County | 200 | 401 | $18.5 m |
The largest single source of arrivals is Bastrop County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Bastrop County
What the Bastrop County economy runs on
- County GDP, 2024$4.32 bn
- County GDP, 2023$4.09 bn
- GDP change, 2023 to 20245.6 percent
- GDP change over five years57.5 percent
- Rank by GDP among Texas counties63rd
- Rank by GDP among US county-equivalents770th
- GDP per resident$40,528
Output grew 5.6 percent in the latest year and 57.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Bastrop County
Who employs people in Bastrop County
- Covered employment, annual average22,593
- Establishments reporting1,830
- Average annual pay$54,112
- Average weekly wage$1,041
- Sector 44-45, employment4,195
- Sector 44-45, average annual pay$40,031
- Sector 72, employment3,325
- Sector 72, average annual pay$28,592
- Sector 62, employment2,192
- Sector 62, average annual pay$50,376
- Sector 23, employment1,972
- Sector 23, average annual pay$89,718
- Sector 31-33, employment1,325
- Sector 54, employment741
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 4,195 | 226 | $40,031 |
| Sector 72 | 3,325 | 168 | $28,592 |
| Sector 62 | 2,192 | 202 | $50,376 |
| Sector 23 | 1,972 | 279 | $89,718 |
| Sector 31-33 | 1,325 | 98 | $66,673 |
| Sector 54 | 741 | 190 | $88,626 |
| Sector 56 | 657 | 93 | $52,627 |
| Sector 81 | 650 | 140 | $49,263 |
The largest sector is the biggest private employer group at 4,195 jobs, 18.6 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Bastrop County
What businesses operate in Bastrop County
- Establishments, all industries1,778
- Employment at those establishments17,763
- Annual payroll$795.4 m
- Establishments per 1,000 residents16.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Bastrop County
What is being built in Bastrop County
- Housing units authorised by permit, 20241,841
- Declared construction value permitted$472.3 m
- Single family units authorised1,419
- Multifamily units authorised422
- Multifamily share of units22.9 percent
- Average declared value per unit$256,546
- Units authorised per 1,000 households49.9
Multifamily is 22.9 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Bastrop County
How much SBA lending happens in Bastrop County
- 7(a) approvals recorded75
- 7(a) gross approval dollars$38.4 m
- Average 7(a) approval$512,275
- Median 7(a) approval$165,000
- 10th percentile approval$50,000
- 90th percentile approval$1,554,300
- Largest single approval$3,906,000
- Jobs reported supported, 7(a)478
- Jobs per approval6.4
- Distinct 7(a) lenders active40
- Distinct industries receiving approvals55
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer18.7 percent
- Loans on real estate terms14
- Loans on working capital terms, 120 months or shorter56
- Franchise loans10
- Franchise share of approvals13.3 percent
- Leading industry by approval countSnack and Nonalcoholic Beverage Bars (3)
- Most active lenderWells Fargo Bank National Association (6)
- 504 approvals recorded37
- 504 gross approval dollars$26.2 m
- Average 504 approval$708,432
- Median 504 approval$564,000
- Distinct CDCs active6
- 504 jobs per approval10.2
- 504 jobs per million dollars approved14.3
- Most active CDCCapital Certified Development Corporation (21)
- 7(a) share of SBA approvals67.0 percent
- Combined SBA approval dollars$64.6 m
The average approval of $512,275 sits well above the median of $165,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 18.7 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Bastrop County
Do SBA loans in Bastrop County get paid back
- Loans with a final outcome recorded6
- Paid in full6
- Charged off0
- Status: Exempt from disclosure61
- Status: Cancelled5
- Status: Paid in full6
- Status: Committed, not yet disbursed3
Too few loans have reached a final outcome to publish a charge off rate. only 6 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bastrop County
Which parts of Bastrop County get the lending
- Places in the county with recorded lending10
- BASTROP, approvals36
- Elgin, approvals12
- SMITHVILLE, approvals7
- CEDAR CREEK, approvals6
- DALE, approvals4
- Paige, approvals4
| Place | Approvals | Gross approval dollars |
|---|---|---|
| BASTROP | 36 | $21,406,800 |
| Elgin | 12 | $5,209,200 |
| SMITHVILLE | 7 | $5,313,500 |
| CEDAR CREEK | 6 | $2,972,000 |
| DALE | 4 | $673,600 |
| Paige | 4 | $711,200 |
| Del Valle | 2 | $235,000 |
| ROSANKY | 2 | $270,000 |
BASTROP accounts for 36 approvals against 12 in Elgin. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bastrop County
How big is Bastrop County
- Land area888 sq mi
- Rank by land area among Texas counties164th of 254
- Width, east to west37.4 mi
- Height, north to south43.7 mi
- Geographies sharing a boundary5
- Residents per square mile of land120
- Establishments per square mile2.00
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Bastrop County
What hazards affect Bastrop County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book4
- Of those, participating in the NFIP4
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 8
- Communities carrying a CRS class1
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The best Community Rating System class in the county is 8, which carries a flood insurance premium discount for properties in the participating community.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Bastrop County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Bastrop County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population106,582
- Households36,868
- Average household size2.89
- Median household income$86,226
- Median age37.0
Common questions
Bastrop County questions, answered from the record.
How many people live in Bastrop County, Texas?
106,582, in 36,868 households, ranking 42nd of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Bastrop County growing?
The population has grown 18.21 percent since the 2020 census base. In 2024 there were 1,397 births against 955 deaths, with net migration of 3,386. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Bastrop County?
$86,226. The median owner-occupied home is valued at $314,800, which is 3.7 times income, and median gross rent is $1,410 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Bastrop County?
1,778 establishments, employing 17,763 people with an annual payroll of $795.4 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Bastrop County?
Average annual pay is $54,112, or $1,041 a week, across 22,593 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Bastrop County?
75 7(a) approvals totalling $38.4 m since FY2020, across 40 lenders, with a median approval of $165,000, plus 37 504 approvals worth $26.2 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Bastrop County?
1,841 housing units were authorised by permit in 2024, with a declared construction value of $472.3 m. Multifamily was 22.9 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Bastrop County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Bastrop County come from?
The largest single origin is Bastrop County Non-migrants, with 33,007 households. Arriving households report an average income of $72,805 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Bastrop County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Bastrop County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.