Bowie County, Texas: commercial real estate data.
Bowie County, Texas has a population of 92,115 across 885 square miles, down 1.0 percent since the 2020 census base. County output reached $5.21 bn in 2024, 2,273 establishments operate here, and the SBA record carries 36 7(a) approvals worth $37.7 m.
125 sourced county values · tier FULL · 12 sections
Bowie County
How many people live in Bowie County
- Population92,115
- Households35,073
- Average household size2.63
- Median household income$59,803
- Median age38.5
- Median gross rent$988 per month
- Median owner-occupied home value$173,000
- Home value to household income2.9 times
- Annual rent as a share of median income19.8 percent
- Adults 25 and over with a bachelor degree or higher23.6 percent
- Adults 25 and over with a graduate degree8.8 percent
- Adults 25 and over62,425
- Population under 1821,902
- Share under 1823.8 percent
- Population 65 and over16,165
- Share 65 and over17.5 percent
- Working age population, 18 to 6454,048
- Civilian labor force40,054
- Unemployment rate4.4 percent
- Labor force participation, adults 18 and over57.0 percent
- Rank by population among Texas counties44th of 254
- Rank by population among US county-equivalents664th
Bowie County is the 44th largest of 254 Texas counties by population. A median home costs 2.9 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 23.8 percent against 17.5 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Bowie County
Is Bowie County growing
- Population change since the 2020 census base-0.97 percent
- Census 2020 base population92,892
- Births, 2024999
- Deaths, 20241,232
- Natural change, 2024-233
- Net domestic migration, 2024311
- Net international migration, 2024223
- Total net migration, 2024534
- Cumulative net domestic migration, 2021 to 2024-366
- Rank by growth among US county-equivalents2180th
The county has lost 0.97 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Bowie County
Where people moving to Bowie County come from
- Tax returns filed by households arriving2,511
- People arriving, from those returns4,710
- Adjusted gross income arriving$130.9 m
- Net adjusted gross income movement$0
- Average income of an arriving household$52,135
- Largest single originBowie County Non-migrants (32,125 households)
- Largest single destination (32,125 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Bowie County Non-migrants | 32,125 | 66,553 | $2.47 bn |
| Other flows - Different State | 792 | 1,468 | $55.2 m |
| Miller County | 600 | 1,206 | $24.1 m |
| Other flows - South | 449 | 821 | $23.0 m |
| Other flows - Same State | 394 | 694 | $17.8 m |
| Other flows - West | 198 | 372 | $23.9 m |
| Cass County | 135 | 278 | $6.1 m |
| Other flows - Midwest | 105 | 204 | $5.9 m |
The largest single source of arrivals is Bowie County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Bowie County
What the Bowie County economy runs on
- County GDP, 2024$5.21 bn
- County GDP, 2023$4.92 bn
- GDP change, 2023 to 20246.0 percent
- GDP change over five years35.3 percent
- Rank by GDP among Texas counties55th
- Rank by GDP among US county-equivalents699th
- GDP per resident$56,608
Output grew 6.0 percent in the latest year and 35.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Bowie County
Who employs people in Bowie County
- Covered employment, annual average42,229
- Establishments reporting2,482
- Average annual pay$53,061
- Average weekly wage$1,020
- Sector 62, employment7,687
- Sector 62, average annual pay$60,716
- Sector 44-45, employment6,007
- Sector 44-45, average annual pay$38,083
- Sector 72, employment4,791
- Sector 72, average annual pay$21,548
- Sector 31-33, employment2,390
- Sector 31-33, average annual pay$68,168
- Sector 42, employment2,046
- Sector 23, employment1,986
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 7,687 | 368 | $60,716 |
| Sector 44-45 | 6,007 | 379 | $38,083 |
| Sector 72 | 4,791 | 199 | $21,548 |
| Sector 31-33 | 2,390 | 87 | $68,168 |
| Sector 42 | 2,046 | 110 | $70,342 |
| Sector 23 | 1,986 | 185 | $60,649 |
| Sector 56 | 1,836 | 160 | $40,815 |
| Sector 52 | 1,213 | 184 | $69,607 |
The largest sector is the biggest private employer group at 7,687 jobs, 18.2 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Bowie County
What businesses operate in Bowie County
- Establishments, all industries2,273
- Employment at those establishments33,330
- Annual payroll$1.54 bn
- Establishments per 1,000 residents24.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Bowie County
What is being built in Bowie County
- Housing units authorised by permit, 2024135
- Declared construction value permitted$23.9 m
- Single family units authorised56
- Multifamily units authorised79
- Multifamily share of units58.5 percent
- Average declared value per unit$177,350
- Units authorised per 1,000 households3.8
Multifamily is 58.5 percent of units authorised, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Bowie County
How much SBA lending happens in Bowie County
- 7(a) approvals recorded36
- 7(a) gross approval dollars$37.7 m
- Average 7(a) approval$1,047,753
- Median 7(a) approval$627,000
- 10th percentile approval$65,000
- 90th percentile approval$3,330,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)619
- Jobs per approval17.2
- Distinct 7(a) lenders active23
- Distinct industries receiving approvals28
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer33.3 percent
- Loans on real estate terms12
- Loans on working capital terms, 120 months or shorter19
- Franchise loans10
- Franchise share of approvals27.8 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (5)
- Most active lenderThe Huntington National Bank (5)
- 504 approvals recorded16
- 504 gross approval dollars$22.6 m
- Average 504 approval$1,414,250
- Median 504 approval$584,000
- Distinct CDCs active5
- 504 jobs per approval20.8
- 504 jobs per million dollars approved14.7
- Most active CDCSBA CLSC Servicing (8)
- 7(a) share of SBA approvals69.2 percent
- Combined SBA approval dollars$60.3 m
The average approval of $1,047,753 sits well above the median of $627,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. 33.3 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Bowie County
Do SBA loans in Bowie County get paid back
- Loans with a final outcome recorded6
- Paid in full4
- Charged off2
- Status: Charged off2
- Status: Cancelled4
- Status: Exempt from disclosure24
- Status: Paid in full4
- Status: Committed, not yet disbursed2
Too few loans have reached a final outcome to publish a charge off rate. only 6 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bowie County
Which parts of Bowie County get the lending
- Places in the county with recorded lending4
- Texarkana, approvals33
- Pasadena, approvals1
- NEW BOSTON, approvals1
- Nash, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Texarkana | 33 | $32,696,100 |
| Pasadena | 1 | $1,130,000 |
| NEW BOSTON | 1 | $3,500,000 |
| Nash | 1 | $393,000 |
Texarkana accounts for 33 approvals against 1 in Pasadena. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bowie County
How big is Bowie County
- Land area885 sq mi
- Rank by land area among Texas counties166th of 254
- Width, east to west40.6 mi
- Height, north to south31.9 mi
- Geographies sharing a boundary3
- Residents per square mile of land104
- Establishments per square mile2.57
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Bowie County
What hazards affect Bowie County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book11
- Of those, participating in the NFIP9
- NFIP participation rate81.8 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Bowie County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Bowie County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population92,115
- Households35,073
- Average household size2.63
- Median household income$59,803
- Median age38.5
Common questions
Bowie County questions, answered from the record.
How many people live in Bowie County, Texas?
92,115, in 35,073 households, ranking 44th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Bowie County growing?
The population has fallen 0.97 percent since the 2020 census base. In 2024 there were 999 births against 1,232 deaths, with net migration of 534. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Bowie County?
$59,803. The median owner-occupied home is valued at $173,000, which is 2.9 times income, and median gross rent is $988 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Bowie County?
2,273 establishments, employing 33,330 people with an annual payroll of $1.54 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Bowie County?
Average annual pay is $53,061, or $1,020 a week, across 42,229 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Bowie County?
36 7(a) approvals totalling $37.7 m since FY2020, across 23 lenders, with a median approval of $627,000, plus 16 504 approvals worth $22.6 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Bowie County?
135 housing units were authorised by permit in 2024, with a declared construction value of $23.9 m. Multifamily was 58.5 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Bowie County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Bowie County come from?
The largest single origin is Bowie County Non-migrants, with 32,125 households. Arriving households report an average income of $52,135 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Bowie County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Bowie County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.