Brown County, Texas: commercial real estate data.
Brown County, Texas has a population of 38,347 across 944 square miles, up 1.4 percent since the 2020 census base. County output reached $2.02 bn in 2024, 885 establishments operate here, and the SBA record carries 20 7(a) approvals worth $8.0 m.
123 sourced county values · tier FULL · 12 sections
Brown County
How many people live in Brown County
- Population38,347
- Households14,972
- Average household size2.56
- Median household income$57,470
- Median age41.8
- Median gross rent$919 per month
- Median owner-occupied home value$158,900
- Home value to household income2.8 times
- Annual rent as a share of median income19.2 percent
- Adults 25 and over with a bachelor degree or higher20.2 percent
- Adults 25 and over with a graduate degree5.7 percent
- Adults 25 and over27,106
- Population under 187,819
- Share under 1820.4 percent
- Population 65 and over8,062
- Share 65 and over21.0 percent
- Working age population, 18 to 6422,466
- Civilian labor force17,774
- Unemployment rate5.3 percent
- Labor force participation, adults 18 and over58.2 percent
- Rank by population among Texas counties82nd of 254
- Rank by population among US county-equivalents1237th
Brown County is the 82nd largest of 254 Texas counties by population. A median home costs 2.8 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 21.0 percent against 20.4 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Brown County
Is Brown County growing
- Population change since the 2020 census base1.38 percent
- Census 2020 base population38,107
- Births, 2024378
- Deaths, 2024624
- Natural change, 2024-246
- Net domestic migration, 2024288
- Net international migration, 2024109
- Total net migration, 2024397
- Cumulative net domestic migration, 2021 to 20241,360
- Rank by growth among US county-equivalents1374th
The county has grown 1.38 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Brown County
Where people moving to Brown County come from
- Tax returns filed by households arriving1,018
- People arriving, from those returns1,952
- Adjusted gross income arriving$71.1 m
- Net adjusted gross income movement$0
- Average income of an arriving household$69,891
- Largest single originBrown County Non-migrants (13,053 households)
- Largest single destination (13,053 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Brown County Non-migrants | 13,053 | 27,278 | $855.1 m |
| Other flows - Same State | 464 | 900 | $28.8 m |
| Other flows - Different State | 175 | 349 | $13.2 m |
| Other flows - West | 85 | 175 | $7.9 m |
| Other flows - South | 60 | 113 | $2.7 m |
| Tarrant County | 49 | 100 | $3.4 m |
| Taylor County | 45 | 86 | $3.0 m |
| Comanche County | 40 | 81 | $1.6 m |
The largest single source of arrivals is Brown County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Brown County
What the Brown County economy runs on
- County GDP, 2024$2.02 bn
- County GDP, 2023$1.95 bn
- GDP change, 2023 to 20243.8 percent
- GDP change over five years34.6 percent
- Rank by GDP among Texas counties108th
- Rank by GDP among US county-equivalents1270th
- GDP per resident$52,636
Output grew 3.8 percent in the latest year and 34.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Brown County
Who employs people in Brown County
- Covered employment, annual average15,850
- Establishments reporting960
- Average annual pay$48,140
- Average weekly wage$926
- Sector 31-33, employment2,561
- Sector 31-33, average annual pay$80,159
- Sector 44-45, employment1,976
- Sector 44-45, average annual pay$34,073
- Sector 72, employment1,420
- Sector 72, average annual pay$19,354
- Sector 42, employment544
- Sector 42, average annual pay$66,067
- Sector 52, employment510
- Sector 23, employment479
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 2,561 | 46 | $80,159 |
| Sector 44-45 | 1,976 | 148 | $34,073 |
| Sector 72 | 1,420 | 80 | $19,354 |
| Sector 42 | 544 | 41 | $66,067 |
| Sector 52 | 510 | 55 | $58,799 |
| Sector 23 | 479 | 84 | $53,307 |
| Sector 56 | 401 | 36 | $41,917 |
| Sector 81 | 315 | 75 | $31,066 |
The largest sector is the biggest private employer group at 2,561 jobs, 16.2 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Brown County
What businesses operate in Brown County
- Establishments, all industries885
- Employment at those establishments13,746
- Annual payroll$569.9 m
- Establishments per 1,000 residents23.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Brown County
What is being built in Brown County
- Housing units authorised by permit, 2024148
- Declared construction value permitted$36.5 m
- Single family units authorised144
- Multifamily units authorised4
- Multifamily share of units2.7 percent
- Average declared value per unit$246,506
- Units authorised per 1,000 households9.9
Multifamily is 2.7 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Brown County
How much SBA lending happens in Brown County
- 7(a) approvals recorded20
- 7(a) gross approval dollars$8.0 m
- Average 7(a) approval$398,295
- Median 7(a) approval$360,000
- 10th percentile approval$91,900
- 90th percentile approval$1,100,000
- Largest single approval$1,168,000
- Jobs reported supported, 7(a)198
- Jobs per approval9.9
- Distinct 7(a) lenders active10
- Distinct industries receiving approvals14
- Median 7(a) term180 months
- Share of loans on real estate terms, 240 months or longer35.0 percent
- Loans on real estate terms7
- Loans on working capital terms, 120 months or shorter7
- Franchise loans4
- Franchise share of approvals20.0 percent
- Leading industry by approval countFuneral Homes and Funeral Services (2)
- Most active lenderTexasBank (9)
- 504 approvals recorded13
- 504 gross approval dollars$4.6 m
- Average 504 approval$352,000
- Median 504 approval$311,000
- Distinct CDCs active5
- 504 jobs per approval3.1
- 504 jobs per million dollars approved8.7
- Most active CDCCapital Certified Development Corporation (5)
- 7(a) share of SBA approvals60.6 percent
- Combined SBA approval dollars$12.5 m
The average approval of $398,295 sits close to the median of $360,000, so lending here is fairly evenly sized rather than driven by a few large deals. 35.0 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Brown County
Do SBA loans in Brown County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Cancelled5
- Status: Exempt from disclosure11
- Status: Paid in full1
- Status: Committed, not yet disbursed3
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Brown County
Which parts of Brown County get the lending
- Places in the county with recorded lending3
- Brownwood, approvals12
- BANGS, approvals5
- Early, approvals3
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Brownwood | 12 | $5,124,600 |
| BANGS | 5 | $2,141,200 |
| Early | 3 | $700,100 |
Brownwood accounts for 12 approvals against 5 in BANGS. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Brown County
How big is Brown County
- Land area944 sq mi
- Rank by land area among Texas counties87th of 254
- Width, east to west31.4 mi
- Height, north to south42.7 mi
- Geographies sharing a boundary7
- Residents per square mile of land41
- Establishments per square mile0.94
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Brown County
What hazards affect Brown County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book5
- Of those, participating in the NFIP5
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Brown County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Brown County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population38,347
- Households14,972
- Average household size2.56
- Median household income$57,470
- Median age41.8
Common questions
Brown County questions, answered from the record.
How many people live in Brown County, Texas?
38,347, in 14,972 households, ranking 82nd of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Brown County growing?
The population has grown 1.38 percent since the 2020 census base. In 2024 there were 378 births against 624 deaths, with net migration of 397. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Brown County?
$57,470. The median owner-occupied home is valued at $158,900, which is 2.8 times income, and median gross rent is $919 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Brown County?
885 establishments, employing 13,746 people with an annual payroll of $569.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Brown County?
Average annual pay is $48,140, or $926 a week, across 15,850 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Brown County?
20 7(a) approvals totalling $8.0 m since FY2020, across 10 lenders, with a median approval of $360,000, plus 13 504 approvals worth $4.6 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Brown County?
148 housing units were authorised by permit in 2024, with a declared construction value of $36.5 m. Multifamily was 2.7 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Brown County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Brown County come from?
The largest single origin is Brown County Non-migrants, with 13,053 households. Arriving households report an average income of $69,891 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Brown County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Brown County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.