Calhoun County, Texas: commercial real estate data.
Calhoun County, Texas has a population of 19,868 across 507 square miles, down 0.8 percent since the 2020 census base. County output reached $5.13 bn in 2024, 451 establishments operate here, and the SBA record carries 7 7(a) approvals worth $9.7 m.
119 sourced county values · tier FULL · 12 sections
Calhoun County
How many people live in Calhoun County
- Population19,868
- Households8,670
- Average household size2.29
- Median household income$79,959
- Median age41.4
- Median gross rent$891 per month
- Median owner-occupied home value$171,200
- Home value to household income2.1 times
- Annual rent as a share of median income13.4 percent
- Adults 25 and over with a bachelor degree or higher20.1 percent
- Adults 25 and over with a graduate degree7.6 percent
- Adults 25 and over13,846
- Population under 184,507
- Share under 1822.7 percent
- Population 65 and over3,815
- Share 65 and over19.2 percent
- Working age population, 18 to 6411,546
- Civilian labor force10,537
- Unemployment rate7.4 percent
- Labor force participation, adults 18 and over68.6 percent
- Rank by population among Texas counties124th of 254
- Rank by population among US county-equivalents1891st
Calhoun County is the 124th largest of 254 Texas counties by population. A median home costs 2.1 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 22.7 percent against 19.2 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Calhoun County
Is Calhoun County growing
- Population change since the 2020 census base-0.81 percent
- Census 2020 base population20,104
- Births, 2024228
- Deaths, 2024212
- Natural change, 202416
- Net domestic migration, 202429
- Net international migration, 202499
- Total net migration, 2024128
- Cumulative net domestic migration, 2021 to 2024-302
- Rank by growth among US county-equivalents2125th
The county has lost 0.81 percent of its population since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Calhoun County
Where people moving to Calhoun County come from
- Tax returns filed by households arriving516
- People arriving, from those returns938
- Adjusted gross income arriving$32.0 m
- Net adjusted gross income movement$0
- Average income of an arriving household$62,054
- Largest single originCalhoun County Non-migrants (7,321 households)
- Largest single destination (7,321 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Calhoun County Non-migrants | 7,321 | 15,388 | $515.5 m |
| Other flows - Same State | 226 | 395 | $13.1 m |
| Victoria County | 107 | 205 | $4.9 m |
| Other flows - Different State | 106 | 189 | $9.1 m |
| Other flows - South | 41 | 77 | $2.7 m |
| Other flows - West | 40 | 68 | $4.5 m |
| Harris County | 35 | 66 | $2.4 m |
| Other flows - Midwest | 25 | 44 | $1.9 m |
The largest single source of arrivals is Calhoun County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Calhoun County
What the Calhoun County economy runs on
- County GDP, 2024$5.13 bn
- County GDP, 2023$4.75 bn
- GDP change, 2023 to 20248.0 percent
- GDP change over five years56.8 percent
- Rank by GDP among Texas counties57th
- Rank by GDP among US county-equivalents709th
- GDP per resident$258,044
Output grew 8.0 percent in the latest year and 56.8 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Calhoun County
Who employs people in Calhoun County
- Covered employment, annual average14,078
- Establishments reporting687
- Average annual pay$83,793
- Average weekly wage$1,611
- Sector 31-33, employment4,092
- Sector 31-33, average annual pay$133,177
- Sector 23, employment4,010
- Sector 23, average annual pay$74,429
- Sector 72, employment1,137
- Sector 72, average annual pay$23,609
- Sector 44-45, employment983
- Sector 44-45, average annual pay$53,476
- Sector 54, employment605
- Sector 62, employment441
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 4,092 | 37 | $133,177 |
| Sector 23 | 4,010 | 64 | $74,429 |
| Sector 72 | 1,137 | 91 | $23,609 |
| Sector 44-45 | 983 | 65 | $53,476 |
| Sector 54 | 605 | 84 | $89,380 |
| Sector 62 | 441 | 52 | $46,673 |
| Sector 52 | 230 | 42 | $98,487 |
| Sector 81 | 186 | 38 | $28,658 |
The largest sector is the biggest private employer group at 4,092 jobs, 29.1 percent of covered employment. Average pay per job exceeds median household income, which usually means single earner households and a wage base that can carry rent.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Calhoun County
What businesses operate in Calhoun County
- Establishments, all industries451
- Employment at those establishments9,399
- Annual payroll$753.3 m
- Establishments per 1,000 residents22.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Calhoun County
What is being built in Calhoun County
- Housing units authorised by permit, 202494
- Declared construction value permitted$24.9 m
- Single family units authorised94
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$264,523
- Units authorised per 1,000 households10.8
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Calhoun County
How much SBA lending happens in Calhoun County
- 7(a) approvals recorded7
- 7(a) gross approval dollars$9.7 m
- Average 7(a) approval$1,379,514
- Median 7(a) approval$307,200
- 10th percentile approval$15,000
- 90th percentile approval$3,700,000
- Largest single approval$3,700,000
- Jobs reported supported, 7(a)59
- Jobs per approval8.4
- Distinct 7(a) lenders active5
- Distinct industries receiving approvals6
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer28.6 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter4
- Franchise loans2
- Franchise share of approvals28.6 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (2)
- Most active lenderWells Fargo Bank National Association (2)
- 504 approvals recorded2
- 504 gross approval dollars$9.0 m
- Average 504 approval$4,504,500
- Median 504 approval$4,578,000
- Distinct CDCs active2
- 504 jobs per approval36.0
- 504 jobs per million dollars approved8.0
- Most active CDCLiftFund, Inc. (1)
- 7(a) share of SBA approvals77.8 percent
- Combined SBA approval dollars$18.7 m
The average approval of $1,379,514 sits well above the median of $307,200, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 28.6 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Calhoun County
Do SBA loans in Calhoun County get paid back
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure7
Too few loans have reached a final outcome to publish a charge off rate. only 0 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Calhoun County
Which parts of Calhoun County get the lending
- Places in the county with recorded lending2
- Port Lavaca, approvals6
- SEADRIFT, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Port Lavaca | 6 | $7,427,200 |
| SEADRIFT | 1 | $2,229,400 |
Port Lavaca accounts for 6 approvals against 1 in SEADRIFT. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Calhoun County
How big is Calhoun County
- Land area507 sq mi
- Rank by land area among Texas counties238th of 254
- Width, east to west37 mi
- Height, north to south44.4 mi
- Geographies sharing a boundary5
- Residents per square mile of land39
- Establishments per square mile0.89
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Calhoun County
What hazards affect Calhoun County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book4
- Of those, participating in the NFIP4
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Calhoun County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Calhoun County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population19,868
- Households8,670
- Average household size2.29
- Median household income$79,959
- Median age41.4
Common questions
Calhoun County questions, answered from the record.
How many people live in Calhoun County, Texas?
19,868, in 8,670 households, ranking 124th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Calhoun County growing?
The population has fallen 0.81 percent since the 2020 census base. In 2024 there were 228 births against 212 deaths, with net migration of 128. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Calhoun County?
$79,959. The median owner-occupied home is valued at $171,200, which is 2.1 times income, and median gross rent is $891 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Calhoun County?
451 establishments, employing 9,399 people with an annual payroll of $753.3 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Calhoun County?
Average annual pay is $83,793, or $1,611 a week, across 14,078 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Calhoun County?
7 7(a) approvals totalling $9.7 m since FY2020, across 5 lenders, with a median approval of $307,200, plus 2 504 approvals worth $9.0 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Calhoun County?
94 housing units were authorised by permit in 2024, with a declared construction value of $24.9 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Calhoun County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Calhoun County come from?
The largest single origin is Calhoun County Non-migrants, with 7,321 households. Arriving households report an average income of $62,054 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Calhoun County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Calhoun County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.