Cochran County, Texas: commercial real estate data.
Cochran County, Texas has a population of 2,550 across 775 square miles, up 1.3 percent since the 2020 census base. County output reached $291.1 m in 2024, 40 establishments operate here, and the SBA record carries 1 7(a) approvals worth $530,000.
101 sourced county values · tier FULL · 11 sections
Cochran County
How many people live in Cochran County
- Population2,550
- Households922
- Average household size2.77
- Median household income$45,313
- Median age37.1
- Median gross rent$697 per month
- Median owner-occupied home value$53,200
- Home value to household income1.2 times
- Annual rent as a share of median income18.5 percent
- Adults 25 and over with a bachelor degree or higher8.2 percent
- Adults 25 and over with a graduate degree1.6 percent
- Adults 25 and over1,591
- Population under 18714
- Share under 1828.0 percent
- Population 65 and over368
- Share 65 and over14.4 percent
- Working age population, 18 to 641,468
- Civilian labor force1,123
- Unemployment rate4.8 percent
- Labor force participation, adults 18 and over61.2 percent
- Rank by population among Texas counties228th of 254
- Rank by population among US county-equivalents3071st
Cochran County is the 228th largest of 254 Texas counties by population. A median home costs 1.2 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 28.0 percent against 14.4 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Cochran County
Is Cochran County growing
- Population change since the 2020 census base1.29 percent
- Census 2020 base population2,550
- Births, 202452
- Deaths, 202425
- Natural change, 202427
- Net domestic migration, 2024-64
- Net international migration, 202447
- Total net migration, 2024-17
- Cumulative net domestic migration, 2021 to 2024-150
- Rank by growth among US county-equivalents1392nd
The county has grown 1.29 percent since the 2020 census base. Births exceeded deaths in 2024 but more people left than arrived, so the population is being sustained internally rather than attracting.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Cochran County
Where people moving to Cochran County come from
- Tax returns filed by households arriving54
- People arriving, from those returns142
- Adjusted gross income arriving$2.5 m
- Net adjusted gross income movement$0
- Average income of an arriving household$47,204
- Largest single originCochran County Non-migrants (867 households)
- Largest single destination (867 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Cochran County Non-migrants | 867 | 2,015 | $45.0 m |
| Other flows - Same State | 54 | 142 | $2.5 m |
The largest single source of arrivals is Cochran County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Cochran County
What the Cochran County economy runs on
- County GDP, 2024$291.1 m
- County GDP, 2023$291.4 m
- GDP change, 2023 to 2024-0.1 percent
- GDP change over five years82.1 percent
- Rank by GDP among Texas counties219th
- Rank by GDP among US county-equivalents2716th
- GDP per resident$114,156
Output grew -0.1 percent in the latest year and 82.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Cochran County
Who employs people in Cochran County
- Covered employment, annual average742
- Establishments reporting126
- Average annual pay$59,098
- Average weekly wage$1,136
- Sector 44-45, employment57
- Sector 44-45, average annual pay$73,275
- Sector 42, employment43
- Sector 42, average annual pay$118,433
- Sector 52, employment43
- Sector 52, average annual pay$45,420
- Sector 81, employment15
- Sector 81, average annual pay$71,902
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 57 | 9 | $73,275 |
| Sector 42 | 43 | 7 | $118,433 |
| Sector 52 | 43 | 6 | $45,420 |
| Sector 81 | 15 | 3 | $71,902 |
The largest sector is the biggest private employer group at 57 jobs, 7.7 percent of covered employment. Average pay per job exceeds median household income, which usually means single earner households and a wage base that can carry rent.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Cochran County
What businesses operate in Cochran County
- Establishments, all industries40
- Employment at those establishments241
- Annual payroll$11.1 m
- Establishments per 1,000 residents15.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Cochran County
What is being built in Cochran County
- Housing units authorised by permit, 20240
- Declared construction value permitted$0
- Single family units authorised0
- Multifamily units authorised0
No residential units were authorised by permit in 2024. In a small county this is common and is not by itself a sign of distress, but it does mean there is no recent residential pipeline to read demand from.
US Census Bureau, Building Permits Survey, 2024 annual.
Cochran County
How much SBA lending happens in Cochran County
- 7(a) approvals recorded1
- 7(a) gross approval dollars$530,000
- Average 7(a) approval$530,000
- Median 7(a) approval$530,000
- 10th percentile approval$530,000
- 90th percentile approval$530,000
- Largest single approval$530,000
- Jobs reported supported, 7(a)6
- Jobs per approval6.0
- Distinct 7(a) lenders active1
- Distinct industries receiving approvals1
- Median 7(a) term300 months
- Share of loans on real estate terms, 240 months or longer100.0 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter0
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countGasoline Stations with Convenience Stores (1)
- Most active lenderPathward National Association (1)
The average approval of $530,000 sits close to the median of $530,000, so lending here is fairly evenly sized rather than driven by a few large deals. 100.0 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cochran County
Do SBA loans in Cochran County get paid back
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure1
Too few loans have reached a final outcome to publish a charge off rate. only 0 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cochran County
How big is Cochran County
- Land area775 sq mi
- Rank by land area among Texas counties204th of 254
- Width, east to west26.6 mi
- Height, north to south30.2 mi
- Geographies sharing a boundary3
- Residents per square mile of land3
- Establishments per square mile0.05
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Cochran County
What hazards affect Cochran County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book3
- Of those, participating in the NFIP3
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Cochran County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Cochran County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population2,550
- Households922
- Average household size2.77
- Median household income$45,313
- Median age37.1
Common questions
Cochran County questions, answered from the record.
How many people live in Cochran County, Texas?
2,550, in 922 households, ranking 228th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Cochran County growing?
The population has grown 1.29 percent since the 2020 census base. In 2024 there were 52 births against 25 deaths, with net migration of -17. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Cochran County?
$45,313. The median owner-occupied home is valued at $53,200, which is 1.2 times income, and median gross rent is $697 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Cochran County?
40 establishments, employing 241 people with an annual payroll of $11.1 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Cochran County?
Average annual pay is $59,098, or $1,136 a week, across 742 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Cochran County?
1 7(a) approvals totalling $530,000 since FY2020, across 1 lenders, with a median approval of $530,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Cochran County?
No residential units were authorised by permit in 2024. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Cochran County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Cochran County come from?
The largest single origin is Cochran County Non-migrants, with 867 households. Arriving households report an average income of $47,204 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Cochran County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Cochran County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.