Collin County, Texas: commercial real estate data.
Collin County, Texas has a population of 1,163,337 across 841 square miles, up 17.7 percent since the 2020 census base. County output reached $115.36 bn in 2024, 31,012 establishments operate here, and the SBA record carries 1,978 7(a) approvals worth $1.41 bn.
129 sourced county values · tier FULL · 12 sections
Collin County
How many people live in Collin County
- Population1,163,337
- Households416,646
- Average household size2.79
- Median household income$121,600
- Median age37.3
- Median gross rent$1,859 per month
- Median owner-occupied home value$475,600
- Home value to household income3.9 times
- Annual rent as a share of median income18.3 percent
- Adults 25 and over with a bachelor degree or higher56.2 percent
- Adults 25 and over with a graduate degree22.1 percent
- Adults 25 and over775,100
- Population under 18287,584
- Share under 1824.7 percent
- Population 65 and over134,714
- Share 65 and over11.6 percent
- Working age population, 18 to 64741,039
- Civilian labor force642,253
- Unemployment rate4.2 percent
- Labor force participation, adults 18 and over73.3 percent
- Rank by population among Texas counties6th of 254
- Rank by population among US county-equivalents40th
Collin County is the 6th largest of 254 Texas counties by population. A median home costs 3.9 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 24.7 percent against 11.6 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Collin County
Is Collin County growing
- Population change since the 2020 census base17.66 percent
- Census 2020 base population1,066,331
- Births, 202412,848
- Deaths, 20245,706
- Natural change, 20247,142
- Net domestic migration, 202419,426
- Net international migration, 202420,237
- Total net migration, 202439,663
- Cumulative net domestic migration, 2021 to 2024101,344
- Rank by growth among US county-equivalents32nd
The county has grown 17.66 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Collin County
Where people moving to Collin County come from
- Tax returns filed by households arriving48,694
- People arriving, from those returns94,707
- Adjusted gross income arriving$5.08 bn
- Net adjusted gross income movement$0
- Average income of an arriving household$104,234
- Largest single originCollin County Non-migrants (385,704 households)
- Largest single destination (385,704 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Collin County Non-migrants | 385,704 | 876,033 | $56.59 bn |
| Dallas County | 12,403 | 22,466 | $1.10 bn |
| Denton County | 6,799 | 12,866 | $681.2 m |
| Other flows - Different State | 4,128 | 8,044 | $422.2 m |
| Tarrant County | 1,890 | 3,262 | $150.5 m |
| Other flows - South | 1,831 | 3,478 | $194.9 m |
| Other flows - Midwest | 1,125 | 2,122 | $104.7 m |
| Los Angeles County | 954 | 2,048 | $104.3 m |
The largest single source of arrivals is Collin County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Collin County
What the Collin County economy runs on
- County GDP, 2024$115.36 bn
- County GDP, 2023$106.50 bn
- GDP change, 2023 to 20248.3 percent
- GDP change over five years55.6 percent
- Rank by GDP among Texas counties6th
- Rank by GDP among US county-equivalents51st
- GDP per resident$99,161
Output grew 8.3 percent in the latest year and 55.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Collin County
Who employs people in Collin County
- Covered employment, annual average546,526
- Establishments reporting34,830
- Average annual pay$88,091
- Average weekly wage$1,694
- Sector 54, employment67,161
- Sector 54, average annual pay$123,621
- Sector 52, employment63,095
- Sector 52, average annual pay$127,460
- Sector 62, employment60,845
- Sector 62, average annual pay$65,782
- Sector 44-45, employment57,277
- Sector 44-45, average annual pay$46,330
- Sector 72, employment51,638
- Sector 31-33, employment29,696
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 54 | 67,161 | 7,847 | $123,621 |
| Sector 52 | 63,095 | 2,315 | $127,460 |
| Sector 62 | 60,845 | 4,922 | $65,782 |
| Sector 44-45 | 57,277 | 2,938 | $46,330 |
| Sector 72 | 51,638 | 2,538 | $31,994 |
| Sector 31-33 | 29,696 | 802 | $129,396 |
| Sector 56 | 28,799 | 2,182 | $73,071 |
| Sector 23 | 24,062 | 1,989 | $93,997 |
The largest sector is the biggest private employer group at 67,161 jobs, 12.3 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Collin County
What businesses operate in Collin County
- Establishments, all industries31,012
- Employment at those establishments528,596
- Annual payroll$42.65 bn
- Establishments per 1,000 residents26.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Collin County
What is being built in Collin County
- Housing units authorised by permit, 202418,813
- Declared construction value permitted$5.41 bn
- Single family units authorised14,425
- Multifamily units authorised4,388
- Multifamily share of units23.3 percent
- Average declared value per unit$287,791
- Units authorised per 1,000 households45.2
Multifamily is 23.3 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Collin County
How much SBA lending happens in Collin County
- 7(a) approvals recorded1,978
- 7(a) gross approval dollars$1.41 bn
- Average 7(a) approval$712,448
- Median 7(a) approval$325,000
- 10th percentile approval$50,000
- 90th percentile approval$1,900,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)26,574
- Jobs per approval13.4
- Distinct 7(a) lenders active201
- Distinct industries receiving approvals325
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer15.5 percent
- Loans on real estate terms307
- Loans on working capital terms, 120 months or shorter1,481
- Franchise loans510
- Franchise share of approvals25.8 percent
- Leading industry by approval countFull-Service Restaurants (126)
- Most active lenderThe Huntington National Bank (206)
- 504 approvals recorded257
- 504 gross approval dollars$330.9 m
- Average 504 approval$1,287,580
- Median 504 approval$869,000
- Distinct CDCs active8
- 504 jobs per approval14.7
- 504 jobs per million dollars approved11.4
- Most active CDCGreater East Texas Certified Development Company (87)
- 7(a) share of SBA approvals88.5 percent
- Combined SBA approval dollars$1.74 bn
The average approval of $712,448 sits well above the median of $325,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 15.5 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Collin County
Do SBA loans in Collin County get paid back
- Loans with a final outcome recorded312
- Paid in full277
- Charged off35
- Charge off rate on resolved loans11.2 percent
- Status: Paid in full277
- Status: Exempt from disclosure1,304
- Status: Cancelled250
- Status: Charged off35
- Status: Committed, not yet disbursed112
| NAICS | Industry | Resolved loans | Charged off | Charge off rate |
|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 25 | 2 | 8.0% |
| 722513 | Limited-Service Restaurants | 13 | 3 | 23.1% |
| 812112 | Beauty Salons | 12 | 0 | 0.0% |
Of the 312 loans that have reached a final outcome, 11.2 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong. Among industries with at least ten resolved loans, Limited-Service Restaurants carries the highest charge off rate at 23.1 percent.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Collin County
Which parts of Collin County get the lending
- Places in the county with recorded lending42
- PLANO, approvals497
- MCKINNEY, approvals441
- FRISCO, approvals266
- ALLEN, approvals170
- PROSPER, approvals146
- DALLAS, approvals84
| Place | Approvals | Gross approval dollars |
|---|---|---|
| PLANO | 497 | $386,347,600 |
| MCKINNEY | 441 | $320,306,000 |
| FRISCO | 266 | $194,698,400 |
| ALLEN | 170 | $116,960,900 |
| PROSPER | 146 | $94,191,000 |
| DALLAS | 84 | $31,788,700 |
| WYLIE | 65 | $57,531,900 |
| Celina | 52 | $40,452,100 |
PLANO accounts for 497 approvals against 441 in MCKINNEY. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Collin County
How big is Collin County
- Land area841 sq mi
- Rank by land area among Texas counties186th of 254
- Width, east to west31.8 mi
- Height, north to south29.3 mi
- Geographies sharing a boundary6
- Residents per square mile of land1,383
- Establishments per square mile36.88
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Collin County
What hazards affect Collin County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book32
- Of those, participating in the NFIP31
- NFIP participation rate96.9 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 3
- Communities carrying a CRS class5
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The best Community Rating System class in the county is 3, which carries a flood insurance premium discount for properties in the participating community.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Collin County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Collin County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population1,163,337
- Households416,646
- Average household size2.79
- Median household income$121,600
- Median age37.3
Common questions
Collin County questions, answered from the record.
How many people live in Collin County, Texas?
1,163,337, in 416,646 households, ranking 6th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Collin County growing?
The population has grown 17.66 percent since the 2020 census base. In 2024 there were 12,848 births against 5,706 deaths, with net migration of 39,663. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Collin County?
$121,600. The median owner-occupied home is valued at $475,600, which is 3.9 times income, and median gross rent is $1,859 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Collin County?
31,012 establishments, employing 528,596 people with an annual payroll of $42.65 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Collin County?
Average annual pay is $88,091, or $1,694 a week, across 546,526 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Collin County?
1,978 7(a) approvals totalling $1.41 bn since FY2020, across 201 lenders, with a median approval of $325,000, plus 257 504 approvals worth $330.9 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Collin County get paid back?
Of the 312 loans that have reached a final outcome, 277 were paid in full and 35 charged off, a charge off rate of 11.2 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Collin County?
18,813 housing units were authorised by permit in 2024, with a declared construction value of $5.41 bn. Multifamily was 23.3 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Collin County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Collin County come from?
The largest single origin is Collin County Non-migrants, with 385,704 households. Arriving households report an average income of $104,234 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Collin County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Collin County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.