Concho County, Texas: commercial real estate data.
Concho County, Texas has a population of 3,328 across 984 square miles, up 0.8 percent since the 2020 census base. County output reached $290.4 m in 2024, 43 establishments operate here, and the SBA record carries 4 7(a) approvals worth $2.0 m.
108 sourced county values · tier FULL · 12 sections
Concho County
How many people live in Concho County
- Population3,328
- Households814
- Average household size4.09
- Median household income$65,795
- Median age43.0
- Median gross rent$733 per month
- Median owner-occupied home value$107,400
- Home value to household income1.6 times
- Annual rent as a share of median income13.4 percent
- Adults 25 and over with a bachelor degree or higher14.1 percent
- Adults 25 and over with a graduate degree5.1 percent
- Adults 25 and over2,675
- Population under 18390
- Share under 1811.7 percent
- Population 65 and over659
- Share 65 and over19.8 percent
- Working age population, 18 to 642,279
- Civilian labor force1,308
- Unemployment rate1.5 percent
- Labor force participation, adults 18 and over44.5 percent
- Rank by population among Texas counties214th of 254
- Rank by population among US county-equivalents3015th
Concho County is the 214th largest of 254 Texas counties by population. A median home costs 1.6 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 19.8 percent against 11.7 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Concho County
Is Concho County growing
- Population change since the 2020 census base0.79 percent
- Census 2020 base population3,300
- Births, 202411
- Deaths, 202441
- Natural change, 2024-30
- Net domestic migration, 202453
- Net international migration, 202423
- Total net migration, 202476
- Cumulative net domestic migration, 2021 to 202412
- Rank by growth among US county-equivalents1554th
The county has grown 0.79 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Concho County
Where people moving to Concho County come from
- Tax returns filed by households arriving81
- People arriving, from those returns150
- Adjusted gross income arriving$4.2 m
- Net adjusted gross income movement$0
- Average income of an arriving household$52,074
- Largest single originConcho County Non-migrants (827 households)
- Largest single destination (827 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Concho County Non-migrants | 827 | 1,697 | $44.1 m |
| Other flows - Same State | 52 | 90 | $2.3 m |
| Tom Green County | 29 | 60 | $1.9 m |
The largest single source of arrivals is Concho County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Concho County
What the Concho County economy runs on
- County GDP, 2024$290.4 m
- County GDP, 2023$291.9 m
- GDP change, 2023 to 2024-0.5 percent
- GDP change over five years135.2 percent
- Rank by GDP among Texas counties220th
- Rank by GDP among US county-equivalents2718th
- GDP per resident$87,251
Output grew -0.5 percent in the latest year and 135.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Concho County
Who employs people in Concho County
- Covered employment, annual average1,038
- Establishments reporting92
- Average annual pay$60,002
- Average weekly wage$1,154
- Sector 62, employment106
- Sector 62, average annual pay$45,403
- Sector 52, employment97
- Sector 52, average annual pay$138,328
- Sector 44-45, employment59
- Sector 44-45, average annual pay$37,680
- Sector 72, employment36
- Sector 72, average annual pay$50,498
- Sector 11, employment20
- Sector 21, employment12
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 106 | 8 | $45,403 |
| Sector 52 | 97 | 4 | $138,328 |
| Sector 44-45 | 59 | 11 | $37,680 |
| Sector 72 | 36 | 5 | $50,498 |
| Sector 11 | 20 | 13 | $33,216 |
| Sector 21 | 12 | 3 | $39,757 |
The largest sector is the biggest private employer group at 106 jobs, 10.2 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Concho County
What businesses operate in Concho County
- Establishments, all industries43
- Employment at those establishments565
- Annual payroll$27.8 m
- Establishments per 1,000 residents12.9
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Concho County
What is being built in Concho County
- Housing units authorised by permit, 20240
- Declared construction value permitted$0
- Single family units authorised0
- Multifamily units authorised0
No residential units were authorised by permit in 2024. In a small county this is common and is not by itself a sign of distress, but it does mean there is no recent residential pipeline to read demand from.
US Census Bureau, Building Permits Survey, 2024 annual.
Concho County
How much SBA lending happens in Concho County
- 7(a) approvals recorded4
- 7(a) gross approval dollars$2.0 m
- Average 7(a) approval$501,850
- Median 7(a) approval$640,000
- 10th percentile approval$207,300
- 90th percentile approval$835,000
- Largest single approval$835,000
- Jobs reported supported, 7(a)18
- Jobs per approval4.5
- Distinct 7(a) lenders active2
- Distinct industries receiving approvals3
- Median 7(a) term300 months
- Share of loans on real estate terms, 240 months or longer50.0 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter2
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countOther Animal Food Manufacturing (2)
- Most active lenderPeoples Bank (2)
The average approval of $501,850 sits close to the median of $640,000, so lending here is fairly evenly sized rather than driven by a few large deals. 50.0 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Concho County
Do SBA loans in Concho County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure2
- Status: Committed, not yet disbursed1
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Concho County
Which parts of Concho County get the lending
- Places in the county with recorded lending2
- EDEN, approvals3
- PAINT ROCK, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| EDEN | 3 | $1,367,400 |
| PAINT ROCK | 1 | $640,000 |
EDEN accounts for 3 approvals against 1 in PAINT ROCK. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Concho County
How big is Concho County
- Land area984 sq mi
- Rank by land area among Texas counties78th of 254
- Width, east to west30.3 mi
- Height, north to south34 mi
- Geographies sharing a boundary5
- Residents per square mile of land3
- Establishments per square mile0.04
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Concho County
What hazards affect Concho County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book3
- Of those, participating in the NFIP2
- NFIP participation rate66.7 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Concho County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Concho County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population3,328
- Households814
- Average household size4.09
- Median household income$65,795
- Median age43.0
Common questions
Concho County questions, answered from the record.
How many people live in Concho County, Texas?
3,328, in 814 households, ranking 214th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Concho County growing?
The population has grown 0.79 percent since the 2020 census base. In 2024 there were 11 births against 41 deaths, with net migration of 76. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Concho County?
$65,795. The median owner-occupied home is valued at $107,400, which is 1.6 times income, and median gross rent is $733 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Concho County?
43 establishments, employing 565 people with an annual payroll of $27.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Concho County?
Average annual pay is $60,002, or $1,154 a week, across 1,038 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Concho County?
4 7(a) approvals totalling $2.0 m since FY2020, across 2 lenders, with a median approval of $640,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Concho County?
No residential units were authorised by permit in 2024. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Concho County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Concho County come from?
The largest single origin is Concho County Non-migrants, with 827 households. Arriving households report an average income of $52,074 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Concho County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Concho County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.