El Paso County, Texas: commercial real estate data.
El Paso County, Texas has a population of 870,779 across 1,013 square miles, up 1.2 percent since the 2020 census base. County output reached $53.33 bn in 2024, 16,280 establishments operate here, and the SBA record carries 554 7(a) approvals worth $266.1 m.
129 sourced county values · tier FULL · 12 sections
El Paso County
How many people live in El Paso County
- Population870,779
- Households299,637
- Average household size2.91
- Median household income$59,806
- Median age33.6
- Median gross rent$1,079 per month
- Median owner-occupied home value$180,400
- Home value to household income3.0 times
- Annual rent as a share of median income21.7 percent
- Adults 25 and over with a bachelor degree or higher25.9 percent
- Adults 25 and over with a graduate degree8.5 percent
- Adults 25 and over549,086
- Population under 18226,840
- Share under 1826.1 percent
- Population 65 and over114,171
- Share 65 and over13.1 percent
- Working age population, 18 to 64529,768
- Civilian labor force400,191
- Unemployment rate6.0 percent
- Labor force participation, adults 18 and over62.1 percent
- Rank by population among Texas counties10th of 254
- Rank by population among US county-equivalents68th
El Paso County is the 10th largest of 254 Texas counties by population. A median home costs 3.0 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 26.1 percent against 13.1 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
El Paso County
Is El Paso County growing
- Population change since the 2020 census base1.16 percent
- Census 2020 base population865,710
- Births, 202410,533
- Deaths, 20246,534
- Natural change, 20243,999
- Net domestic migration, 2024-7,348
- Net international migration, 20244,315
- Total net migration, 2024-3,033
- Cumulative net domestic migration, 2021 to 2024-17,220
- Rank by growth among US county-equivalents1432nd
The county has grown 1.16 percent since the 2020 census base. Births exceeded deaths in 2024 but more people left than arrived, so the population is being sustained internally rather than attracting.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
El Paso County
Where people moving to El Paso County come from
- Tax returns filed by households arriving15,282
- People arriving, from those returns30,860
- Adjusted gross income arriving$826.4 m
- Net adjusted gross income movement$0
- Average income of an arriving household$54,077
- Largest single originEl Paso County Non-migrants (323,355 households)
- Largest single destination (323,355 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| El Paso County Non-migrants | 323,355 | 685,810 | $18.13 bn |
| Other flows - Different State | 3,923 | 7,472 | $207.7 m |
| Other flows - South | 1,609 | 3,119 | $81.4 m |
| Other flows - Midwest | 979 | 1,870 | $50.7 m |
| Do�a Ana County | 959 | 1,812 | $42.4 m |
| Other flows - West | 816 | 1,549 | $44.2 m |
| Other flows - Same State | 573 | 1,063 | $29.4 m |
| Other flows - Northeast | 519 | 934 | $31.4 m |
The largest single source of arrivals is El Paso County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
El Paso County
What the El Paso County economy runs on
- County GDP, 2024$53.33 bn
- County GDP, 2023$50.03 bn
- GDP change, 2023 to 20246.6 percent
- GDP change over five years53.2 percent
- Rank by GDP among Texas counties8th
- Rank by GDP among US county-equivalents111th
- GDP per resident$61,247
Output grew 6.6 percent in the latest year and 53.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
El Paso County
Who employs people in El Paso County
- Covered employment, annual average333,908
- Establishments reporting16,825
- Average annual pay$50,230
- Average weekly wage$966
- Sector 62, employment48,830
- Sector 62, average annual pay$46,801
- Sector 44-45, employment38,688
- Sector 44-45, average annual pay$36,146
- Sector 72, employment38,053
- Sector 72, average annual pay$21,517
- Sector 56, employment24,727
- Sector 56, average annual pay$39,235
- Sector 48-49, employment18,316
- Sector 31-33, employment17,164
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 48,830 | 1,992 | $46,801 |
| Sector 44-45 | 38,688 | 2,156 | $36,146 |
| Sector 72 | 38,053 | 1,734 | $21,517 |
| Sector 56 | 24,727 | 880 | $39,235 |
| Sector 48-49 | 18,316 | 1,070 | $57,159 |
| Sector 31-33 | 17,164 | 658 | $60,904 |
| Sector 23 | 15,650 | 1,416 | $55,706 |
| Sector 54 | 12,884 | 1,648 | $70,660 |
The largest sector is the biggest private employer group at 48,830 jobs, 14.6 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
El Paso County
What businesses operate in El Paso County
- Establishments, all industries16,280
- Employment at those establishments254,282
- Annual payroll$10.87 bn
- Establishments per 1,000 residents18.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
El Paso County
What is being built in El Paso County
- Housing units authorised by permit, 20242,320
- Declared construction value permitted$516.5 m
- Single family units authorised2,077
- Multifamily units authorised243
- Multifamily share of units10.5 percent
- Average declared value per unit$222,623
- Units authorised per 1,000 households7.7
Multifamily is 10.5 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
El Paso County
How much SBA lending happens in El Paso County
- 7(a) approvals recorded554
- 7(a) gross approval dollars$266.1 m
- Average 7(a) approval$480,364
- Median 7(a) approval$225,000
- 10th percentile approval$23,500
- 90th percentile approval$1,210,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)7,892
- Jobs per approval14.2
- Distinct 7(a) lenders active73
- Distinct industries receiving approvals181
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer14.4 percent
- Loans on real estate terms80
- Loans on working capital terms, 120 months or shorter442
- Franchise loans97
- Franchise share of approvals17.5 percent
- Leading industry by approval countFull-Service Restaurants (31)
- Most active lenderWells Fargo Bank National Association (70)
- 504 approvals recorded171
- 504 gross approval dollars$120.8 m
- Average 504 approval$706,480
- Median 504 approval$447,000
- Distinct CDCs active10
- 504 jobs per approval11.3
- 504 jobs per million dollars approved16.0
- Most active CDCLiftFund, Inc. (88)
- 7(a) share of SBA approvals76.4 percent
- Combined SBA approval dollars$386.9 m
The average approval of $480,364 sits well above the median of $225,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 14.4 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
El Paso County
Do SBA loans in El Paso County get paid back
- Loans with a final outcome recorded106
- Paid in full96
- Charged off10
- Charge off rate on resolved loans9.4 percent
- Status: Exempt from disclosure344
- Status: Paid in full96
- Status: Charged off10
- Status: Cancelled74
- Status: Committed, not yet disbursed30
Of the 106 loans that have reached a final outcome, 9.4 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
El Paso County
Which parts of El Paso County get the lending
- Places in the county with recorded lending14
- EL PASO, approvals515
- HORIZON CITY, approvals13
- Socorro, approvals8
- ANTHONY, approvals4
- FORT BLISS, approvals2
- VINTON, approvals2
| Place | Approvals | Gross approval dollars |
|---|---|---|
| EL PASO | 515 | $250,167,300 |
| HORIZON CITY | 13 | $2,332,400 |
| Socorro | 8 | $2,869,400 |
| ANTHONY | 4 | $1,404,900 |
| FORT BLISS | 2 | $765,700 |
| VINTON | 2 | $525,000 |
| CANUTILLO | 2 | $265,000 |
| CLINT | 2 | $600,000 |
EL PASO accounts for 515 approvals against 13 in HORIZON CITY. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
El Paso County
How big is El Paso County
- Land area1,013 sq mi
- Rank by land area among Texas counties70th of 254
- Width, east to west37.1 mi
- Height, north to south42.5 mi
- Geographies sharing a boundary1
- Residents per square mile of land860
- Establishments per square mile16.07
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
El Paso County
What hazards affect El Paso County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book8
- Of those, participating in the NFIP8
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 7
- Communities carrying a CRS class1
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The best Community Rating System class in the county is 7, which carries a flood insurance premium discount for properties in the participating community.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a El Paso County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a El Paso County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population870,779
- Households299,637
- Average household size2.91
- Median household income$59,806
- Median age33.6
Common questions
El Paso County questions, answered from the record.
How many people live in El Paso County, Texas?
870,779, in 299,637 households, ranking 10th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is El Paso County growing?
The population has grown 1.16 percent since the 2020 census base. In 2024 there were 10,533 births against 6,534 deaths, with net migration of -3,033. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in El Paso County?
$59,806. The median owner-occupied home is valued at $180,400, which is 3.0 times income, and median gross rent is $1,079 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in El Paso County?
16,280 establishments, employing 254,282 people with an annual payroll of $10.87 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in El Paso County?
Average annual pay is $50,230, or $966 a week, across 333,908 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in El Paso County?
554 7(a) approvals totalling $266.1 m since FY2020, across 73 lenders, with a median approval of $225,000, plus 171 504 approvals worth $120.8 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in El Paso County get paid back?
Of the 106 loans that have reached a final outcome, 96 were paid in full and 10 charged off, a charge off rate of 9.4 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in El Paso County?
2,320 housing units were authorised by permit in 2024, with a declared construction value of $516.5 m. Multifamily was 10.5 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for El Paso County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to El Paso County come from?
The largest single origin is El Paso County Non-migrants, with 323,355 households. Arriving households report an average income of $54,077 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for El Paso County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for El Paso County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.