Freestone County, Texas: commercial real estate data.
Freestone County, Texas has a population of 20,049 across 878 square miles, up 6.2 percent since the 2020 census base. County output reached $1.28 bn in 2024, 362 establishments operate here, and the SBA record carries 12 7(a) approvals worth $12.2 m.
123 sourced county values · tier FULL · 12 sections
Freestone County
How many people live in Freestone County
- Population20,049
- Households7,090
- Average household size2.83
- Median household income$59,960
- Median age41.1
- Median gross rent$853 per month
- Median owner-occupied home value$168,000
- Home value to household income2.8 times
- Annual rent as a share of median income17.1 percent
- Adults 25 and over with a bachelor degree or higher16.5 percent
- Adults 25 and over with a graduate degree4.3 percent
- Adults 25 and over14,211
- Population under 184,531
- Share under 1822.6 percent
- Population 65 and over4,037
- Share 65 and over20.1 percent
- Working age population, 18 to 6411,481
- Civilian labor force7,855
- Unemployment rate3.0 percent
- Labor force participation, adults 18 and over50.6 percent
- Rank by population among Texas counties122nd of 254
- Rank by population among US county-equivalents1876th
Freestone County is the 122nd largest of 254 Texas counties by population. A median home costs 2.8 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 22.6 percent against 20.1 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Freestone County
Is Freestone County growing
- Population change since the 2020 census base6.20 percent
- Census 2020 base population19,440
- Births, 2024219
- Deaths, 2024282
- Natural change, 2024-63
- Net domestic migration, 2024307
- Net international migration, 202447
- Total net migration, 2024354
- Cumulative net domestic migration, 2021 to 20241,393
- Rank by growth among US county-equivalents383rd
The county has grown 6.20 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Freestone County
Where people moving to Freestone County come from
- Tax returns filed by households arriving640
- People arriving, from those returns1,250
- Adjusted gross income arriving$36.4 m
- Net adjusted gross income movement$0
- Average income of an arriving household$56,797
- Largest single originFreestone County Non-migrants (6,279 households)
- Largest single destination (6,279 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Freestone County Non-migrants | 6,279 | 13,541 | $395.3 m |
| Other flows - Same State | 238 | 444 | $13.1 m |
| Other flows - Different State | 83 | 166 | $5.4 m |
| Limestone County | 67 | 124 | $2.2 m |
| Dallas County | 49 | 110 | $3.0 m |
| Other flows - West | 48 | 102 | $3.7 m |
| Leon County | 44 | 84 | $2.1 m |
| Tarrant County | 36 | 69 | $2.4 m |
The largest single source of arrivals is Freestone County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Freestone County
What the Freestone County economy runs on
- County GDP, 2024$1.28 bn
- County GDP, 2023$1.33 bn
- GDP change, 2023 to 2024-3.8 percent
- GDP change over five years45.1 percent
- Rank by GDP among Texas counties138th
- Rank by GDP among US county-equivalents1645th
- GDP per resident$63,741
Output grew -3.8 percent in the latest year and 45.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Freestone County
Who employs people in Freestone County
- Covered employment, annual average4,933
- Establishments reporting396
- Average annual pay$53,324
- Average weekly wage$1,025
- Sector 72, employment632
- Sector 72, average annual pay$18,881
- Sector 44-45, employment603
- Sector 44-45, average annual pay$39,127
- Sector 21, employment510
- Sector 21, average annual pay$96,755
- Sector 31-33, employment308
- Sector 31-33, average annual pay$76,145
- Sector 48-49, employment183
- Sector 23, employment145
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 72 | 632 | 35 | $18,881 |
| Sector 44-45 | 603 | 50 | $39,127 |
| Sector 21 | 510 | 27 | $96,755 |
| Sector 31-33 | 308 | 16 | $76,145 |
| Sector 48-49 | 183 | 15 | $91,884 |
| Sector 23 | 145 | 32 | $56,684 |
| Sector 42 | 131 | 19 | $54,616 |
| Sector 81 | 119 | 24 | $50,034 |
The largest sector is the biggest private employer group at 632 jobs, 12.8 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Freestone County
What businesses operate in Freestone County
- Establishments, all industries362
- Employment at those establishments3,144
- Annual payroll$141.4 m
- Establishments per 1,000 residents18.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Freestone County
What is being built in Freestone County
- Housing units authorised by permit, 20241
- Declared construction value permitted$302,641
- Single family units authorised1
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$302,641
- Units authorised per 1,000 households0.1
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Freestone County
How much SBA lending happens in Freestone County
- 7(a) approvals recorded12
- 7(a) gross approval dollars$12.2 m
- Average 7(a) approval$1,018,000
- Median 7(a) approval$1,475,000
- 10th percentile approval$15,000
- 90th percentile approval$1,936,000
- Largest single approval$2,015,000
- Jobs reported supported, 7(a)134
- Jobs per approval11.2
- Distinct 7(a) lenders active11
- Distinct industries receiving approvals10
- Median 7(a) term300 months
- Share of loans on real estate terms, 240 months or longer58.3 percent
- Loans on real estate terms7
- Loans on working capital terms, 120 months or shorter5
- Franchise loans3
- Franchise share of approvals25.0 percent
- Leading industry by approval countGasoline Stations with Convenience Stores (2)
- Most active lenderWells Fargo Bank National Association (2)
- 504 approvals recorded4
- 504 gross approval dollars$6.1 m
- Average 504 approval$1,530,750
- Median 504 approval$1,690,000
- Distinct CDCs active2
- 504 jobs per approval14.8
- 504 jobs per million dollars approved9.6
- Most active CDCCapital Certified Development Corporation (3)
- 7(a) share of SBA approvals75.0 percent
- Combined SBA approval dollars$18.3 m
The average approval of $1,018,000 sits close to the median of $1,475,000, so lending here is fairly evenly sized rather than driven by a few large deals. 58.3 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Freestone County
Do SBA loans in Freestone County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure9
- Status: Cancelled2
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Freestone County
Which parts of Freestone County get the lending
- Places in the county with recorded lending4
- Fairfield, approvals5
- TEAGUE, approvals4
- Streetman, approvals2
- Oakwood, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Fairfield | 5 | $4,154,000 |
| TEAGUE | 4 | $3,661,000 |
| Streetman | 2 | $2,386,000 |
| Oakwood | 1 | $2,015,000 |
Fairfield accounts for 5 approvals against 4 in TEAGUE. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Freestone County
How big is Freestone County
- Land area878 sq mi
- Rank by land area among Texas counties173rd of 254
- Width, east to west41.7 mi
- Height, north to south41.4 mi
- Geographies sharing a boundary5
- Residents per square mile of land23
- Establishments per square mile0.41
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Freestone County
What hazards affect Freestone County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book5
- Of those, participating in the NFIP5
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Freestone County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Freestone County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population20,049
- Households7,090
- Average household size2.83
- Median household income$59,960
- Median age41.1
Common questions
Freestone County questions, answered from the record.
How many people live in Freestone County, Texas?
20,049, in 7,090 households, ranking 122nd of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Freestone County growing?
The population has grown 6.20 percent since the 2020 census base. In 2024 there were 219 births against 282 deaths, with net migration of 354. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Freestone County?
$59,960. The median owner-occupied home is valued at $168,000, which is 2.8 times income, and median gross rent is $853 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Freestone County?
362 establishments, employing 3,144 people with an annual payroll of $141.4 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Freestone County?
Average annual pay is $53,324, or $1,025 a week, across 4,933 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Freestone County?
12 7(a) approvals totalling $12.2 m since FY2020, across 11 lenders, with a median approval of $1,475,000, plus 4 504 approvals worth $6.1 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Freestone County?
1 housing units were authorised by permit in 2024, with a declared construction value of $302,641. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Freestone County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Freestone County come from?
The largest single origin is Freestone County Non-migrants, with 6,279 households. Arriving households report an average income of $56,797 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Freestone County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Freestone County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.