Gonzales County, Texas: commercial real estate data.
Gonzales County, Texas has a population of 19,851 across 1,067 square miles, up 1.9 percent since the 2020 census base. County output reached $3.68 bn in 2024, 405 establishments operate here, and the SBA record carries 16 7(a) approvals worth $23.7 m.
124 sourced county values · tier FULL · 12 sections
Gonzales County
How many people live in Gonzales County
- Population19,851
- Households7,926
- Average household size2.50
- Median household income$58,672
- Median age39.3
- Median gross rent$840 per month
- Median owner-occupied home value$159,100
- Home value to household income2.7 times
- Annual rent as a share of median income17.2 percent
- Adults 25 and over with a bachelor degree or higher11.9 percent
- Adults 25 and over with a graduate degree3.1 percent
- Adults 25 and over13,151
- Population under 185,056
- Share under 1825.5 percent
- Population 65 and over3,596
- Share 65 and over18.1 percent
- Working age population, 18 to 6411,199
- Civilian labor force9,135
- Unemployment rate4.3 percent
- Labor force participation, adults 18 and over61.7 percent
- Rank by population among Texas counties125th of 254
- Rank by population among US county-equivalents1893rd
Gonzales County is the 125th largest of 254 Texas counties by population. A median home costs 2.7 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 25.5 percent against 18.1 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Gonzales County
Is Gonzales County growing
- Population change since the 2020 census base1.95 percent
- Census 2020 base population19,657
- Births, 2024296
- Deaths, 2024259
- Natural change, 202437
- Net domestic migration, 2024-84
- Net international migration, 202457
- Total net migration, 2024-27
- Cumulative net domestic migration, 2021 to 202484
- Rank by growth among US county-equivalents1178th
The county has grown 1.95 percent since the 2020 census base. Births exceeded deaths in 2024 but more people left than arrived, so the population is being sustained internally rather than attracting.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Gonzales County
Where people moving to Gonzales County come from
- Tax returns filed by households arriving487
- People arriving, from those returns936
- Adjusted gross income arriving$26.5 m
- Net adjusted gross income movement$0
- Average income of an arriving household$54,423
- Largest single originGonzales County Non-migrants (7,566 households)
- Largest single destination (7,566 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Gonzales County Non-migrants | 7,566 | 16,179 | $519.1 m |
| Other flows - Same State | 223 | 394 | $12.5 m |
| Other flows - Different State | 66 | 144 | $4.5 m |
| Travis County | 48 | 94 | $2.3 m |
| Bexar County | 39 | 64 | $1.8 m |
| Guadalupe County | 38 | 88 | $1.9 m |
| Other flows - West | 35 | 84 | $3.1 m |
| Other flows - South | 31 | 60 | $1.4 m |
The largest single source of arrivals is Gonzales County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Gonzales County
What the Gonzales County economy runs on
- County GDP, 2024$3.68 bn
- County GDP, 2023$3.66 bn
- GDP change, 2023 to 20240.3 percent
- GDP change over five years109.3 percent
- Rank by GDP among Texas counties70th
- Rank by GDP among US county-equivalents865th
- GDP per resident$185,184
Output grew 0.3 percent in the latest year and 109.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Gonzales County
Who employs people in Gonzales County
- Covered employment, annual average7,180
- Establishments reporting550
- Average annual pay$54,216
- Average weekly wage$1,043
- Sector 31-33, employment1,006
- Sector 31-33, average annual pay$62,436
- Sector 44-45, employment848
- Sector 44-45, average annual pay$35,257
- Sector 11, employment782
- Sector 11, average annual pay$48,217
- Sector 21, employment383
- Sector 21, average annual pay$92,733
- Sector 42, employment306
- Sector 48-49, employment250
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 1,006 | 14 | $62,436 |
| Sector 44-45 | 848 | 64 | $35,257 |
| Sector 11 | 782 | 87 | $48,217 |
| Sector 21 | 383 | 17 | $92,733 |
| Sector 42 | 306 | 22 | $54,650 |
| Sector 48-49 | 250 | 24 | $67,006 |
| Sector 52 | 175 | 32 | $74,812 |
| Sector 22 | 169 | 4 | $93,849 |
The largest sector is the biggest private employer group at 1,006 jobs, 14.0 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Gonzales County
What businesses operate in Gonzales County
- Establishments, all industries405
- Employment at those establishments4,950
- Annual payroll$238.9 m
- Establishments per 1,000 residents20.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Gonzales County
What is being built in Gonzales County
- Housing units authorised by permit, 202414
- Declared construction value permitted$2.9 m
- Single family units authorised14
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$205,304
- Units authorised per 1,000 households1.8
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Gonzales County
How much SBA lending happens in Gonzales County
- 7(a) approvals recorded16
- 7(a) gross approval dollars$23.7 m
- Average 7(a) approval$1,480,513
- Median 7(a) approval$1,335,000
- 10th percentile approval$50,000
- 90th percentile approval$3,874,000
- Largest single approval$3,914,900
- Jobs reported supported, 7(a)100
- Jobs per approval6.3
- Distinct 7(a) lenders active9
- Distinct industries receiving approvals8
- Median 7(a) term300 months
- Share of loans on real estate terms, 240 months or longer75.0 percent
- Loans on real estate terms12
- Loans on working capital terms, 120 months or shorter3
- Franchise loans7
- Franchise share of approvals43.8 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (9)
- Most active lenderReadycap Lending, LLC (3)
- 504 approvals recorded8
- 504 gross approval dollars$7.0 m
- Average 504 approval$874,250
- Median 504 approval$726,000
- Distinct CDCs active2
- 504 jobs per approval12.9
- 504 jobs per million dollars approved14.7
- Most active CDCBusiness and Community Lenders of Texas (7)
- 7(a) share of SBA approvals66.7 percent
- Combined SBA approval dollars$30.7 m
The average approval of $1,480,513 sits close to the median of $1,335,000, so lending here is fairly evenly sized rather than driven by a few large deals. 75.0 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Gonzales County
Do SBA loans in Gonzales County get paid back
- Loans with a final outcome recorded5
- Paid in full5
- Charged off0
- Status: Paid in full5
- Status: Exempt from disclosure10
- Status: Cancelled1
Too few loans have reached a final outcome to publish a charge off rate. only 5 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gonzales County
Which parts of Gonzales County get the lending
- Places in the county with recorded lending5
- Gonzales, approvals12
- Gonzaes, approvals1
- SHINER, approvals1
- LEESVILLE, approvals1
- WRIGHTSBORO, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Gonzales | 12 | $16,084,000 |
| Gonzaes | 1 | $3,914,900 |
| SHINER | 1 | $467,000 |
| LEESVILLE | 1 | $100,000 |
| WRIGHTSBORO | 1 | $3,122,300 |
Gonzales accounts for 12 approvals against 1 in Gonzaes. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gonzales County
How big is Gonzales County
- Land area1,067 sq mi
- Rank by land area among Texas counties54th of 254
- Width, east to west43.9 mi
- Height, north to south46.6 mi
- Geographies sharing a boundary7
- Residents per square mile of land19
- Establishments per square mile0.38
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Gonzales County
What hazards affect Gonzales County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book5
- Of those, participating in the NFIP5
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Gonzales County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Gonzales County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population19,851
- Households7,926
- Average household size2.50
- Median household income$58,672
- Median age39.3
Common questions
Gonzales County questions, answered from the record.
How many people live in Gonzales County, Texas?
19,851, in 7,926 households, ranking 125th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Gonzales County growing?
The population has grown 1.95 percent since the 2020 census base. In 2024 there were 296 births against 259 deaths, with net migration of -27. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Gonzales County?
$58,672. The median owner-occupied home is valued at $159,100, which is 2.7 times income, and median gross rent is $840 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Gonzales County?
405 establishments, employing 4,950 people with an annual payroll of $238.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Gonzales County?
Average annual pay is $54,216, or $1,043 a week, across 7,180 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Gonzales County?
16 7(a) approvals totalling $23.7 m since FY2020, across 9 lenders, with a median approval of $1,335,000, plus 8 504 approvals worth $7.0 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Gonzales County?
14 housing units were authorised by permit in 2024, with a declared construction value of $2.9 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Gonzales County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Gonzales County come from?
The largest single origin is Gonzales County Non-migrants, with 7,566 households. Arriving households report an average income of $54,423 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Gonzales County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Gonzales County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.