Gregg County, Texas: commercial real estate data.
Gregg County, Texas has a population of 125,480 across 273 square miles, up 1.9 percent since the 2020 census base. County output reached $10.51 bn in 2024, 4,040 establishments operate here, and the SBA record carries 106 7(a) approvals worth $116.8 m.
126 sourced county values · tier FULL · 12 sections
Gregg County
How many people live in Gregg County
- Population125,480
- Households48,277
- Average household size2.60
- Median household income$66,550
- Median age35.9
- Median gross rent$1,102 per month
- Median owner-occupied home value$203,400
- Home value to household income3.1 times
- Annual rent as a share of median income19.9 percent
- Adults 25 and over with a bachelor degree or higher22.9 percent
- Adults 25 and over with a graduate degree7.6 percent
- Adults 25 and over81,092
- Population under 1832,277
- Share under 1825.7 percent
- Population 65 and over20,175
- Share 65 and over16.1 percent
- Working age population, 18 to 6473,028
- Civilian labor force59,386
- Unemployment rate3.6 percent
- Labor force participation, adults 18 and over63.7 percent
- Rank by population among Texas counties37th of 254
- Rank by population among US county-equivalents521st
Gregg County is the 37th largest of 254 Texas counties by population. A median home costs 3.1 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 25.7 percent against 16.1 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Gregg County
Is Gregg County growing
- Population change since the 2020 census base1.91 percent
- Census 2020 base population124,301
- Births, 20241,726
- Deaths, 20241,470
- Natural change, 2024256
- Net domestic migration, 2024-537
- Net international migration, 2024435
- Total net migration, 2024-102
- Cumulative net domestic migration, 2021 to 20241,020
- Rank by growth among US county-equivalents1195th
The county has grown 1.91 percent since the 2020 census base. Births exceeded deaths in 2024 but more people left than arrived, so the population is being sustained internally rather than attracting.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Gregg County
Where people moving to Gregg County come from
- Tax returns filed by households arriving4,093
- People arriving, from those returns7,878
- Adjusted gross income arriving$218.2 m
- Net adjusted gross income movement$0
- Average income of an arriving household$53,300
- Largest single originGregg County Non-migrants (44,176 households)
- Largest single destination (44,176 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Gregg County Non-migrants | 44,176 | 91,952 | $3.26 bn |
| Other flows - Different State | 954 | 1,875 | $57.4 m |
| Harrison County | 518 | 1,033 | $24.2 m |
| Other flows - Same State | 508 | 951 | $22.7 m |
| Other flows - South | 413 | 806 | $23.4 m |
| Upshur County | 388 | 774 | $21.1 m |
| Rusk County | 357 | 738 | $18.8 m |
| Other flows - West | 334 | 670 | $21.8 m |
The largest single source of arrivals is Gregg County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Gregg County
What the Gregg County economy runs on
- County GDP, 2024$10.51 bn
- County GDP, 2023$10.31 bn
- GDP change, 2023 to 20242.0 percent
- GDP change over five years39.0 percent
- Rank by GDP among Texas counties34th
- Rank by GDP among US county-equivalents422nd
- GDP per resident$83,769
Output grew 2.0 percent in the latest year and 39.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Gregg County
Who employs people in Gregg County
- Covered employment, annual average74,876
- Establishments reporting4,316
- Average annual pay$58,579
- Average weekly wage$1,127
- Sector 62, employment11,494
- Sector 62, average annual pay$61,875
- Sector 44-45, employment9,866
- Sector 44-45, average annual pay$38,949
- Sector 31-33, employment7,316
- Sector 31-33, average annual pay$69,214
- Sector 72, employment7,304
- Sector 72, average annual pay$21,687
- Sector 23, employment6,308
- Sector 42, employment4,320
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 11,494 | 520 | $61,875 |
| Sector 44-45 | 9,866 | 612 | $38,949 |
| Sector 31-33 | 7,316 | 218 | $69,214 |
| Sector 72 | 7,304 | 361 | $21,687 |
| Sector 23 | 6,308 | 301 | $62,094 |
| Sector 42 | 4,320 | 274 | $87,470 |
| Sector 21 | 3,369 | 162 | $101,414 |
| Sector 56 | 3,020 | 206 | $45,626 |
The largest sector is the biggest private employer group at 11,494 jobs, 15.4 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Gregg County
What businesses operate in Gregg County
- Establishments, all industries4,040
- Employment at those establishments67,607
- Annual payroll$3.60 bn
- Establishments per 1,000 residents32.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Gregg County
What is being built in Gregg County
- Housing units authorised by permit, 2024192
- Declared construction value permitted$53.8 m
- Single family units authorised174
- Multifamily units authorised18
- Multifamily share of units9.4 percent
- Average declared value per unit$280,281
- Units authorised per 1,000 households4.0
Multifamily is 9.4 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Gregg County
How much SBA lending happens in Gregg County
- 7(a) approvals recorded106
- 7(a) gross approval dollars$116.8 m
- Average 7(a) approval$1,102,158
- Median 7(a) approval$563,900
- 10th percentile approval$70,000
- 90th percentile approval$3,580,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)1,205
- Jobs per approval11.4
- Distinct 7(a) lenders active41
- Distinct industries receiving approvals58
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer34.0 percent
- Loans on real estate terms36
- Loans on working capital terms, 120 months or shorter62
- Franchise loans24
- Franchise share of approvals22.6 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (13)
- Most active lenderThe Huntington National Bank (21)
- 504 approvals recorded34
- 504 gross approval dollars$21.3 m
- Average 504 approval$627,441
- Median 504 approval$508,000
- Distinct CDCs active4
- 504 jobs per approval8.6
- 504 jobs per million dollars approved13.7
- Most active CDCEast Texas Regional Development Company, Inc. (21)
- 7(a) share of SBA approvals75.7 percent
- Combined SBA approval dollars$138.2 m
The average approval of $1,102,158 sits well above the median of $563,900, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. 34.0 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Gregg County
Do SBA loans in Gregg County get paid back
- Loans with a final outcome recorded16
- Paid in full14
- Charged off2
- Charge off rate on resolved loans12.5 percent
- Status: Exempt from disclosure74
- Status: Paid in full14
- Status: Cancelled13
- Status: Charged off2
- Status: Committed, not yet disbursed3
Of the 16 loans that have reached a final outcome, 12.5 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gregg County
Which parts of Gregg County get the lending
- Places in the county with recorded lending4
- Longview, approvals71
- KILGORE, approvals23
- White Oak, approvals8
- GLADEWATER, approvals4
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Longview | 71 | $79,328,800 |
| KILGORE | 23 | $27,781,500 |
| White Oak | 8 | $4,878,400 |
| GLADEWATER | 4 | $4,840,000 |
Longview accounts for 71 approvals against 23 in KILGORE. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gregg County
How big is Gregg County
- Land area273 sq mi
- Rank by land area among Texas counties247th of 254
- Width, east to west23.8 mi
- Height, north to south20.2 mi
- Geographies sharing a boundary4
- Residents per square mile of land460
- Establishments per square mile14.80
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Gregg County
What hazards affect Gregg County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book9
- Of those, participating in the NFIP8
- NFIP participation rate88.9 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Gregg County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Gregg County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population125,480
- Households48,277
- Average household size2.60
- Median household income$66,550
- Median age35.9
Common questions
Gregg County questions, answered from the record.
How many people live in Gregg County, Texas?
125,480, in 48,277 households, ranking 37th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Gregg County growing?
The population has grown 1.91 percent since the 2020 census base. In 2024 there were 1,726 births against 1,470 deaths, with net migration of -102. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Gregg County?
$66,550. The median owner-occupied home is valued at $203,400, which is 3.1 times income, and median gross rent is $1,102 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Gregg County?
4,040 establishments, employing 67,607 people with an annual payroll of $3.60 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Gregg County?
Average annual pay is $58,579, or $1,127 a week, across 74,876 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Gregg County?
106 7(a) approvals totalling $116.8 m since FY2020, across 41 lenders, with a median approval of $563,900, plus 34 504 approvals worth $21.3 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Gregg County get paid back?
Of the 16 loans that have reached a final outcome, 14 were paid in full and 2 charged off, a charge off rate of 12.5 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Gregg County?
192 housing units were authorised by permit in 2024, with a declared construction value of $53.8 m. Multifamily was 9.4 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Gregg County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Gregg County come from?
The largest single origin is Gregg County Non-migrants, with 44,176 households. Arriving households report an average income of $53,300 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Gregg County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Gregg County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.