Harrison County, Texas: commercial real estate data.
Harrison County, Texas has a population of 70,155 across 900 square miles, up 3.7 percent since the 2020 census base. County output reached $5.68 bn in 2024, 1,402 establishments operate here, and the SBA record carries 31 7(a) approvals worth $29.5 m.
127 sourced county values · tier FULL · 12 sections
Harrison County
How many people live in Harrison County
- Population70,155
- Households26,287
- Average household size2.67
- Median household income$66,103
- Median age38.8
- Median gross rent$974 per month
- Median owner-occupied home value$180,400
- Home value to household income2.7 times
- Annual rent as a share of median income17.7 percent
- Adults 25 and over with a bachelor degree or higher22.7 percent
- Adults 25 and over with a graduate degree6.9 percent
- Adults 25 and over46,241
- Population under 1816,844
- Share under 1824.0 percent
- Population 65 and over12,284
- Share 65 and over17.5 percent
- Working age population, 18 to 6441,027
- Civilian labor force33,534
- Unemployment rate5.6 percent
- Labor force participation, adults 18 and over62.9 percent
- Rank by population among Texas counties53rd of 254
- Rank by population among US county-equivalents789th
Harrison County is the 53rd largest of 254 Texas counties by population. A median home costs 2.7 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 24.0 percent against 17.5 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Harrison County
Is Harrison County growing
- Population change since the 2020 census base3.68 percent
- Census 2020 base population68,834
- Births, 2024808
- Deaths, 2024724
- Natural change, 202484
- Net domestic migration, 2024252
- Net international migration, 202434
- Total net migration, 2024286
- Cumulative net domestic migration, 2021 to 20242,425
- Rank by growth among US county-equivalents748th
The county has grown 3.68 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Harrison County
Where people moving to Harrison County come from
- Tax returns filed by households arriving2,083
- People arriving, from those returns4,293
- Adjusted gross income arriving$128.1 m
- Net adjusted gross income movement$0
- Average income of an arriving household$61,496
- Largest single originHarrison County Non-migrants (23,218 households)
- Largest single destination (23,218 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Harrison County Non-migrants | 23,218 | 50,577 | $1.63 bn |
| Gregg County | 575 | 1,220 | $33.0 m |
| Other flows - Different State | 509 | 1,080 | $35.1 m |
| Other flows - Same State | 391 | 782 | $25.8 m |
| Other flows - West | 218 | 512 | $18.8 m |
| Other flows - South | 194 | 381 | $10.5 m |
| Caddo Parish | 95 | 184 | $5.6 m |
| Smith County | 76 | 134 | $4.6 m |
The largest single source of arrivals is Harrison County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Harrison County
What the Harrison County economy runs on
- County GDP, 2024$5.68 bn
- County GDP, 2023$5.79 bn
- GDP change, 2023 to 2024-2.0 percent
- GDP change over five years49.1 percent
- Rank by GDP among Texas counties52nd
- Rank by GDP among US county-equivalents668th
- GDP per resident$80,902
Output grew -2.0 percent in the latest year and 49.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Harrison County
Who employs people in Harrison County
- Covered employment, annual average21,545
- Establishments reporting1,456
- Average annual pay$62,209
- Average weekly wage$1,196
- Sector 31-33, employment5,688
- Sector 31-33, average annual pay$78,762
- Sector 44-45, employment2,103
- Sector 44-45, average annual pay$35,766
- Sector 72, employment1,589
- Sector 72, average annual pay$19,315
- Sector 23, employment1,339
- Sector 23, average annual pay$67,616
- Sector 21, employment996
- Sector 52, employment759
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 5,688 | 83 | $78,762 |
| Sector 44-45 | 2,103 | 190 | $35,766 |
| Sector 72 | 1,589 | 97 | $19,315 |
| Sector 23 | 1,339 | 147 | $67,616 |
| Sector 21 | 996 | 60 | $107,343 |
| Sector 52 | 759 | 85 | $63,888 |
| Sector 56 | 677 | 79 | $43,210 |
| Sector 81 | 672 | 102 | $84,482 |
The largest sector is the biggest private employer group at 5,688 jobs, 26.4 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Harrison County
What businesses operate in Harrison County
- Establishments, all industries1,402
- Employment at those establishments20,396
- Annual payroll$1.10 bn
- Establishments per 1,000 residents20.0
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Harrison County
What is being built in Harrison County
- Housing units authorised by permit, 202453
- Declared construction value permitted$15.2 m
- Single family units authorised53
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$287,588
- Units authorised per 1,000 households2.0
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Harrison County
How much SBA lending happens in Harrison County
- 7(a) approvals recorded31
- 7(a) gross approval dollars$29.5 m
- Average 7(a) approval$952,523
- Median 7(a) approval$465,500
- 10th percentile approval$94,500
- 90th percentile approval$2,424,600
- Largest single approval$3,739,700
- Jobs reported supported, 7(a)277
- Jobs per approval8.9
- Distinct 7(a) lenders active21
- Distinct industries receiving approvals23
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer35.5 percent
- Loans on real estate terms11
- Loans on working capital terms, 120 months or shorter19
- Franchise loans8
- Franchise share of approvals25.8 percent
- Leading industry by approval countGasoline Stations with Convenience Stores (4)
- Most active lenderThe Huntington National Bank (5)
- 504 approvals recorded9
- 504 gross approval dollars$13.3 m
- Average 504 approval$1,476,667
- Median 504 approval$790,000
- Distinct CDCs active4
- 504 jobs per approval14.2
- 504 jobs per million dollars approved9.6
- Most active CDCEast Texas Regional Development Company, Inc. (5)
- 7(a) share of SBA approvals77.5 percent
- Combined SBA approval dollars$42.8 m
The average approval of $952,523 sits well above the median of $465,500, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. 35.5 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Harrison County
Do SBA loans in Harrison County get paid back
- Loans with a final outcome recorded8
- Paid in full7
- Charged off1
- Status: Paid in full7
- Status: Charged off1
- Status: Exempt from disclosure17
- Status: Committed, not yet disbursed3
- Status: Cancelled3
Too few loans have reached a final outcome to publish a charge off rate. only 8 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Harrison County
Which parts of Harrison County get the lending
- Places in the county with recorded lending7
- Marshall, approvals19
- Hallsville, approvals6
- Harleton, approvals2
- WASKOM, approvals1
- ELYSIAN FIELDS, approvals1
- LONGVIEW, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Marshall | 19 | $19,777,700 |
| Hallsville | 6 | $6,906,500 |
| Harleton | 2 | $1,713,000 |
| WASKOM | 1 | $300,000 |
| ELYSIAN FIELDS | 1 | $405,000 |
| LONGVIEW | 1 | $150,000 |
| DIANA | 1 | $276,000 |
Marshall accounts for 19 approvals against 6 in Hallsville. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Harrison County
How big is Harrison County
- Land area900 sq mi
- Rank by land area among Texas counties149th of 254
- Width, east to west38.5 mi
- Height, north to south31.9 mi
- Geographies sharing a boundary5
- Residents per square mile of land78
- Establishments per square mile1.56
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Harrison County
What hazards affect Harrison County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book7
- Of those, participating in the NFIP5
- NFIP participation rate71.4 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Harrison County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Harrison County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population70,155
- Households26,287
- Average household size2.67
- Median household income$66,103
- Median age38.8
Common questions
Harrison County questions, answered from the record.
How many people live in Harrison County, Texas?
70,155, in 26,287 households, ranking 53rd of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Harrison County growing?
The population has grown 3.68 percent since the 2020 census base. In 2024 there were 808 births against 724 deaths, with net migration of 286. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Harrison County?
$66,103. The median owner-occupied home is valued at $180,400, which is 2.7 times income, and median gross rent is $974 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Harrison County?
1,402 establishments, employing 20,396 people with an annual payroll of $1.10 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Harrison County?
Average annual pay is $62,209, or $1,196 a week, across 21,545 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Harrison County?
31 7(a) approvals totalling $29.5 m since FY2020, across 21 lenders, with a median approval of $465,500, plus 9 504 approvals worth $13.3 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Harrison County?
53 housing units were authorised by permit in 2024, with a declared construction value of $15.2 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Harrison County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Harrison County come from?
The largest single origin is Harrison County Non-migrants, with 23,218 households. Arriving households report an average income of $61,496 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Harrison County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Harrison County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.