Hemphill County, Texas: commercial real estate data.
Hemphill County, Texas has a population of 3,234 across 906 square miles, down 7.4 percent since the 2020 census base. County output reached $439.8 m in 2024, 126 establishments operate here, and the SBA record carries 6 7(a) approvals worth $4.8 m.
105 sourced county values · tier FULL · 11 sections
Hemphill County
How many people live in Hemphill County
- Population3,234
- Households1,476
- Average household size2.19
- Median household income$61,563
- Median age45.1
- Median gross rent$836 per month
- Median owner-occupied home value$205,700
- Home value to household income3.3 times
- Annual rent as a share of median income16.3 percent
- Adults 25 and over with a bachelor degree or higher21.9 percent
- Adults 25 and over with a graduate degree2.7 percent
- Adults 25 and over2,361
- Population under 18663
- Share under 1820.5 percent
- Population 65 and over744
- Share 65 and over23.0 percent
- Working age population, 18 to 641,827
- Civilian labor force1,604
- Unemployment rate5.9 percent
- Labor force participation, adults 18 and over62.4 percent
- Rank by population among Texas counties218th of 254
- Rank by population among US county-equivalents3023rd
Hemphill County is the 218th largest of 254 Texas counties by population. A median home costs 3.3 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 23.0 percent against 20.5 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Hemphill County
Is Hemphill County growing
- Population change since the 2020 census base-7.39 percent
- Census 2020 base population3,384
- Births, 202428
- Deaths, 202432
- Natural change, 2024-4
- Net domestic migration, 2024-6
- Net international migration, 20241
- Total net migration, 2024-5
- Cumulative net domestic migration, 2021 to 2024-219
- Rank by growth among US county-equivalents3092nd
The county has lost 7.39 percent of its population since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Hemphill County
Where people moving to Hemphill County come from
- Tax returns filed by households arriving33
- People arriving, from those returns76
- Adjusted gross income arriving$1.8 m
- Net adjusted gross income movement$0
- Average income of an arriving household$54,061
- Largest single originHemphill County Non-migrants (1,190 households)
- Largest single destination (1,190 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Hemphill County Non-migrants | 1,190 | 2,888 | $104.1 m |
| Other flows - Same State | 33 | 76 | $1.8 m |
The largest single source of arrivals is Hemphill County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Hemphill County
What the Hemphill County economy runs on
- County GDP, 2024$439.8 m
- County GDP, 2023$513.5 m
- GDP change, 2023 to 2024-14.3 percent
- GDP change over five years20.9 percent
- Rank by GDP among Texas counties193rd
- Rank by GDP among US county-equivalents2479th
- GDP per resident$136,007
Output grew -14.3 percent in the latest year and 20.9 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Hemphill County
Who employs people in Hemphill County
- Covered employment, annual average1,370
- Establishments reporting196
- Average annual pay$60,967
- Average weekly wage$1,172
- Sector 21, employment224
- Sector 21, average annual pay$104,445
- Sector 44-45, employment106
- Sector 44-45, average annual pay$33,146
- Sector 11, employment76
- Sector 11, average annual pay$59,996
- Sector 23, employment71
- Sector 23, average annual pay$64,158
- Sector 52, employment51
- Sector 54, employment35
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 21 | 224 | 20 | $104,445 |
| Sector 44-45 | 106 | 18 | $33,146 |
| Sector 11 | 76 | 26 | $59,996 |
| Sector 23 | 71 | 13 | $64,158 |
| Sector 52 | 51 | 11 | $56,609 |
| Sector 54 | 35 | 10 | $53,861 |
| Sector 81 | 22 | 10 | $37,728 |
| Sector 31-33 | 20 | 4 | $56,687 |
The largest sector is the biggest private employer group at 224 jobs, 16.4 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Hemphill County
What businesses operate in Hemphill County
- Establishments, all industries126
- Employment at those establishments1,032
- Annual payroll$67.9 m
- Establishments per 1,000 residents39.0
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Hemphill County
What is being built in Hemphill County
- Housing units authorised by permit, 20240
- Declared construction value permitted$0
- Single family units authorised0
- Multifamily units authorised0
No residential units were authorised by permit in 2024. In a small county this is common and is not by itself a sign of distress, but it does mean there is no recent residential pipeline to read demand from.
US Census Bureau, Building Permits Survey, 2024 annual.
Hemphill County
How much SBA lending happens in Hemphill County
- 7(a) approvals recorded6
- 7(a) gross approval dollars$4.8 m
- Average 7(a) approval$808,100
- Median 7(a) approval$700,000
- 10th percentile approval$51,400
- 90th percentile approval$2,405,000
- Largest single approval$2,405,000
- Jobs reported supported, 7(a)33
- Jobs per approval5.5
- Distinct 7(a) lenders active4
- Distinct industries receiving approvals4
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer16.7 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter4
- Franchise loans1
- Franchise share of approvals16.7 percent
- Leading industry by approval countEmergency and Other Relief Services (2)
- Most active lenderFirst United Bank (2)
The average approval of $808,100 sits close to the median of $700,000, so lending here is fairly evenly sized rather than driven by a few large deals. Only 16.7 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Hemphill County
Do SBA loans in Hemphill County get paid back
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure3
- Status: Cancelled2
- Status: Committed, not yet disbursed1
Too few loans have reached a final outcome to publish a charge off rate. only 0 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Hemphill County
How big is Hemphill County
- Land area906 sq mi
- Rank by land area among Texas counties131st of 254
- Width, east to west30.3 mi
- Height, north to south30.2 mi
- Geographies sharing a boundary3
- Residents per square mile of land4
- Establishments per square mile0.14
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Hemphill County
What hazards affect Hemphill County
- EPA radon zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
- Communities in the NFIP Community Status Book1
- Of those, participating in the NFIP1
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Hemphill County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Hemphill County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population3,234
- Households1,476
- Average household size2.19
- Median household income$61,563
- Median age45.1
Common questions
Hemphill County questions, answered from the record.
How many people live in Hemphill County, Texas?
3,234, in 1,476 households, ranking 218th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Hemphill County growing?
The population has fallen 7.39 percent since the 2020 census base. In 2024 there were 28 births against 32 deaths, with net migration of -5. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Hemphill County?
$61,563. The median owner-occupied home is valued at $205,700, which is 3.3 times income, and median gross rent is $836 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Hemphill County?
126 establishments, employing 1,032 people with an annual payroll of $67.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Hemphill County?
Average annual pay is $60,967, or $1,172 a week, across 1,370 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Hemphill County?
6 7(a) approvals totalling $4.8 m since FY2020, across 4 lenders, with a median approval of $700,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Hemphill County?
No residential units were authorised by permit in 2024. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Hemphill County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Hemphill County come from?
The largest single origin is Hemphill County Non-migrants, with 1,190 households. Arriving households report an average income of $54,061 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Hemphill County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Hemphill County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.