Hopkins County, Texas: commercial real estate data.
Hopkins County, Texas has a population of 37,784 across 767 square miles, up 5.4 percent since the 2020 census base. County output reached $2.66 bn in 2024, 844 establishments operate here, and the SBA record carries 25 7(a) approvals worth $27.8 m.
123 sourced county values · tier FULL · 12 sections
Hopkins County
How many people live in Hopkins County
- Population37,784
- Households14,002
- Average household size2.70
- Median household income$70,888
- Median age39.5
- Median gross rent$1,109 per month
- Median owner-occupied home value$221,100
- Home value to household income3.1 times
- Annual rent as a share of median income18.8 percent
- Adults 25 and over with a bachelor degree or higher21.9 percent
- Adults 25 and over with a graduate degree7.6 percent
- Adults 25 and over25,476
- Population under 189,172
- Share under 1824.3 percent
- Population 65 and over7,074
- Share 65 and over18.7 percent
- Working age population, 18 to 6421,538
- Civilian labor force18,199
- Unemployment rate4.0 percent
- Labor force participation, adults 18 and over63.6 percent
- Rank by population among Texas counties83rd of 254
- Rank by population among US county-equivalents1262nd
Hopkins County is the 83rd largest of 254 Texas counties by population. A median home costs 3.1 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 24.3 percent against 18.7 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Hopkins County
Is Hopkins County growing
- Population change since the 2020 census base5.42 percent
- Census 2020 base population36,790
- Births, 2024462
- Deaths, 2024454
- Natural change, 20248
- Net domestic migration, 2024390
- Net international migration, 2024128
- Total net migration, 2024518
- Cumulative net domestic migration, 2021 to 20241,785
- Rank by growth among US county-equivalents482nd
The county has grown 5.42 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Hopkins County
Where people moving to Hopkins County come from
- Tax returns filed by households arriving1,099
- People arriving, from those returns2,184
- Adjusted gross income arriving$71.8 m
- Net adjusted gross income movement$0
- Average income of an arriving household$65,299
- Largest single originHopkins County Non-migrants (12,969 households)
- Largest single destination (12,969 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Hopkins County Non-migrants | 12,969 | 28,053 | $921.7 m |
| Other flows - Same State | 280 | 544 | $17.1 m |
| Other flows - Different State | 244 | 500 | $19.1 m |
| Other flows - West | 115 | 250 | $12.8 m |
| Hunt County | 114 | 224 | $6.3 m |
| Dallas County | 95 | 173 | $7.9 m |
| Other flows - South | 88 | 172 | $4.4 m |
| Wood County | 82 | 163 | $2.9 m |
The largest single source of arrivals is Hopkins County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Hopkins County
What the Hopkins County economy runs on
- County GDP, 2024$2.66 bn
- County GDP, 2023$2.41 bn
- GDP change, 2023 to 202410.3 percent
- GDP change over five years61.0 percent
- Rank by GDP among Texas counties90th
- Rank by GDP among US county-equivalents1063rd
- GDP per resident$70,445
Output grew 10.3 percent in the latest year and 61.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Hopkins County
Who employs people in Hopkins County
- Covered employment, annual average14,347
- Establishments reporting979
- Average annual pay$54,724
- Average weekly wage$1,052
- Sector 31-33, employment2,695
- Sector 31-33, average annual pay$66,723
- Sector 44-45, employment1,722
- Sector 44-45, average annual pay$38,527
- Sector 42, employment1,462
- Sector 42, average annual pay$69,265
- Sector 72, employment1,201
- Sector 72, average annual pay$21,846
- Sector 23, employment724
- Sector 52, employment704
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 2,695 | 51 | $66,723 |
| Sector 44-45 | 1,722 | 126 | $38,527 |
| Sector 42 | 1,462 | 55 | $69,265 |
| Sector 72 | 1,201 | 76 | $21,846 |
| Sector 23 | 724 | 93 | $59,605 |
| Sector 52 | 704 | 62 | $70,988 |
| Sector 48-49 | 506 | 48 | $51,886 |
| Sector 54 | 355 | 78 | $70,938 |
The largest sector is the biggest private employer group at 2,695 jobs, 18.8 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Hopkins County
What businesses operate in Hopkins County
- Establishments, all industries844
- Employment at those establishments12,022
- Annual payroll$578.8 m
- Establishments per 1,000 residents22.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Hopkins County
What is being built in Hopkins County
- Housing units authorised by permit, 202465
- Declared construction value permitted$13.3 m
- Single family units authorised65
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$204,598
- Units authorised per 1,000 households4.6
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Hopkins County
How much SBA lending happens in Hopkins County
- 7(a) approvals recorded25
- 7(a) gross approval dollars$27.8 m
- Average 7(a) approval$1,110,180
- Median 7(a) approval$887,500
- 10th percentile approval$175,000
- 90th percentile approval$2,000,000
- Largest single approval$3,448,000
- Jobs reported supported, 7(a)234
- Jobs per approval9.4
- Distinct 7(a) lenders active13
- Distinct industries receiving approvals14
- Median 7(a) term300 months
- Share of loans on real estate terms, 240 months or longer52.0 percent
- Loans on real estate terms13
- Loans on working capital terms, 120 months or shorter8
- Franchise loans5
- Franchise share of approvals20.0 percent
- Leading industry by approval countAll Other Miscellaneous Fabricated Metal Product Manufacturing (4)
- Most active lenderGlacier Bank (6)
- 504 approvals recorded3
- 504 gross approval dollars$5.8 m
- Average 504 approval$1,934,333
- Median 504 approval$461,000
- Distinct CDCs active2
- 504 jobs per approval69.3
- 504 jobs per million dollars approved35.8
- Most active CDCCapital Certified Development Corporation (2)
- 7(a) share of SBA approvals89.3 percent
- Combined SBA approval dollars$33.6 m
The average approval of $1,110,180 sits close to the median of $887,500, so lending here is fairly evenly sized rather than driven by a few large deals. 52.0 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Hopkins County
Do SBA loans in Hopkins County get paid back
- Loans with a final outcome recorded7
- Paid in full7
- Charged off0
- Status: Paid in full7
- Status: Exempt from disclosure17
- Status: Committed, not yet disbursed1
Too few loans have reached a final outcome to publish a charge off rate. only 7 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Hopkins County
Which parts of Hopkins County get the lending
- Places in the county with recorded lending4
- SULPHUR SPRINGS, approvals20
- PICKTON, approvals2
- CUMBY, approvals2
- COMO, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| SULPHUR SPRINGS | 20 | $24,437,500 |
| PICKTON | 2 | $1,622,000 |
| CUMBY | 2 | $250,000 |
| COMO | 1 | $1,445,000 |
SULPHUR SPRINGS accounts for 20 approvals against 2 in PICKTON. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Hopkins County
How big is Hopkins County
- Land area767 sq mi
- Rank by land area among Texas counties206th of 254
- Width, east to west32.1 mi
- Height, north to south28.8 mi
- Geographies sharing a boundary5
- Residents per square mile of land49
- Establishments per square mile1.10
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Hopkins County
What hazards affect Hopkins County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book6
- Of those, participating in the NFIP6
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Hopkins County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Hopkins County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population37,784
- Households14,002
- Average household size2.70
- Median household income$70,888
- Median age39.5
Common questions
Hopkins County questions, answered from the record.
How many people live in Hopkins County, Texas?
37,784, in 14,002 households, ranking 83rd of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Hopkins County growing?
The population has grown 5.42 percent since the 2020 census base. In 2024 there were 462 births against 454 deaths, with net migration of 518. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Hopkins County?
$70,888. The median owner-occupied home is valued at $221,100, which is 3.1 times income, and median gross rent is $1,109 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Hopkins County?
844 establishments, employing 12,022 people with an annual payroll of $578.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Hopkins County?
Average annual pay is $54,724, or $1,052 a week, across 14,347 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Hopkins County?
25 7(a) approvals totalling $27.8 m since FY2020, across 13 lenders, with a median approval of $887,500, plus 3 504 approvals worth $5.8 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Hopkins County?
65 housing units were authorised by permit in 2024, with a declared construction value of $13.3 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Hopkins County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Hopkins County come from?
The largest single origin is Hopkins County Non-migrants, with 12,969 households. Arriving households report an average income of $65,299 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Hopkins County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Hopkins County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.