Jones County, Texas: commercial real estate data.
Jones County, Texas has a population of 20,304 across 929 square miles, up 6.0 percent since the 2020 census base. County output reached $599.5 m in 2024, 263 establishments operate here, and the SBA record carries 8 7(a) approvals worth $3.6 m.
121 sourced county values · tier FULL · 12 sections
Jones County
How many people live in Jones County
- Population20,304
- Households5,915
- Average household size3.43
- Median household income$59,464
- Median age39.3
- Median gross rent$866 per month
- Median owner-occupied home value$96,500
- Home value to household income1.6 times
- Annual rent as a share of median income17.5 percent
- Adults 25 and over with a bachelor degree or higher12.0 percent
- Adults 25 and over with a graduate degree2.9 percent
- Adults 25 and over14,941
- Population under 183,438
- Share under 1816.9 percent
- Population 65 and over3,255
- Share 65 and over16.0 percent
- Working age population, 18 to 6413,611
- Civilian labor force6,995
- Unemployment rate5.5 percent
- Labor force participation, adults 18 and over41.5 percent
- Rank by population among Texas counties118th of 254
- Rank by population among US county-equivalents1860th
Jones County is the 118th largest of 254 Texas counties by population. A median home costs 1.6 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 16.9 percent against 16.0 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Jones County
Is Jones County growing
- Population change since the 2020 census base6.04 percent
- Census 2020 base population19,663
- Births, 2024136
- Deaths, 2024214
- Natural change, 2024-78
- Net domestic migration, 2024155
- Net international migration, 20248
- Total net migration, 2024163
- Cumulative net domestic migration, 2021 to 20241,460
- Rank by growth among US county-equivalents402nd
The county has grown 6.04 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Jones County
Where people moving to Jones County come from
- Tax returns filed by households arriving639
- People arriving, from those returns1,246
- Adjusted gross income arriving$30.8 m
- Net adjusted gross income movement$0
- Average income of an arriving household$48,135
- Largest single originJones County Non-migrants (5,070 households)
- Largest single destination (5,070 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Jones County Non-migrants | 5,070 | 11,003 | $310.3 m |
| Other flows - Same State | 294 | 520 | $13.1 m |
| Taylor County | 243 | 516 | $12.1 m |
| Other flows - Different State | 81 | 176 | $4.9 m |
| Other flows - West | 57 | 129 | $4.0 m |
| Other flows - South | 24 | 47 | $924,000 |
| Tarrant County | 21 | 34 | $687,000 |
The largest single source of arrivals is Jones County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Jones County
What the Jones County economy runs on
- County GDP, 2024$599.5 m
- County GDP, 2023$609.2 m
- GDP change, 2023 to 2024-1.6 percent
- GDP change over five years32.6 percent
- Rank by GDP among Texas counties182nd
- Rank by GDP among US county-equivalents2277th
- GDP per resident$29,528
Output grew -1.6 percent in the latest year and 32.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Jones County
Who employs people in Jones County
- Covered employment, annual average3,056
- Establishments reporting338
- Average annual pay$50,611
- Average weekly wage$973
- Sector 44-45, employment325
- Sector 44-45, average annual pay$39,221
- Sector 56, employment218
- Sector 56, average annual pay$71,093
- Sector 23, employment192
- Sector 23, average annual pay$71,139
- Sector 72, employment188
- Sector 72, average annual pay$15,695
- Sector 31-33, employment173
- Sector 48-49, employment160
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 325 | 41 | $39,221 |
| Sector 56 | 218 | 9 | $71,093 |
| Sector 23 | 192 | 30 | $71,139 |
| Sector 72 | 188 | 27 | $15,695 |
| Sector 31-33 | 173 | 12 | $39,860 |
| Sector 48-49 | 160 | 16 | $68,963 |
| Sector 11 | 120 | 29 | $42,766 |
| Sector 21 | 100 | 11 | $61,385 |
The largest sector is the biggest private employer group at 325 jobs, 10.6 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Jones County
What businesses operate in Jones County
- Establishments, all industries263
- Employment at those establishments2,023
- Annual payroll$103.7 m
- Establishments per 1,000 residents13.0
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Jones County
What is being built in Jones County
- Housing units authorised by permit, 20240
- Declared construction value permitted$0
- Single family units authorised0
- Multifamily units authorised0
No residential units were authorised by permit in 2024. In a small county this is common and is not by itself a sign of distress, but it does mean there is no recent residential pipeline to read demand from.
US Census Bureau, Building Permits Survey, 2024 annual.
Jones County
How much SBA lending happens in Jones County
- 7(a) approvals recorded8
- 7(a) gross approval dollars$3.6 m
- Average 7(a) approval$449,850
- Median 7(a) approval$425,000
- 10th percentile approval$25,000
- 90th percentile approval$1,105,000
- Largest single approval$1,105,000
- Jobs reported supported, 7(a)369
- Jobs per approval46.1
- Distinct 7(a) lenders active7
- Distinct industries receiving approvals8
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer12.5 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter7
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countNursing Care Facilities (Skilled Nursing Facilities) (1)
- Most active lenderFirst National Bank and Trust Company of Weatherford d/b/a First Bank Texas (2)
- 504 approvals recorded1
- 504 gross approval dollars$101,000
- Average 504 approval$101,000
- Median 504 approval$101,000
- Distinct CDCs active1
- 504 jobs per approval2.0
- 504 jobs per million dollars approved19.8
- Most active CDCCaprock Business Finance Corporation, Inc. (1)
- 7(a) share of SBA approvals88.9 percent
- Combined SBA approval dollars$3.7 m
The average approval of $449,850 sits close to the median of $425,000, so lending here is fairly evenly sized rather than driven by a few large deals. Only 12.5 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Jones County
Do SBA loans in Jones County get paid back
- Loans with a final outcome recorded2
- Paid in full2
- Charged off0
- Status: Paid in full2
- Status: Exempt from disclosure4
- Status: Cancelled2
Too few loans have reached a final outcome to publish a charge off rate. only 2 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jones County
Which parts of Jones County get the lending
- Places in the county with recorded lending5
- HAMLIN, approvals3
- HAWLEY, approvals2
- Merkel, approvals1
- STAMFORD, approvals1
- ANSON, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| HAMLIN | 3 | $1,555,000 |
| HAWLEY | 2 | $1,250,000 |
| Merkel | 1 | $200,000 |
| STAMFORD | 1 | $243,800 |
| ANSON | 1 | $350,000 |
HAMLIN accounts for 3 approvals against 2 in HAWLEY. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jones County
How big is Jones County
- Land area929 sq mi
- Rank by land area among Texas counties99th of 254
- Width, east to west31.1 mi
- Height, north to south30.8 mi
- Geographies sharing a boundary6
- Residents per square mile of land22
- Establishments per square mile0.28
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Jones County
What hazards affect Jones County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book7
- Of those, participating in the NFIP6
- NFIP participation rate85.7 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Jones County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Jones County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population20,304
- Households5,915
- Average household size3.43
- Median household income$59,464
- Median age39.3
Common questions
Jones County questions, answered from the record.
How many people live in Jones County, Texas?
20,304, in 5,915 households, ranking 118th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Jones County growing?
The population has grown 6.04 percent since the 2020 census base. In 2024 there were 136 births against 214 deaths, with net migration of 163. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Jones County?
$59,464. The median owner-occupied home is valued at $96,500, which is 1.6 times income, and median gross rent is $866 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Jones County?
263 establishments, employing 2,023 people with an annual payroll of $103.7 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Jones County?
Average annual pay is $50,611, or $973 a week, across 3,056 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Jones County?
8 7(a) approvals totalling $3.6 m since FY2020, across 7 lenders, with a median approval of $425,000, plus 1 504 approvals worth $101,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Jones County?
No residential units were authorised by permit in 2024. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Jones County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Jones County come from?
The largest single origin is Jones County Non-migrants, with 5,070 households. Arriving households report an average income of $48,135 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Jones County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Jones County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.