Lampasas County, Texas: commercial real estate data.
Lampasas County, Texas has a population of 22,715 across 713 square miles, up 8.8 percent since the 2020 census base. County output reached $766.1 m in 2024, 469 establishments operate here, and the SBA record carries 20 7(a) approvals worth $10.6 m.
125 sourced county values · tier FULL · 12 sections
Lampasas County
How many people live in Lampasas County
- Population22,715
- Households8,390
- Average household size2.71
- Median household income$81,736
- Median age43.8
- Median gross rent$1,059 per month
- Median owner-occupied home value$250,400
- Home value to household income3.1 times
- Annual rent as a share of median income15.5 percent
- Adults 25 and over with a bachelor degree or higher24.3 percent
- Adults 25 and over with a graduate degree7.1 percent
- Adults 25 and over16,111
- Population under 184,829
- Share under 1821.3 percent
- Population 65 and over4,763
- Share 65 and over21.0 percent
- Working age population, 18 to 6413,123
- Civilian labor force9,779
- Unemployment rate4.5 percent
- Labor force participation, adults 18 and over54.7 percent
- Rank by population among Texas counties106th of 254
- Rank by population among US county-equivalents1742nd
Lampasas County is the 106th largest of 254 Texas counties by population. A median home costs 3.1 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 21.3 percent against 21.0 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Lampasas County
Is Lampasas County growing
- Population change since the 2020 census base8.85 percent
- Census 2020 base population21,625
- Births, 2024213
- Deaths, 2024275
- Natural change, 2024-62
- Net domestic migration, 2024238
- Net international migration, 202444
- Total net migration, 2024282
- Cumulative net domestic migration, 2021 to 20242,066
- Rank by growth among US county-equivalents193rd
The county has grown 8.85 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Lampasas County
Where people moving to Lampasas County come from
- Tax returns filed by households arriving1,048
- People arriving, from those returns2,195
- Adjusted gross income arriving$82.6 m
- Net adjusted gross income movement$0
- Average income of an arriving household$78,799
- Largest single originLampasas County Non-migrants (7,963 households)
- Largest single destination (7,963 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Lampasas County Non-migrants | 7,963 | 16,940 | $622.7 m |
| Other flows - Same State | 225 | 470 | $15.5 m |
| Other flows - Different State | 195 | 399 | $12.0 m |
| Bell County | 168 | 372 | $10.4 m |
| Williamson County | 152 | 323 | $19.4 m |
| Coryell County | 149 | 326 | $8.4 m |
| Other flows - West | 98 | 202 | $6.1 m |
| Other flows - South | 74 | 153 | $5.0 m |
The largest single source of arrivals is Lampasas County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Lampasas County
What the Lampasas County economy runs on
- County GDP, 2024$766.1 m
- County GDP, 2023$714.8 m
- GDP change, 2023 to 20247.2 percent
- GDP change over five years38.8 percent
- Rank by GDP among Texas counties167th
- Rank by GDP among US county-equivalents2060th
- GDP per resident$33,726
Output grew 7.2 percent in the latest year and 38.8 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Lampasas County
Who employs people in Lampasas County
- Covered employment, annual average5,202
- Establishments reporting488
- Average annual pay$47,459
- Average weekly wage$913
- Sector 44-45, employment756
- Sector 44-45, average annual pay$40,981
- Sector 23, employment692
- Sector 23, average annual pay$52,279
- Sector 31-33, employment667
- Sector 31-33, average annual pay$47,953
- Sector 72, employment501
- Sector 72, average annual pay$19,049
- Sector 81, employment177
- Sector 54, employment121
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 756 | 54 | $40,981 |
| Sector 23 | 692 | 110 | $52,279 |
| Sector 31-33 | 667 | 22 | $47,953 |
| Sector 72 | 501 | 34 | $19,049 |
| Sector 81 | 177 | 34 | $32,996 |
| Sector 54 | 121 | 40 | $60,636 |
| Sector 42 | 92 | 16 | $68,204 |
| Sector 52 | 75 | 18 | $74,192 |
The largest sector is the biggest private employer group at 756 jobs, 14.5 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Lampasas County
What businesses operate in Lampasas County
- Establishments, all industries469
- Employment at those establishments4,290
- Annual payroll$184.0 m
- Establishments per 1,000 residents20.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Lampasas County
What is being built in Lampasas County
- Housing units authorised by permit, 202418
- Declared construction value permitted$4.9 m
- Single family units authorised18
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$274,810
- Units authorised per 1,000 households2.1
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Lampasas County
How much SBA lending happens in Lampasas County
- 7(a) approvals recorded20
- 7(a) gross approval dollars$10.6 m
- Average 7(a) approval$530,895
- Median 7(a) approval$350,000
- 10th percentile approval$100,000
- 90th percentile approval$1,479,000
- Largest single approval$1,572,000
- Jobs reported supported, 7(a)167
- Jobs per approval8.3
- Distinct 7(a) lenders active10
- Distinct industries receiving approvals15
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer20.0 percent
- Loans on real estate terms4
- Loans on working capital terms, 120 months or shorter15
- Franchise loans1
- Franchise share of approvals5.0 percent
- Leading industry by approval countWater and Sewer Line and Related Structures Construction (2)
- Most active lenderThe Huntington National Bank (6)
- 504 approvals recorded2
- 504 gross approval dollars$1.9 m
- Average 504 approval$973,500
- Median 504 approval$1,192,000
- Distinct CDCs active2
- 504 jobs per approval12.0
- 504 jobs per million dollars approved12.3
- Most active CDCGreater East Texas Certified Development Company (1)
- 7(a) share of SBA approvals90.9 percent
- Combined SBA approval dollars$12.6 m
The average approval of $530,895 sits well above the median of $350,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 20.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lampasas County
Do SBA loans in Lampasas County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Exempt from disclosure11
- Status: Cancelled6
- Status: Paid in full1
- Status: Committed, not yet disbursed2
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lampasas County
Which parts of Lampasas County get the lending
- Places in the county with recorded lending4
- LAMPASAS, approvals15
- KEMPNER, approvals3
- Copperas Cove, approvals1
- LOMETA, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| LAMPASAS | 15 | $9,495,900 |
| KEMPNER | 3 | $857,000 |
| Copperas Cove | 1 | $250,000 |
| LOMETA | 1 | $15,000 |
LAMPASAS accounts for 15 approvals against 3 in KEMPNER. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lampasas County
How big is Lampasas County
- Land area713 sq mi
- Rank by land area among Texas counties211th of 254
- Width, east to west38.8 mi
- Height, north to south30 mi
- Geographies sharing a boundary6
- Residents per square mile of land32
- Establishments per square mile0.66
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Lampasas County
What hazards affect Lampasas County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book4
- Of those, participating in the NFIP4
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 8
- Communities carrying a CRS class1
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The best Community Rating System class in the county is 8, which carries a flood insurance premium discount for properties in the participating community.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Lampasas County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Lampasas County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population22,715
- Households8,390
- Average household size2.71
- Median household income$81,736
- Median age43.8
Common questions
Lampasas County questions, answered from the record.
How many people live in Lampasas County, Texas?
22,715, in 8,390 households, ranking 106th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Lampasas County growing?
The population has grown 8.85 percent since the 2020 census base. In 2024 there were 213 births against 275 deaths, with net migration of 282. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Lampasas County?
$81,736. The median owner-occupied home is valued at $250,400, which is 3.1 times income, and median gross rent is $1,059 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Lampasas County?
469 establishments, employing 4,290 people with an annual payroll of $184.0 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Lampasas County?
Average annual pay is $47,459, or $913 a week, across 5,202 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Lampasas County?
20 7(a) approvals totalling $10.6 m since FY2020, across 10 lenders, with a median approval of $350,000, plus 2 504 approvals worth $1.9 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Lampasas County?
18 housing units were authorised by permit in 2024, with a declared construction value of $4.9 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Lampasas County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Lampasas County come from?
The largest single origin is Lampasas County Non-migrants, with 7,963 households. Arriving households report an average income of $78,799 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Lampasas County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Lampasas County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.