Llano County, Texas: commercial real estate data.
Llano County, Texas has a population of 22,424 across 934 square miles, up 8.9 percent since the 2020 census base. County output reached $1.15 bn in 2024, 561 establishments operate here, and the SBA record carries 19 7(a) approvals worth $17.4 m.
125 sourced county values · tier FULL · 12 sections
Llano County
How many people live in Llano County
- Population22,424
- Households10,765
- Average household size2.08
- Median household income$67,530
- Median age57.4
- Median gross rent$998 per month
- Median owner-occupied home value$356,500
- Home value to household income5.3 times
- Annual rent as a share of median income17.7 percent
- Adults 25 and over with a bachelor degree or higher32.4 percent
- Adults 25 and over with a graduate degree10.0 percent
- Adults 25 and over17,742
- Population under 183,464
- Share under 1815.4 percent
- Population 65 and over8,299
- Share 65 and over37.0 percent
- Working age population, 18 to 6410,661
- Civilian labor force9,439
- Unemployment rate4.4 percent
- Labor force participation, adults 18 and over49.8 percent
- Rank by population among Texas counties107th of 254
- Rank by population among US county-equivalents1753rd
Llano County is the 107th largest of 254 Texas counties by population. A median home costs 5.3 times median household income, which is a stretched ownership market and usually shows up as rental demand. Residents 65 and over outnumber those under 18, at 37.0 percent against 15.4 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Llano County
Is Llano County growing
- Population change since the 2020 census base8.86 percent
- Census 2020 base population21,277
- Births, 2024197
- Deaths, 2024375
- Natural change, 2024-178
- Net domestic migration, 2024409
- Net international migration, 202453
- Total net migration, 2024462
- Cumulative net domestic migration, 2021 to 20242,457
- Rank by growth among US county-equivalents192nd
The county has grown 8.86 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Llano County
Where people moving to Llano County come from
- Tax returns filed by households arriving989
- People arriving, from those returns1,730
- Adjusted gross income arriving$233.6 m
- Net adjusted gross income movement$0
- Average income of an arriving household$236,201
- Largest single originLlano County Non-migrants (7,841 households)
- Largest single destination (7,841 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Llano County Non-migrants | 7,841 | 14,909 | $898.0 m |
| Other flows - Same State | 306 | 539 | $94.1 m |
| Burnet County | 204 | 391 | $37.9 m |
| Other flows - Different State | 163 | 279 | $49.9 m |
| Travis County | 150 | 255 | $20.9 m |
| Other flows - West | 89 | 145 | $41.6 m |
| Williamson County | 65 | 114 | $12.9 m |
| Other flows - South | 44 | 78 | $4.6 m |
The largest single source of arrivals is Llano County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Llano County
What the Llano County economy runs on
- County GDP, 2024$1.15 bn
- County GDP, 2023$1.12 bn
- GDP change, 2023 to 20242.7 percent
- GDP change over five years41.5 percent
- Rank by GDP among Texas counties144th
- Rank by GDP among US county-equivalents1724th
- GDP per resident$51,387
Output grew 2.7 percent in the latest year and 41.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Llano County
Who employs people in Llano County
- Covered employment, annual average5,656
- Establishments reporting621
- Average annual pay$50,825
- Average weekly wage$977
- Sector 72, employment1,313
- Sector 72, average annual pay$38,955
- Sector 44-45, employment793
- Sector 44-45, average annual pay$28,988
- Sector 62, employment483
- Sector 62, average annual pay$41,931
- Sector 23, employment481
- Sector 23, average annual pay$58,361
- Sector 52, employment302
- Sector 42, employment248
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 72 | 1,313 | 57 | $38,955 |
| Sector 44-45 | 793 | 71 | $28,988 |
| Sector 62 | 483 | 33 | $41,931 |
| Sector 23 | 481 | 102 | $58,361 |
| Sector 52 | 302 | 38 | $95,549 |
| Sector 42 | 248 | 19 | $67,248 |
| Sector 71 | 177 | 9 | $45,917 |
| Sector 81 | 127 | 43 | $38,248 |
The largest sector is the biggest private employer group at 1,313 jobs, 23.2 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Llano County
What businesses operate in Llano County
- Establishments, all industries561
- Employment at those establishments4,327
- Annual payroll$179.1 m
- Establishments per 1,000 residents25.0
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Llano County
What is being built in Llano County
- Housing units authorised by permit, 2024119
- Declared construction value permitted$35.8 m
- Single family units authorised115
- Multifamily units authorised4
- Multifamily share of units3.4 percent
- Average declared value per unit$300,735
- Units authorised per 1,000 households11.1
Multifamily is 3.4 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Llano County
How much SBA lending happens in Llano County
- 7(a) approvals recorded19
- 7(a) gross approval dollars$17.4 m
- Average 7(a) approval$915,489
- Median 7(a) approval$721,000
- 10th percentile approval$65,000
- 90th percentile approval$2,000,000
- Largest single approval$4,438,100
- Jobs reported supported, 7(a)209
- Jobs per approval11.0
- Distinct 7(a) lenders active14
- Distinct industries receiving approvals14
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer15.8 percent
- Loans on real estate terms3
- Loans on working capital terms, 120 months or shorter13
- Franchise loans3
- Franchise share of approvals15.8 percent
- Leading industry by approval countAll Other Professional, Scientific, and Technical Services (2)
- Most active lenderFirst National Bank Texas (3)
- 504 approvals recorded6
- 504 gross approval dollars$3.1 m
- Average 504 approval$513,833
- Median 504 approval$374,000
- Distinct CDCs active3
- 504 jobs per approval7.5
- 504 jobs per million dollars approved14.6
- Most active CDCCapital Certified Development Corporation (3)
- 7(a) share of SBA approvals76.0 percent
- Combined SBA approval dollars$20.5 m
The average approval of $915,489 sits close to the median of $721,000, so lending here is fairly evenly sized rather than driven by a few large deals. Only 15.8 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Llano County
Do SBA loans in Llano County get paid back
- Loans with a final outcome recorded4
- Paid in full4
- Charged off0
- Status: Paid in full4
- Status: Cancelled4
- Status: Exempt from disclosure10
- Status: Committed, not yet disbursed1
Too few loans have reached a final outcome to publish a charge off rate. only 4 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Llano County
Which parts of Llano County get the lending
- Places in the county with recorded lending5
- BUCHANAN DAM, approvals6
- HORSESHOE BAY, approvals5
- KINGSLAND, approvals5
- LLANO, approvals2
- MARBLE FALLS, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| BUCHANAN DAM | 6 | $3,179,900 |
| HORSESHOE BAY | 5 | $3,644,300 |
| KINGSLAND | 5 | $8,551,100 |
| LLANO | 2 | $947,000 |
| MARBLE FALLS | 1 | $1,072,000 |
BUCHANAN DAM accounts for 6 approvals against 5 in HORSESHOE BAY. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Llano County
How big is Llano County
- Land area934 sq mi
- Rank by land area among Texas counties93rd of 254
- Width, east to west36.5 mi
- Height, north to south30.1 mi
- Geographies sharing a boundary5
- Residents per square mile of land24
- Establishments per square mile0.60
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Llano County
What hazards affect Llano County
- EPA radon zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
- Communities in the NFIP Community Status Book4
- Of those, participating in the NFIP4
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Llano County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Llano County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population22,424
- Households10,765
- Average household size2.08
- Median household income$67,530
- Median age57.4
Common questions
Llano County questions, answered from the record.
How many people live in Llano County, Texas?
22,424, in 10,765 households, ranking 107th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Llano County growing?
The population has grown 8.86 percent since the 2020 census base. In 2024 there were 197 births against 375 deaths, with net migration of 462. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Llano County?
$67,530. The median owner-occupied home is valued at $356,500, which is 5.3 times income, and median gross rent is $998 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Llano County?
561 establishments, employing 4,327 people with an annual payroll of $179.1 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Llano County?
Average annual pay is $50,825, or $977 a week, across 5,656 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Llano County?
19 7(a) approvals totalling $17.4 m since FY2020, across 14 lenders, with a median approval of $721,000, plus 6 504 approvals worth $3.1 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Llano County?
119 housing units were authorised by permit in 2024, with a declared construction value of $35.8 m. Multifamily was 3.4 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Llano County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Llano County come from?
The largest single origin is Llano County Non-migrants, with 7,841 households. Arriving households report an average income of $236,201 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Llano County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Llano County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.