Madison County, Texas: commercial real estate data.
Madison County, Texas has a population of 13,648 across 466 square miles, up 3.1 percent since the 2020 census base. County output reached $741.5 m in 2024, 283 establishments operate here, and the SBA record carries 4 7(a) approvals worth $6.5 m.
107 sourced county values · tier FULL · 11 sections
Madison County
How many people live in Madison County
- Population13,648
- Households4,225
- Average household size3.23
- Median household income$74,596
- Median age36.8
- Median gross rent$851 per month
- Median owner-occupied home value$176,200
- Home value to household income2.4 times
- Annual rent as a share of median income13.7 percent
- Adults 25 and over with a bachelor degree or higher18.4 percent
- Adults 25 and over with a graduate degree3.9 percent
- Adults 25 and over9,197
- Population under 183,037
- Share under 1822.3 percent
- Population 65 and over2,109
- Share 65 and over15.5 percent
- Working age population, 18 to 648,502
- Civilian labor force5,634
- Unemployment rate7.1 percent
- Labor force participation, adults 18 and over53.1 percent
- Rank by population among Texas counties146th of 254
- Rank by population among US county-equivalents2250th
Madison County is the 146th largest of 254 Texas counties by population. A median home costs 2.4 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 22.3 percent against 15.5 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Madison County
Is Madison County growing
- Population change since the 2020 census base3.09 percent
- Census 2020 base population13,461
- Births, 2024176
- Deaths, 2024160
- Natural change, 202416
- Net domestic migration, 202489
- Net international migration, 202421
- Total net migration, 2024110
- Cumulative net domestic migration, 2021 to 2024271
- Rank by growth among US county-equivalents846th
The county has grown 3.09 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Madison County
Where people moving to Madison County come from
- Tax returns filed by households arriving386
- People arriving, from those returns743
- Adjusted gross income arriving$22.5 m
- Net adjusted gross income movement$0
- Average income of an arriving household$58,280
- Largest single originMadison County Non-migrants (4,229 households)
- Largest single destination (4,229 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Madison County Non-migrants | 4,229 | 9,125 | $311.8 m |
| Other flows - Same State | 158 | 282 | $7.7 m |
| Brazos County | 56 | 120 | $3.6 m |
| Montgomery County | 48 | 87 | $3.2 m |
| Harris County | 45 | 84 | $2.6 m |
| Walker County | 31 | 58 | $1.1 m |
| Leon County | 28 | 62 | $1.9 m |
| Other flows - Different State | 20 | 50 | $2.4 m |
The largest single source of arrivals is Madison County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Madison County
What the Madison County economy runs on
- County GDP, 2024$741.5 m
- County GDP, 2023$702.0 m
- GDP change, 2023 to 20245.6 percent
- GDP change over five years58.3 percent
- Rank by GDP among Texas counties168th
- Rank by GDP among US county-equivalents2086th
- GDP per resident$54,328
Output grew 5.6 percent in the latest year and 58.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Madison County
Who employs people in Madison County
- Covered employment, annual average4,312
- Establishments reporting301
- Average annual pay$51,018
- Average weekly wage$981
- Sector 44-45, employment786
- Sector 44-45, average annual pay$43,198
- Sector 31-33, employment472
- Sector 31-33, average annual pay$79,109
- Sector 11, employment417
- Sector 11, average annual pay$39,191
- Sector 23, employment116
- Sector 23, average annual pay$53,176
- Sector 42, employment115
- Sector 54, employment83
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 786 | 41 | $43,198 |
| Sector 31-33 | 472 | 8 | $79,109 |
| Sector 11 | 417 | 15 | $39,191 |
| Sector 23 | 116 | 26 | $53,176 |
| Sector 42 | 115 | 8 | $76,112 |
| Sector 54 | 83 | 25 | $41,174 |
| Sector 21 | 73 | 10 | $87,100 |
| Sector 52 | 64 | 14 | $55,392 |
The largest sector is the biggest private employer group at 786 jobs, 18.2 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Madison County
What businesses operate in Madison County
- Establishments, all industries283
- Employment at those establishments2,674
- Annual payroll$106.9 m
- Establishments per 1,000 residents20.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Madison County
What is being built in Madison County
- Housing units authorised by permit, 20243
- Declared construction value permitted$907,922
- Single family units authorised3
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$302,641
- Units authorised per 1,000 households0.7
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Madison County
How much SBA lending happens in Madison County
- 7(a) approvals recorded4
- 7(a) gross approval dollars$6.5 m
- Average 7(a) approval$1,635,500
- Median 7(a) approval$1,680,000
- 10th percentile approval$1,155,000
- 90th percentile approval$2,550,000
- Largest single approval$2,550,000
- Jobs reported supported, 7(a)34
- Jobs per approval8.5
- Distinct 7(a) lenders active4
- Distinct industries receiving approvals4
- Median 7(a) term300 months
- Share of loans on real estate terms, 240 months or longer75.0 percent
- Loans on real estate terms3
- Loans on working capital terms, 120 months or shorter0
- Franchise loans3
- Franchise share of approvals75.0 percent
- Leading industry by approval countBroilers and Other Meat Type Chicken Production (1)
- Most active lenderFirst Financial Bank (1)
The average approval of $1,635,500 sits close to the median of $1,680,000, so lending here is fairly evenly sized rather than driven by a few large deals. 75.0 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Madison County
Do SBA loans in Madison County get paid back
- Loans with a final outcome recorded2
- Paid in full2
- Charged off0
- Status: Paid in full2
- Status: Exempt from disclosure2
Too few loans have reached a final outcome to publish a charge off rate. only 2 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Madison County
How big is Madison County
- Land area466 sq mi
- Rank by land area among Texas counties240th of 254
- Width, east to west37 mi
- Height, north to south18.7 mi
- Geographies sharing a boundary5
- Residents per square mile of land29
- Establishments per square mile0.61
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Madison County
What hazards affect Madison County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book3
- Of those, participating in the NFIP3
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Madison County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Madison County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population13,648
- Households4,225
- Average household size3.23
- Median household income$74,596
- Median age36.8
Common questions
Madison County questions, answered from the record.
How many people live in Madison County, Texas?
13,648, in 4,225 households, ranking 146th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Madison County growing?
The population has grown 3.09 percent since the 2020 census base. In 2024 there were 176 births against 160 deaths, with net migration of 110. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Madison County?
$74,596. The median owner-occupied home is valued at $176,200, which is 2.4 times income, and median gross rent is $851 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Madison County?
283 establishments, employing 2,674 people with an annual payroll of $106.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Madison County?
Average annual pay is $51,018, or $981 a week, across 4,312 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Madison County?
4 7(a) approvals totalling $6.5 m since FY2020, across 4 lenders, with a median approval of $1,680,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Madison County?
3 housing units were authorised by permit in 2024, with a declared construction value of $907,922. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Madison County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Madison County come from?
The largest single origin is Madison County Non-migrants, with 4,229 households. Arriving households report an average income of $58,280 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Madison County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Madison County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.