Midland County, Texas: commercial real estate data.
Midland County, Texas has a population of 174,801 across 900 square miles, up 7.8 percent since the 2020 census base. County output reached $41.55 bn in 2024, 6,096 establishments operate here, and the SBA record carries 170 7(a) approvals worth $137.0 m.
126 sourced county values · tier FULL · 12 sections
Midland County
How many people live in Midland County
- Population174,801
- Households67,651
- Average household size2.58
- Median household income$92,874
- Median age32.8
- Median gross rent$1,407 per month
- Median owner-occupied home value$312,700
- Home value to household income3.4 times
- Annual rent as a share of median income18.2 percent
- Adults 25 and over with a bachelor degree or higher31.0 percent
- Adults 25 and over with a graduate degree9.6 percent
- Adults 25 and over109,040
- Population under 1850,927
- Share under 1829.1 percent
- Population 65 and over18,782
- Share 65 and over10.7 percent
- Working age population, 18 to 64105,092
- Civilian labor force89,931
- Unemployment rate3.4 percent
- Labor force participation, adults 18 and over72.6 percent
- Rank by population among Texas counties29th of 254
- Rank by population among US county-equivalents393rd
Midland County is the 29th largest of 254 Texas counties by population. A median home costs 3.4 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 29.1 percent against 10.7 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Midland County
Is Midland County growing
- Population change since the 2020 census base7.78 percent
- Census 2020 base population170,340
- Births, 20243,074
- Deaths, 20241,275
- Natural change, 20241,799
- Net domestic migration, 20241,742
- Net international migration, 20241,693
- Total net migration, 20243,435
- Cumulative net domestic migration, 2021 to 20242,161
- Rank by growth among US county-equivalents254th
The county has grown 7.78 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Midland County
Where people moving to Midland County come from
- Tax returns filed by households arriving6,123
- People arriving, from those returns12,017
- Adjusted gross income arriving$506.0 m
- Net adjusted gross income movement$0
- Average income of an arriving household$82,642
- Largest single originMidland County Non-migrants (60,203 households)
- Largest single destination (60,203 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Midland County Non-migrants | 60,203 | 135,130 | $8.68 bn |
| Other flows - Different State | 1,472 | 2,877 | $117.9 m |
| Ector County | 1,178 | 2,358 | $87.9 m |
| Other flows - Same State | 845 | 1,693 | $61.4 m |
| Other flows - South | 610 | 1,178 | $38.9 m |
| Other flows - West | 506 | 1,030 | $46.0 m |
| Other flows - Midwest | 251 | 476 | $24.3 m |
| El Paso County | 234 | 507 | $11.4 m |
The largest single source of arrivals is Midland County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Midland County
What the Midland County economy runs on
- County GDP, 2024$41.55 bn
- County GDP, 2023$40.43 bn
- GDP change, 2023 to 20242.8 percent
- GDP change over five years112.5 percent
- Rank by GDP among Texas counties12th
- Rank by GDP among US county-equivalents141st
- GDP per resident$237,681
Output grew 2.8 percent in the latest year and 112.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Midland County
Who employs people in Midland County
- Covered employment, annual average118,325
- Establishments reporting6,420
- Average annual pay$97,166
- Average weekly wage$1,869
- Sector 21, employment32,776
- Sector 21, average annual pay$154,320
- Sector 72, employment9,875
- Sector 72, average annual pay$28,795
- Sector 44-45, employment9,170
- Sector 44-45, average annual pay$43,795
- Sector 23, employment7,775
- Sector 23, average annual pay$91,905
- Sector 42, employment6,839
- Sector 62, employment6,371
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 21 | 32,776 | 942 | $154,320 |
| Sector 72 | 9,875 | 450 | $28,795 |
| Sector 44-45 | 9,170 | 525 | $43,795 |
| Sector 23 | 7,775 | 501 | $91,905 |
| Sector 42 | 6,839 | 356 | $117,560 |
| Sector 62 | 6,371 | 462 | $59,475 |
| Sector 54 | 5,274 | 664 | $96,130 |
| Sector 48-49 | 4,808 | 318 | $98,601 |
The largest sector is the biggest private employer group at 32,776 jobs, 27.7 percent of covered employment. Average pay per job exceeds median household income, which usually means single earner households and a wage base that can carry rent.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Midland County
What businesses operate in Midland County
- Establishments, all industries6,096
- Employment at those establishments100,915
- Annual payroll$8.93 bn
- Establishments per 1,000 residents34.9
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Midland County
What is being built in Midland County
- Housing units authorised by permit, 20241,504
- Declared construction value permitted$302.5 m
- Single family units authorised1,504
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$201,137
- Units authorised per 1,000 households22.2
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Midland County
How much SBA lending happens in Midland County
- 7(a) approvals recorded170
- 7(a) gross approval dollars$137.0 m
- Average 7(a) approval$806,143
- Median 7(a) approval$350,000
- 10th percentile approval$15,000
- 90th percentile approval$2,505,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)2,459
- Jobs per approval14.5
- Distinct 7(a) lenders active65
- Distinct industries receiving approvals91
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer16.5 percent
- Loans on real estate terms28
- Loans on working capital terms, 120 months or shorter127
- Franchise loans26
- Franchise share of approvals15.3 percent
- Leading industry by approval countSupport Activities for Oil and Gas Operations (13)
- Most active lenderWells Fargo Bank National Association (28)
- 504 approvals recorded15
- 504 gross approval dollars$26.9 m
- Average 504 approval$1,796,200
- Median 504 approval$1,254,000
- Distinct CDCs active5
- 504 jobs per approval17.7
- 504 jobs per million dollars approved9.8
- Most active CDCCapital Certified Development Corporation (9)
- 7(a) share of SBA approvals91.9 percent
- Combined SBA approval dollars$164.0 m
The average approval of $806,143 sits well above the median of $350,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 16.5 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Midland County
Do SBA loans in Midland County get paid back
- Loans with a final outcome recorded30
- Paid in full29
- Charged off1
- Charge off rate on resolved loans3.3 percent
- Status: Paid in full29
- Status: Exempt from disclosure113
- Status: Cancelled18
- Status: Charged off1
- Status: Committed, not yet disbursed9
Of the 30 loans that have reached a final outcome, 3.3 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Midland County
Which parts of Midland County get the lending
- Places in the county with recorded lending3
- MIDLAND, approvals161
- ODESSA, approvals8
- Midlan, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| MIDLAND | 161 | $132,122,300 |
| ODESSA | 8 | $4,815,000 |
| Midlan | 1 | $107,000 |
MIDLAND accounts for 161 approvals against 8 in ODESSA. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Midland County
How big is Midland County
- Land area900 sq mi
- Rank by land area among Texas counties144th of 254
- Width, east to west30.1 mi
- Height, north to south30.1 mi
- Geographies sharing a boundary5
- Residents per square mile of land194
- Establishments per square mile6.77
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Midland County
What hazards affect Midland County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book3
- Of those, participating in the NFIP3
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 8
- Communities carrying a CRS class2
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The best Community Rating System class in the county is 8, which carries a flood insurance premium discount for properties in the participating community.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Midland County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Midland County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population174,801
- Households67,651
- Average household size2.58
- Median household income$92,874
- Median age32.8
Common questions
Midland County questions, answered from the record.
How many people live in Midland County, Texas?
174,801, in 67,651 households, ranking 29th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Midland County growing?
The population has grown 7.78 percent since the 2020 census base. In 2024 there were 3,074 births against 1,275 deaths, with net migration of 3,435. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Midland County?
$92,874. The median owner-occupied home is valued at $312,700, which is 3.4 times income, and median gross rent is $1,407 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Midland County?
6,096 establishments, employing 100,915 people with an annual payroll of $8.93 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Midland County?
Average annual pay is $97,166, or $1,869 a week, across 118,325 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Midland County?
170 7(a) approvals totalling $137.0 m since FY2020, across 65 lenders, with a median approval of $350,000, plus 15 504 approvals worth $26.9 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Midland County get paid back?
Of the 30 loans that have reached a final outcome, 29 were paid in full and 1 charged off, a charge off rate of 3.3 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Midland County?
1,504 housing units were authorised by permit in 2024, with a declared construction value of $302.5 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Midland County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Midland County come from?
The largest single origin is Midland County Non-migrants, with 60,203 households. Arriving households report an average income of $82,642 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Midland County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Midland County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.