Nacogdoches County, Texas: commercial real estate data.
Nacogdoches County, Texas has a population of 65,162 across 947 square miles, up 1.6 percent since the 2020 census base. County output reached $3.75 bn in 2024, 1,319 establishments operate here, and the SBA record carries 66 7(a) approvals worth $51.8 m.
128 sourced county values · tier FULL · 12 sections
Nacogdoches County
How many people live in Nacogdoches County
- Population65,162
- Households25,302
- Average household size2.58
- Median household income$53,555
- Median age31.9
- Median gross rent$965 per month
- Median owner-occupied home value$169,200
- Home value to household income3.2 times
- Annual rent as a share of median income21.6 percent
- Adults 25 and over with a bachelor degree or higher28.2 percent
- Adults 25 and over with a graduate degree10.9 percent
- Adults 25 and over38,116
- Population under 1815,182
- Share under 1823.3 percent
- Population 65 and over10,242
- Share 65 and over15.7 percent
- Working age population, 18 to 6439,738
- Civilian labor force31,734
- Unemployment rate7.0 percent
- Labor force participation, adults 18 and over63.5 percent
- Rank by population among Texas counties56th of 254
- Rank by population among US county-equivalents846th
Nacogdoches County is the 56th largest of 254 Texas counties by population. A median home costs 3.2 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 23.3 percent against 15.7 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Nacogdoches County
Is Nacogdoches County growing
- Population change since the 2020 census base1.64 percent
- Census 2020 base population64,669
- Births, 2024796
- Deaths, 2024739
- Natural change, 202457
- Net domestic migration, 2024-95
- Net international migration, 2024126
- Total net migration, 202431
- Cumulative net domestic migration, 2021 to 2024515
- Rank by growth among US county-equivalents1290th
The county has grown 1.64 percent since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Nacogdoches County
Where people moving to Nacogdoches County come from
- Tax returns filed by households arriving1,533
- People arriving, from those returns2,779
- Adjusted gross income arriving$83.1 m
- Net adjusted gross income movement$0
- Average income of an arriving household$54,184
- Largest single originNacogdoches County Non-migrants (20,344 households)
- Largest single destination (20,344 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Nacogdoches County Non-migrants | 20,344 | 43,219 | $1.41 bn |
| Other flows - Same State | 460 | 851 | $24.0 m |
| Other flows - Different State | 339 | 650 | $23.6 m |
| Angelina County | 192 | 351 | $7.2 m |
| Other flows - South | 152 | 277 | $9.4 m |
| Harris County | 151 | 244 | $8.0 m |
| Other flows - West | 123 | 254 | $10.5 m |
| Shelby County | 79 | 146 | $2.2 m |
The largest single source of arrivals is Nacogdoches County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Nacogdoches County
What the Nacogdoches County economy runs on
- County GDP, 2024$3.75 bn
- County GDP, 2023$3.61 bn
- GDP change, 2023 to 20243.7 percent
- GDP change over five years48.8 percent
- Rank by GDP among Texas counties68th
- Rank by GDP among US county-equivalents853rd
- GDP per resident$57,502
Output grew 3.7 percent in the latest year and 48.8 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Nacogdoches County
Who employs people in Nacogdoches County
- Covered employment, annual average22,564
- Establishments reporting1,424
- Average annual pay$47,730
- Average weekly wage$918
- Sector 31-33, employment3,241
- Sector 31-33, average annual pay$54,968
- Sector 72, employment2,999
- Sector 72, average annual pay$16,276
- Sector 62, employment2,847
- Sector 62, average annual pay$54,076
- Sector 44-45, employment2,644
- Sector 44-45, average annual pay$36,659
- Sector 56, employment924
- Sector 23, employment873
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 3,241 | 72 | $54,968 |
| Sector 72 | 2,999 | 122 | $16,276 |
| Sector 62 | 2,847 | 187 | $54,076 |
| Sector 44-45 | 2,644 | 204 | $36,659 |
| Sector 56 | 924 | 65 | $36,936 |
| Sector 23 | 873 | 92 | $59,375 |
| Sector 52 | 655 | 94 | $79,356 |
| Sector 81 | 620 | 96 | $37,480 |
The largest sector is the biggest private employer group at 3,241 jobs, 14.4 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Nacogdoches County
What businesses operate in Nacogdoches County
- Establishments, all industries1,319
- Employment at those establishments18,276
- Annual payroll$811.3 m
- Establishments per 1,000 residents20.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Nacogdoches County
What is being built in Nacogdoches County
- Housing units authorised by permit, 202435
- Declared construction value permitted$8.5 m
- Single family units authorised35
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$243,688
- Units authorised per 1,000 households1.4
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Nacogdoches County
How much SBA lending happens in Nacogdoches County
- 7(a) approvals recorded66
- 7(a) gross approval dollars$51.8 m
- Average 7(a) approval$785,520
- Median 7(a) approval$470,000
- 10th percentile approval$50,000
- 90th percentile approval$2,183,500
- Largest single approval$2,809,000
- Jobs reported supported, 7(a)634
- Jobs per approval9.6
- Distinct 7(a) lenders active20
- Distinct industries receiving approvals36
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer36.4 percent
- Loans on real estate terms24
- Loans on working capital terms, 120 months or shorter34
- Franchise loans6
- Franchise share of approvals9.1 percent
- Leading industry by approval countGasoline Stations with Convenience Stores (5)
- Most active lenderCommercial Bank of Texas N.A. (24)
- 504 approvals recorded9
- 504 gross approval dollars$12.2 m
- Average 504 approval$1,356,222
- Median 504 approval$613,000
- Distinct CDCs active4
- 504 jobs per approval13.1
- 504 jobs per million dollars approved9.7
- Most active CDCGreater East Texas Certified Development Company (6)
- 7(a) share of SBA approvals88.0 percent
- Combined SBA approval dollars$64.1 m
The average approval of $785,520 sits well above the median of $470,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. 36.4 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Nacogdoches County
Do SBA loans in Nacogdoches County get paid back
- Loans with a final outcome recorded14
- Paid in full13
- Charged off1
- Charge off rate on resolved loans7.1 percent
- Status: Exempt from disclosure41
- Status: Paid in full13
- Status: Cancelled8
- Status: Charged off1
- Status: Committed, not yet disbursed3
Of the 14 loans that have reached a final outcome, 7.1 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Nacogdoches County
Which parts of Nacogdoches County get the lending
- Places in the county with recorded lending7
- NACOGDOCHES, approvals58
- DOUGLASS, approvals3
- Nacodoches, approvals1
- CUSHING, approvals1
- CHIRENO, approvals1
- GARRISON, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| NACOGDOCHES | 58 | $43,137,800 |
| DOUGLASS | 3 | $5,055,800 |
| Nacodoches | 1 | $297,300 |
| CUSHING | 1 | $63,400 |
| CHIRENO | 1 | $2,140,000 |
| GARRISON | 1 | $1,000,000 |
| NACOGDOCHE | 1 | $150,000 |
NACOGDOCHES accounts for 58 approvals against 3 in DOUGLASS. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Nacogdoches County
How big is Nacogdoches County
- Land area947 sq mi
- Rank by land area among Texas counties86th of 254
- Width, east to west38.7 mi
- Height, north to south42.9 mi
- Geographies sharing a boundary5
- Residents per square mile of land69
- Establishments per square mile1.39
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Nacogdoches County
What hazards affect Nacogdoches County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book5
- Of those, participating in the NFIP3
- NFIP participation rate60.0 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Nacogdoches County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Nacogdoches County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population65,162
- Households25,302
- Average household size2.58
- Median household income$53,555
- Median age31.9
Common questions
Nacogdoches County questions, answered from the record.
How many people live in Nacogdoches County, Texas?
65,162, in 25,302 households, ranking 56th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Nacogdoches County growing?
The population has grown 1.64 percent since the 2020 census base. In 2024 there were 796 births against 739 deaths, with net migration of 31. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Nacogdoches County?
$53,555. The median owner-occupied home is valued at $169,200, which is 3.2 times income, and median gross rent is $965 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Nacogdoches County?
1,319 establishments, employing 18,276 people with an annual payroll of $811.3 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Nacogdoches County?
Average annual pay is $47,730, or $918 a week, across 22,564 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Nacogdoches County?
66 7(a) approvals totalling $51.8 m since FY2020, across 20 lenders, with a median approval of $470,000, plus 9 504 approvals worth $12.2 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Nacogdoches County get paid back?
Of the 14 loans that have reached a final outcome, 13 were paid in full and 1 charged off, a charge off rate of 7.1 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Nacogdoches County?
35 housing units were authorised by permit in 2024, with a declared construction value of $8.5 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Nacogdoches County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Nacogdoches County come from?
The largest single origin is Nacogdoches County Non-migrants, with 20,344 households. Arriving households report an average income of $54,184 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Nacogdoches County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Nacogdoches County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.