Reagan County, Texas: commercial real estate data.
Reagan County, Texas has a population of 3,232 across 1,175 square miles, down 8.4 percent since the 2020 census base. County output reached $5.15 bn in 2024, 121 establishments operate here, and the SBA record carries 2 7(a) approvals worth $549,700.
106 sourced county values · tier FULL · 11 sections
Reagan County
How many people live in Reagan County
- Population3,232
- Households1,033
- Average household size3.13
- Median household income$57,813
- Median age30.0
- Median gross rent$746 per month
- Median owner-occupied home value$171,500
- Home value to household income3.0 times
- Annual rent as a share of median income15.5 percent
- Adults 25 and over with a bachelor degree or higher13.6 percent
- Adults 25 and over with a graduate degree4.7 percent
- Adults 25 and over1,854
- Population under 181,085
- Share under 1833.6 percent
- Population 65 and over332
- Share 65 and over10.3 percent
- Working age population, 18 to 641,815
- Civilian labor force1,429
- Unemployment rate5.0 percent
- Labor force participation, adults 18 and over66.6 percent
- Rank by population among Texas counties219th of 254
- Rank by population among US county-equivalents3024th
Reagan County is the 219th largest of 254 Texas counties by population. A median home costs 3.0 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 33.6 percent against 10.3 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Reagan County
Is Reagan County growing
- Population change since the 2020 census base-8.40 percent
- Census 2020 base population3,427
- Births, 202441
- Deaths, 202449
- Natural change, 2024-8
- Net domestic migration, 2024-62
- Net international migration, 202432
- Total net migration, 2024-30
- Cumulative net domestic migration, 2021 to 2024-360
- Rank by growth among US county-equivalents3107th
The county has lost 8.40 percent of its population since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Reagan County
Where people moving to Reagan County come from
- Tax returns filed by households arriving54
- People arriving, from those returns106
- Adjusted gross income arriving$3.0 m
- Net adjusted gross income movement$0
- Average income of an arriving household$55,648
- Largest single originReagan County Non-migrants (1,134 households)
- Largest single destination (1,134 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Reagan County Non-migrants | 1,134 | 2,770 | $95.1 m |
| Other flows - Same State | 54 | 106 | $3.0 m |
The largest single source of arrivals is Reagan County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Reagan County
What the Reagan County economy runs on
- County GDP, 2024$5.15 bn
- County GDP, 2023$4.20 bn
- GDP change, 2023 to 202422.7 percent
- GDP change over five years235.5 percent
- Rank by GDP among Texas counties56th
- Rank by GDP among US county-equivalents706th
- GDP per resident$1,592,435
Output grew 22.7 percent in the latest year and 235.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Reagan County
Who employs people in Reagan County
- Covered employment, annual average1,724
- Establishments reporting154
- Average annual pay$81,327
- Average weekly wage$1,564
- Sector 21, employment590
- Sector 21, average annual pay$121,630
- Sector 48-49, employment194
- Sector 48-49, average annual pay$97,054
- Sector 44-45, employment101
- Sector 44-45, average annual pay$37,347
- Sector 11, employment30
- Sector 11, average annual pay$56,617
- Sector 81, employment19
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 21 | 590 | 38 | $121,630 |
| Sector 48-49 | 194 | 9 | $97,054 |
| Sector 44-45 | 101 | 12 | $37,347 |
| Sector 11 | 30 | 13 | $56,617 |
| Sector 81 | 19 | 8 | $48,863 |
The largest sector is the biggest private employer group at 590 jobs, 34.2 percent of covered employment. Average pay per job exceeds median household income, which usually means single earner households and a wage base that can carry rent.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Reagan County
What businesses operate in Reagan County
- Establishments, all industries121
- Employment at those establishments1,437
- Annual payroll$114.7 m
- Establishments per 1,000 residents37.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Reagan County
What is being built in Reagan County
- Housing units authorised by permit, 20245
- Declared construction value permitted$975,000
- Single family units authorised2
- Multifamily units authorised3
- Multifamily share of units60.0 percent
- Average declared value per unit$195,000
- Units authorised per 1,000 households4.8
Multifamily is 60.0 percent of units authorised, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Reagan County
How much SBA lending happens in Reagan County
- 7(a) approvals recorded2
- 7(a) gross approval dollars$549,700
- Average 7(a) approval$274,850
- Median 7(a) approval$313,900
- 10th percentile approval$235,800
- 90th percentile approval$313,900
- Largest single approval$313,900
- Jobs reported supported, 7(a)7
- Jobs per approval3.5
- Distinct 7(a) lenders active2
- Distinct industries receiving approvals2
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter2
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countGeneral Automotive Repair (1)
- Most active lenderAmerican Momentum Bank (1)
The average approval of $274,850 sits close to the median of $313,900, so lending here is fairly evenly sized rather than driven by a few large deals. Only 0.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Reagan County
Do SBA loans in Reagan County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Exempt from disclosure1
- Status: Paid in full1
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Reagan County
How big is Reagan County
- Land area1,175 sq mi
- Rank by land area among Texas counties41st of 254
- Width, east to west30 mi
- Height, north to south39.5 mi
- Geographies sharing a boundary6
- Residents per square mile of land3
- Establishments per square mile0.10
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Reagan County
What hazards affect Reagan County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book2
- Of those, participating in the NFIP2
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Reagan County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Reagan County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population3,232
- Households1,033
- Average household size3.13
- Median household income$57,813
- Median age30.0
Common questions
Reagan County questions, answered from the record.
How many people live in Reagan County, Texas?
3,232, in 1,033 households, ranking 219th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Reagan County growing?
The population has fallen 8.40 percent since the 2020 census base. In 2024 there were 41 births against 49 deaths, with net migration of -30. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Reagan County?
$57,813. The median owner-occupied home is valued at $171,500, which is 3.0 times income, and median gross rent is $746 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Reagan County?
121 establishments, employing 1,437 people with an annual payroll of $114.7 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Reagan County?
Average annual pay is $81,327, or $1,564 a week, across 1,724 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Reagan County?
2 7(a) approvals totalling $549,700 since FY2020, across 2 lenders, with a median approval of $313,900. These are approvals recorded in the release, not loans disbursed.
What is being built in Reagan County?
5 housing units were authorised by permit in 2024, with a declared construction value of $975,000. Multifamily was 60.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Reagan County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Reagan County come from?
The largest single origin is Reagan County Non-migrants, with 1,134 households. Arriving households report an average income of $55,648 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Reagan County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Reagan County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.